Comments on: Financial Advice for Personal Finance Novices http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html personal finance blog with anecdotes, advice and commentary. Sun, 12 Feb 2012 23:30:41 +0000 hourly 1 By: mommy http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html/comment-page-1#comment-139061 mommy Fri, 03 Aug 2007 14:56:24 +0000 http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html#comment-139061 I'm in a quandry as to what advice to give my mom. She is doing 1-4. She is 53 and just entered the work force after graduating from college in December. Here's the question: Long Term Care Insurance... she has several health issues. Should she cut back on the retirement savings to funds the LTC or should she hold off on the LTC and hope she doesn't become uninsurable? On the bright side, at least she owns her home... I’m in a quandry as to what advice to give my mom. She is doing 1-4. She is 53 and just entered the work force after graduating from college in December.

Here’s the question: Long Term Care Insurance… she has several health issues. Should she cut back on the retirement savings to funds the LTC or should she hold off on the LTC and hope she doesn’t become uninsurable?

On the bright side, at least she owns her home…

]]> By: Free Money Finance http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html/comment-page-1#comment-139005 Free Money Finance Fri, 03 Aug 2007 10:19:54 +0000 http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html#comment-139005 <strong>Star Money Articles for the Week of July 30</strong> Here are some recent interesting posts from the MoneyBlogNetwork and beyond: Blueprint for Financial Prosperity gives some advice for money novices. Consumerism Commentary lists 50 credit cards with 0% interest. AllFinancialMatters covers credit card d... Star Money Articles for the Week of July 30

Here are some recent interesting posts from the MoneyBlogNetwork and beyond: Blueprint for Financial Prosperity gives some advice for money novices. Consumerism Commentary lists 50 credit cards with 0% interest. AllFinancialMatters covers credit card d…

]]> By: thomas http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html/comment-page-1#comment-138892 thomas Fri, 03 Aug 2007 01:49:40 +0000 http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html#comment-138892 I'd also mention any kind of stock discounts you can get with your company. Many public companies offer some sort of discounted price incentive to be a shareholder. Depending on your discount, you can get a pretty good return (10%+). You can then sell, or if you believe in your company, keep for even greater gains. I would say that this falls about 6th. I’d also mention any kind of stock discounts you can get with your company. Many public companies offer some sort of discounted price incentive to be a shareholder. Depending on your discount, you can get a pretty good return (10%+). You can then sell, or if you believe in your company, keep for even greater gains. I would say that this falls about 6th.

]]> By: Jason http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html/comment-page-1#comment-138661 Jason Thu, 02 Aug 2007 07:36:00 +0000 http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html#comment-138661 I like and agree with how you prioritize things. I think I will reference you at some point. I like and agree with how you prioritize things. I think I will reference you at some point.

]]> By: The Financial Philosopher http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html/comment-page-1#comment-138526 The Financial Philosopher Thu, 02 Aug 2007 00:54:37 +0000 http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html#comment-138526 I would say the "holy grail" of personal finance is "know thyself." Without intimate knowledge of your own strengths and weaknesses, you will be doomed to fail any budget, diet, or anything you strive to achieve. The "where to save" list from Blueprint is quite good. I would stress, however, that individuals need to acknowledge their own weaknesses, address them appropriately, then leverage your strengths to "spend less than you make" then go from there... Cheers... I would say the “holy grail” of personal finance is “know thyself.” Without intimate knowledge of your own strengths and weaknesses, you will be doomed to fail any budget, diet, or anything you strive to achieve. The “where to save” list from Blueprint is quite good. I would stress, however, that individuals need to acknowledge their own weaknesses, address them appropriately, then leverage your strengths to “spend less than you make” then go from there…

Cheers…

]]> By: jim http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html/comment-page-1#comment-138470 jim Wed, 01 Aug 2007 21:47:08 +0000 http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html#comment-138470 Whoops. :) Whoops. :)

]]> By: Henry Phish http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html/comment-page-1#comment-138449 Henry Phish Wed, 01 Aug 2007 20:15:08 +0000 http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html#comment-138449 Maybe that's what makes it the holy grail of personal finance. Maybe that’s what makes it the holy grail of personal finance.

]]> By: Josh http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html/comment-page-1#comment-138442 Josh Wed, 01 Aug 2007 19:44:32 +0000 http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html#comment-138442 Hahaha...that's kinda funny. Probably just a typo. Hahaha…that’s kinda funny. Probably just a typo.

]]> By: fivecentnickel.com http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html/comment-page-1#comment-138438 fivecentnickel.com Wed, 01 Aug 2007 19:14:39 +0000 http://www.bargaineering.com/articles/financial-advice-for-personal-finance-novices.html#comment-138438 Save MORE than you earn? So if someone earns $50k/year they're somehow supposed to $60k? Don't you mean spend less than you earn? Save MORE than you earn? So if someone earns $50k/year they’re somehow supposed to $60k? Don’t you mean spend less than you earn?

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