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Free Experian PLUS Credit Score

For a limited time, American Express is offering a free look at your Experian PLUS credit score and Experian credit report. The Experian PLUS credit score is not the same as your FICO score [3] but there’s no way for you to see your FICO score based on Experian data, so this is about as close as you’ll ever get. Experian PLUS uses a different range too, from 330 to 830, versus the FICO score range of 300 to 850.

Personally, I don’t really see the point in seeing a score that isn’t a FICO score even if it’s free. It’s nice to see that American Express is promoting their CreditSecure product in a responsible way though. Most places will ask you to sign up to a trial, American Express isn’t requiring a trial to get your Experian PLUS score.

If, however, you are still interested in this offer, you need to be an American Express cardmember (I am by way of the American Express Costco card [4]) and you can visit this link [5]. Or, simply log in and look in the “Card Options” section of your account. This is where I found it in my account:

If you want to forgo the score and just want your report, remember you can get it for free every year from Annualcreditreport.com [6].