Comments on: FNBO Direct High Yield Savings Account Review

By: xenki

xenki — Fri, 07 Jan 2011 20:54:27 +0000

hey thanks for this great post cheers mate

By: aua868s

aua868s — Tue, 22 Dec 2009 09:29:20 +0000

compare these rates with those of now!…paltry!

By: mikestreb

mikestreb — Wed, 11 Nov 2009 02:45:00 +0000

I had an account with FNBO a while back. Then their rates bottomed out. Anyone know how to cancel an account here? I have like 50 cents in the account and earn a penny each month and I think I got a 1099 for $1 last year. Trying to simplify my banks accounts that are everywhere due to rate chasing.

By: Jim

Jim — Sun, 22 Feb 2009 18:19:36 +0000

The rate for Dollar Savings recently fell to 2.65% and who knows (or cares) where Emigrant is at this point.

By: Bob

Bob — Thu, 29 Jan 2009 23:12:37 +0000

That is for there account with a $1000 minimum. Their regular, no minimum account is indeed 2.40%. So, you are both right!

https://www.emigrantdirect.com/EmigrantDirectWeb/index.jsp

By: Philippe

Philippe — Tue, 27 Jan 2009 23:42:21 +0000

No, you’re wrong.
It’s still 3.50%
Check here: https://www.dollarsavingsdirect.com/DollarSavingsDirectWeb/index.jsp

By: Rick

Rick — Tue, 27 Jan 2009 23:19:23 +0000

I just logged into Emigrant -1/27/09 and their rate is 2.40%. FNBO is 2.80%.

By: Philippe

Philippe — Mon, 26 Jan 2009 12:51:52 +0000

Well, as of today, the rate is 2.80% and Emigrant is still at 3.50%.
No comment.
Philippe

By: OnlineSaver

OnlineSaver — Wed, 07 Jan 2009 22:16:38 +0000

Dear ToughMoneyLove,

I know using the credit report is a tough way to go about verfiying one’s information, but as a fraud-concerned individual, this is the most secure way to make sure that I (and only I) am opening the account in my name. I applaud them for doing this credit check, as it did not impact my credit score at all, and now I can be sure of the safety of not only my account, but of the bank too.

Hope this helps change your mind…

By: Bob

Bob — Tue, 30 Sep 2008 21:57:41 +0000

I have had an account with FNBO Direct (First National Bank of Omaha) for quite a while now. They are owned and operated by First National Bank of Nebraska, who owns my local bank where I have my checking accounts, First National Bank of Fort Collins. First National Bank of Nebraska is the largest privately owned bank in the US. One of the great things about using FNBO Direct is that the site features are identical to that of my local branch. So whether I log on to my local bank or FNBO, the web site operates and looks identical. Also, with FNBO’s ATM card, I can go to any of the local branches here (over a dozen), as well as any other First National Bank of Nebraska-owned bank in Colorado, Texas, South Dakota, Nebraska, Kansas and many more and get cash with no fees. Love my account here!

By: Ann

Ann — Thu, 28 Aug 2008 20:28:05 +0000

I opened my FNBO account on 8/23. So smooth. I can actualy access the account and I have completed a bank transfer with further funds to FNBO acct. I really like the fast opening. Much faster than HSBC. I need to check to see if I can open additional accounts with them. I really like the **** rating compared to the ** rating of HSBC. Looking forward to future banking relationship!

By: ToughMoneyLove

ToughMoneyLove — Tue, 05 Aug 2008 17:16:05 +0000

This is yet another example of a bank that insists on checking your credit report, ostensibly to verify your identity. I have learned that some online banks actually require a minimum credit score and will refuse to open any form of deposit account if you don’t meet it. GMAC Bank is one example. If you are a young adult with no credit history (credit score=zero), they do not want your money. Credit score obsession in our economy is completely out of control.