Comments on: Free 1-Year Identity Guard for Upromise Members http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html personal finance blog with anecdotes, advice and commentary. Sun, 22 Nov 2009 06:04:27 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: jim http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html/comment-page-1#comment-147940 jim Tue, 28 Aug 2007 16:06:58 +0000 http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html#comment-147940 "you are more likely to get your your identity stolen by your friends or family members" - that is so true, but for some people they want the peace of mind that they are safe from the big time criminals because that kind of theft is more "believable" to someone. It's more likely that a friend or relative, all things being equal, would steal $20 from my wallet than for me to be held up by a criminal in the street... but I still like police patrols around just the same. “you are more likely to get your your identity stolen by your friends or family members” – that is so true, but for some people they want the peace of mind that they are safe from the big time criminals because that kind of theft is more “believable” to someone. It’s more likely that a friend or relative, all things being equal, would steal $20 from my wallet than for me to be held up by a criminal in the street… but I still like police patrols around just the same.

]]> By: Kevin Spring http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html/comment-page-1#comment-147938 Kevin Spring Tue, 28 Aug 2007 16:02:54 +0000 http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html#comment-147938 I still don't buy "watching the blackmarket." I knew this guy that would take someones credit card at the store they worked at and scan them in the machine he bought. After you swipe the card you can read what it tells you. It is not a hard code, you can get it free. Then he would print out the magnetic strip and put them on playing cards. He mostly bought gas and things on the internet with them. He didn't go online and leave his ip address all over the place. What got him in was the video cameras at the gas station and the dozens of fake credit cards in his house. Although organized crime and lone criminals play a big role, you are more likely to get your your identity stolen by your friends or family members. They already know your SSN, mailing addres, etc and can easily get a card in your name. I still don’t buy “watching the blackmarket.” I knew this guy that would take someones credit card at the store they worked at and scan them in the machine he bought. After you swipe the card you can read what it tells you. It is not a hard code, you can get it free. Then he would print out the magnetic strip and put them on playing cards. He mostly bought gas and things on the internet with them. He didn’t go online and leave his ip address all over the place. What got him in was the video cameras at the gas station and the dozens of fake credit cards in his house.

Although organized crime and lone criminals play a big role, you are more likely to get your your identity stolen by your friends or family members. They already know your SSN, mailing addres, etc and can easily get a card in your name.

]]> By: ben http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html/comment-page-1#comment-147591 ben Mon, 27 Aug 2007 17:48:17 +0000 http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html#comment-147591 Actually, according to their Good Start account policy, you do not get charged after one year of free service. The account will be automatically canceled. Also, Identity Guard for UPromise members does not require any credit card info. Once you become a free trial member, you can upgrade to any level of service in the member area where you will be asked for billing info. Actually, according to their Good Start account policy, you do not get charged after one year of free service. The account will be automatically canceled. Also, Identity Guard for UPromise members does not require any credit card info. Once you become a free trial member, you can upgrade to any level of service in the member area where you will be asked for billing info.

]]> By: jim http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html/comment-page-1#comment-147387 jim Mon, 27 Aug 2007 02:07:27 +0000 http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html#comment-147387 The FBI does monitor the black market but I don't know how they check for your credit card number specifically unless they buy the lists from the thieves. For more on this black market, there was a good NY Times article I <a href="http://www.bargaineering.com/articles/the-dark-underbelly-of-id-theft-and-cc-fraud.html" rel="nofollow">discussed </a> a while back. The FBI does monitor the black market but I don’t know how they check for your credit card number specifically unless they buy the lists from the thieves.

For more on this black market, there was a good NY Times article I discussed a while back.

]]> By: Kevin Spring http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html/comment-page-1#comment-147375 Kevin Spring Mon, 27 Aug 2007 00:45:49 +0000 http://www.bargaineering.com/articles/free-1-year-identity-guard-for-upromise-members.html#comment-147375 How do you monitor the black market? Don't you think if that was possible the FBI or state police would be doing the same thing? How do you monitor the black market? Don’t you think if that was possible the FBI or state police would be doing the same thing?

]]>