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	<title>Comments on: Free Money from Credit Card Companies</title>
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	<link>http://www.bargaineering.com/articles/free-money-from-credit-card-companies.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: ASAP Credit Card</title>
		<link>http://www.bargaineering.com/articles/free-money-from-credit-card-companies.html/comment-page-1#comment-1252</link>
		<dc:creator>ASAP Credit Card</dc:creator>
		<pubDate>Tue, 27 Sep 2005 06:23:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=243#comment-1252</guid>
		<description>Credit card companies love to offer incentives for you to sign up for the offers. But be aware: these types of offers generally have higher interest rates, and often include annual fees.

If you don&#039;t plan on using this type of card often, or you know you can pay off purchases quickly... the REWARDS could outweigh the higher rates and fees. But if you carry a balance too long, the extra bonus you earn might not be worth it. You would be better off with a low rate credit card (without the extra rewards) if you aren&#039;t able to pay off the purchases quickly. But if you don&#039;t plan on carrying a balance very long... go for the rewards!

[links edited - if you&#039;d like to advertise on this site, there are &lt;a href=&quot;http://www.bargaineering.com/articles/advertising-inquiries/&quot;&gt;additional details here&lt;/a&gt;]</description>
		<content:encoded><![CDATA[<p>Credit card companies love to offer incentives for you to sign up for the offers. But be aware: these types of offers generally have higher interest rates, and often include annual fees.</p>
<p>If you don&#8217;t plan on using this type of card often, or you know you can pay off purchases quickly&#8230; the REWARDS could outweigh the higher rates and fees. But if you carry a balance too long, the extra bonus you earn might not be worth it. You would be better off with a low rate credit card (without the extra rewards) if you aren&#8217;t able to pay off the purchases quickly. But if you don&#8217;t plan on carrying a balance very long&#8230; go for the rewards!</p>
<p>[links edited - if you'd like to advertise on this site, there are <a href="http://www.bargaineering.com/articles/advertising-inquiries/">additional details here</a>]</p>
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		<title>By: jim</title>
		<link>http://www.bargaineering.com/articles/free-money-from-credit-card-companies.html/comment-page-1#comment-750</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Thu, 04 Aug 2005 21:05:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=243#comment-750</guid>
		<description>Cool, don&#039;t spend the $100 all in one place. :)

I still haven&#039;t heard a peep, maybe it&#039;ll be in my mailbox...</description>
		<content:encoded><![CDATA[<p>Cool, don&#8217;t spend the $100 all in one place. <img src='http://www.bargaineering.com/articles/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>I still haven&#8217;t heard a peep, maybe it&#8217;ll be in my mailbox&#8230;</p>
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		<title>By: Mel</title>
		<link>http://www.bargaineering.com/articles/free-money-from-credit-card-companies.html/comment-page-1#comment-749</link>
		<dc:creator>Mel</dc:creator>
		<pubDate>Thu, 04 Aug 2005 20:05:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=243#comment-749</guid>
		<description>Got my Schwab card today!</description>
		<content:encoded><![CDATA[<p>Got my Schwab card today!</p>
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		<title>By: Mel</title>
		<link>http://www.bargaineering.com/articles/free-money-from-credit-card-companies.html/comment-page-1#comment-724</link>
		<dc:creator>Mel</dc:creator>
		<pubDate>Sun, 31 Jul 2005 22:10:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=243#comment-724</guid>
		<description>I finally got on the Sony site.  Can&#039;t wait to see what happens!

Thanks!
Melissa :)</description>
		<content:encoded><![CDATA[<p>I finally got on the Sony site.  Can&#8217;t wait to see what happens!</p>
<p>Thanks!<br />
Melissa <img src='http://www.bargaineering.com/articles/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: jim</title>
		<link>http://www.bargaineering.com/articles/free-money-from-credit-card-companies.html/comment-page-1#comment-722</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Sat, 30 Jul 2005 16:44:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=243#comment-722</guid>
		<description>I haven&#039;t received the card yet, the site does say some people would get an instant decision... I however wasn&#039;t one of them. I just bought a house so I know I have very good credit. I&#039;ll let you all know when the card actually arrives.</description>
		<content:encoded><![CDATA[<p>I haven&#8217;t received the card yet, the site does say some people would get an instant decision&#8230; I however wasn&#8217;t one of them. I just bought a house so I know I have very good credit. I&#8217;ll let you all know when the card actually arrives.</p>
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		<title>By: Mel</title>
		<link>http://www.bargaineering.com/articles/free-money-from-credit-card-companies.html/comment-page-1#comment-721</link>
		<dc:creator>Mel</dc:creator>
		<pubDate>Sat, 30 Jul 2005 15:53:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=243#comment-721</guid>
		<description>How long did it take for you to get the Schwab card?  I applied and was told they&#039;d send me a letter.  The website, however, said it would be an instant decision.  I have excellent credit.</description>
		<content:encoded><![CDATA[<p>How long did it take for you to get the Schwab card?  I applied and was told they&#8217;d send me a letter.  The website, however, said it would be an instant decision.  I have excellent credit.</p>
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	<item>
		<title>By: jim</title>
		<link>http://www.bargaineering.com/articles/free-money-from-credit-card-companies.html/comment-page-1#comment-714</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Thu, 28 Jul 2005 15:17:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=243#comment-714</guid>
		<description>Looks like scheduled downtime, it&#039;ll be back, I don&#039;t know any credit cards turning away customers. :)</description>
		<content:encoded><![CDATA[<p>Looks like scheduled downtime, it&#8217;ll be back, I don&#8217;t know any credit cards turning away customers. <img src='http://www.bargaineering.com/articles/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: Mel</title>
		<link>http://www.bargaineering.com/articles/free-money-from-credit-card-companies.html/comment-page-1#comment-713</link>
		<dc:creator>Mel</dc:creator>
		<pubDate>Thu, 28 Jul 2005 13:48:33 +0000</pubDate>
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		<description>The sony website is shut down right now...but I did apply for the Schwab one...thanks!</description>
		<content:encoded><![CDATA[<p>The sony website is shut down right now&#8230;but I did apply for the Schwab one&#8230;thanks!</p>
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	<item>
		<title>By: Cap</title>
		<link>http://www.bargaineering.com/articles/free-money-from-credit-card-companies.html/comment-page-1#comment-710</link>
		<dc:creator>Cap</dc:creator>
		<pubDate>Thu, 28 Jul 2005 09:35:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=243#comment-710</guid>
		<description>darn, you shoulda jump in on the $150 when it was available.  It was supper popular.  Unfortunately I applied for enough during that time, (was waiting for some 0% BT offers), so I couldnt&#039; cash in on it. Eh, I have enough accounts open as it is.</description>
		<content:encoded><![CDATA[<p>darn, you shoulda jump in on the $150 when it was available.  It was supper popular.  Unfortunately I applied for enough during that time, (was waiting for some 0% BT offers), so I couldnt&#8217; cash in on it. Eh, I have enough accounts open as it is.</p>
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