Comments on: EverBank Review http://www.bargaineering.com/articles/everbank-review.html personal finance blog with anecdotes, advice and commentary. Sun, 08 Nov 2009 16:30:28 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: Rusty http://www.bargaineering.com/articles/everbank-review.html/comment-page-1#comment-330478 Rusty Wed, 04 Nov 2009 18:59:57 +0000 http://www.bargaineering.com/articles/?p=3786#comment-330478 The provide clarification, the introductory 3 month rate starts as soon as you sign up for the account. If you have any issues with your initial deposit or future deposits within the first 3 months, then you will miss out on a portion of the introductory rate. Thus, reducing the anticipated return. The provide clarification, the introductory 3 month rate starts as soon as you sign up for the account. If you have any issues with your initial deposit or future deposits within the first 3 months, then you will miss out on a portion of the introductory rate. Thus, reducing the anticipated return.

]]> By: David http://www.bargaineering.com/articles/everbank-review.html/comment-page-1#comment-317855 David Sun, 26 Jul 2009 16:25:36 +0000 http://www.bargaineering.com/articles/?p=3786#comment-317855 The bugaboo is their $8.95 monthly charge for not having the minimum when others(see Schwab)dont make such charges! The bugaboo is their $8.95 monthly charge for not having the minimum when others(see Schwab)dont make such charges!

]]> By: Joel http://www.bargaineering.com/articles/everbank-review.html/comment-page-1#comment-314122 Joel Wed, 15 Jul 2009 18:38:13 +0000 http://www.bargaineering.com/articles/?p=3786#comment-314122 Your review of Everbank sounded great and it it covered all the good points except ACH money transfers. They take 5 business days to make sure the money is "good". I forgot to mention that they don't pay interest on the time lag. Try a once a week transfer of funds and then calculate the true interest rate. Your review of Everbank sounded great and it it covered all the good points except ACH money transfers. They take 5 business days to make sure the money is “good”. I forgot to mention that they don’t pay interest on the time lag. Try a once a week transfer of funds and then calculate the true interest rate.

]]> By: Gareth http://www.bargaineering.com/articles/everbank-review.html/comment-page-1#comment-303536 Gareth Wed, 13 May 2009 03:12:01 +0000 http://www.bargaineering.com/articles/?p=3786#comment-303536 Beware everbank! In the fine print with May statements they notified account holders that minimum balance for Checking must stay above $5000 instead of $1500 to avoid fees (and the low balance fee has increased from $1500 to $5000). In general, Everbank's fees are gradually increasing and their interest rates are becoming less competitive. As a long term account holder, I am now looking for a better bank Beware everbank! In the fine print with May statements they notified account holders that minimum balance for Checking must stay above $5000 instead of $1500 to avoid fees (and the low balance fee has increased from $1500 to $5000).

In general, Everbank’s fees are gradually increasing and their interest rates are becoming less competitive. As a long term account holder, I am now looking for a better bank

]]> By: BrewCrewFan http://www.bargaineering.com/articles/everbank-review.html/comment-page-1#comment-299317 BrewCrewFan Wed, 04 Mar 2009 18:25:50 +0000 http://www.bargaineering.com/articles/?p=3786#comment-299317 Effective March 1, the teaser rate on the money market account is down to 2.51% Effective March 1, the teaser rate on the money market account is down to 2.51%

]]> By: ClaireTN http://www.bargaineering.com/articles/everbank-review.html/comment-page-1#comment-299132 ClaireTN Sun, 01 Mar 2009 21:37:55 +0000 http://www.bargaineering.com/articles/?p=3786#comment-299132 Longtime lurker, first time poster here. Thanks for the great blog. I'm curious whether anyone has looked at Evantage. It is owned by Southwest State Bank, which also has a 4-star safe and sound rating. Right now they're offering 5.25% for a rewards checking that only requires 10 signature debit transactions per month plus receiving statements via e-mail. I'm considering signing up. Any sense of whether this is a good bank? Longtime lurker, first time poster here. Thanks for the great blog.

I’m curious whether anyone has looked at Evantage. It is owned by Southwest State Bank, which also has a 4-star safe and sound rating. Right now they’re offering 5.25% for a rewards checking that only requires 10 signature debit transactions per month plus receiving statements via e-mail. I’m considering signing up. Any sense of whether this is a good bank?

]]> By: Jim http://www.bargaineering.com/articles/everbank-review.html/comment-page-1#comment-298542 Jim Sun, 22 Feb 2009 18:21:30 +0000 http://www.bargaineering.com/articles/?p=3786#comment-298542 I'm afraid I haven't seen anything about their mortgage programs, but I do know they built their business on it. You should just email me man, don't use search haha :) I’m afraid I haven’t seen anything about their mortgage programs, but I do know they built their business on it.

You should just email me man, don’t use search haha :)

]]> By: Dave http://www.bargaineering.com/articles/everbank-review.html/comment-page-1#comment-298221 Dave Wed, 18 Feb 2009 18:34:20 +0000 http://www.bargaineering.com/articles/?p=3786#comment-298221 Jim - have you heard or seen anything about their mortgage programs? They have really good rates and I'm currently looking into refinancing my mortgage (I bought my house 8 months ago and the interest rate is 1.75% lower)and they look pretty good. I actually found this post via a Google for Everbank, which is pretty hillarious since I come here at least 3-4 times a day... :) Jim – have you heard or seen anything about their mortgage programs? They have really good rates and I’m currently looking into refinancing my mortgage (I bought my house 8 months ago and the interest rate is 1.75% lower)and they look pretty good. I actually found this post via a Google for Everbank, which is pretty hillarious since I come here at least 3-4 times a day… :)

]]> By: jim http://www.bargaineering.com/articles/everbank-review.html/comment-page-1#comment-291296 jim Thu, 06 Nov 2008 18:53:52 +0000 http://www.bargaineering.com/articles/?p=3786#comment-291296 They seem like it huh? Surprisingly, very few people who don't read blogs are familiar with it. I've asked so many of my friends whether they have an ING Direct account (so I could hook them up with <a href="http://www.bargaineering.com/articles/25-ing-direct-signup-promotion-bonus-serve-yourself.html" rel="nofollow">ING Direct referrals</a>) and the majority have no idea what I mean. These are people savvy with the web and comfortable with online banking too, they just don't know about them. They seem like it huh? Surprisingly, very few people who don’t read blogs are familiar with it. I’ve asked so many of my friends whether they have an ING Direct account (so I could hook them up with ING Direct referrals) and the majority have no idea what I mean. These are people savvy with the web and comfortable with online banking too, they just don’t know about them.

]]> By: Eric N. http://www.bargaineering.com/articles/everbank-review.html/comment-page-1#comment-291293 Eric N. Thu, 06 Nov 2008 18:43:18 +0000 http://www.bargaineering.com/articles/?p=3786#comment-291293 Yup, not looking for another one unless it's outstanding. Thanks for the review though....online banks are now a dime a dozen aren't they? Yup, not looking for another one unless it’s outstanding. Thanks for the review though….online banks are now a dime a dozen aren’t they?

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