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Update 11/1: All these offers are no longer available but you can find the latest promotions here ^[3].

Before I bought a house I was very very concerned about my credit score so I didn’t take advantage of free money offers ^[3] from credit cards. Every time you apply for a card the issuing bank pulls your credit and a lot of inquiries negatively impact your score. Now that I own a home, don’t anticipate any other large purchases, I’m going to get back into the free money game.

First offer: $100 Visa Gift Card from Schwab/MBNA Visa card, it used to be $150 but as savvy saver says, $100 is $100 (and more than $0). I’ll consider it a housewarming gift from Schwab to me.

Second offer: $100 card credit from Sony Card, unfortunately I already have a Sony Card so I can’t cash in on this. Shucks.

Third offer: 2 free nights at a Choice Privileges award night hotel from Choice Privileges Visa Platinum Card, I’m tempted but I don’t know if I’ll be needing two nights… at least not yet.

So of the three I could find, I’ve only applied to the first. $100 is a nice chunk of change to get for nothing right?