Comments on: Gift Card Consumer Protection Laws

By: JS

JS — Wed, 14 Sep 2011 23:01:56 +0000

How pathetic are you that you would try to sue over a petty little card to a deli. I think it shows how stupid you are. If you sue in court there are court fees / costs. Even if you dont have to pay for them, someone does… that person is called a TAX PAYER. Unless that card was worth thousands then you would have no reason to sue. Pathetic.

By: Bird

Bird — Tue, 08 Feb 2011 04:55:00 +0000

They have to honor the gift certificate by law in NH. That one is cut and dry. Just print out the law and kindly inform the manager. You’ll be doing them a favor by filling them in on something they truly need to know (most likely they don’t). They might even appreciate it.

By: Bird

Bird — Tue, 08 Feb 2011 04:46:19 +0000

In the state of NH, are gift certificates cash refundable by the buyer who no longer wants the gift certificates because they have been found by the receiver to be unsuitable for some reason?

By: govenar

govenar — Fri, 05 Feb 2010 09:20:39 +0000

Do you have the terms & conditions that came with the debit card? It should mention whether there’s fees.
I usually try to use gift cards soon after I get them, since it’s a pain to keep track of them, and there’s a risk that they’ll be stolen or the store will go out of business, etc.

By: debit cards don't expire

debit cards don't expire — Thu, 14 Jan 2010 23:44:48 +0000

I’ve been getting the runaround in a huge way from TD Ameritrade/Commerce bank for a $500 Visa Debit gift card issued by them that was issued in NJ and “expired” in March 2006.

In November 2009 I wanted to use the card and noticed it was expired. I called Nicole at commerce bank HQ. She did some “research,” and eventually left me a voicemail stating that the card has been left with zero balance due to the monthly service charges fees. Incredible, this would mean that the fees are at least $10/month.

So I paid a visit to a local TD Bank, and was told that the card had “fallen off,” their system and there was no way to recover the funds. After some follow up I was told they’d give me a $100 gift card as a “measure of good will”. What????

After a lot of beating around the bush, I told them I would file a complaint with the department of consumer affairs (DCA) unless I could get an explanation of the fees in writing.

The next day I was told they would give me a check for the balance remaining on the card minus any fees, this would be $387.50. I’m still not sure this sounds right, how many people have been less persistent and lost all of their Visa Debit card balance?

By: aua868s

aua868s — Tue, 01 Dec 2009 05:28:26 +0000

no info about OR, huh?!?

By: terry vega

terry vega — Tue, 01 Dec 2009 00:33:15 +0000

I have a Dell card that expires today and they refuse to let me use it? How can I go around this or can I sue?

By: LiMa

LiMa — Sat, 21 Apr 2007 06:43:09 +0000

I rec’d a Gift Certificate (a paper – not plastic in case in matters)
for a Massage at a Spa worth $80.00.

Purchased 12/05 & shows on paper gift certificate
Experation Date of 12/06!

I thought there was a “2 YEAR” time frame to use ANY Gift CERTIFICATES IN NH!

**************************************************
Is the Experation Date of ONLY “1 YEAR” VALID???

Or should I book an appt. & print out this page & “MAKE THEM SEE THE NH LAW OF NO CERTIFICATE UNDER $100.00 HAVING AN EXPERATION DATE”???

PS: MY FRIEND WHO BOUGHT ME THIS ONE ALSO GOT ONE FROM HER SON, BUT SHE’S TOO TIMID TO ASK THESE QUESTIONS & I’M WONDERING HOW MUCH MONEY THIS “ONE” SPA IS MAKING OFF OF SELLING GIFT CERTIFICATES ESPECIALLY AROUND XMAS??

By: jim

jim — Wed, 16 Nov 2005 13:05:28 +0000

Disney tickets never expire either, even though their prices go up year after year. I have four days worth of admissions sitting in a drawer (I bought a 5 day pass when when we planned on using only 3). Sure, I’m not earning interest or profit or whatever on the money locked up in a ticket but whatever.

By: mbhunter

mbhunter — Wed, 16 Nov 2005 04:29:12 +0000

Just one more way that they can get you.

We have a Funland in our area. They tell us that the tickets we get for the attractions there never expire.

By: Martha

Martha — Wed, 16 Nov 2005 03:01:52 +0000

I’m glad that the states are putting in this legislation!! I’m a constant offender when it comes to not using my gift card before half the value is eaten away by fees.