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Your Take: What Are Your Goals for 2013?

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GoalsNow that we’ve celebrated the arrival of 2013 and the the days of 2012 are over, it’s time to look forward and talk about goal setting. I prefer goal setting to “resolution” setting because goals are “SMART” – specific, meaningful, attainable, relevant, and timely. Resolutions can be smart but they’re usually not – setting a goal and a way to reach that goal is usually a better way to approach a challenge and broadcasting it makes you more accountable to reaching it.

So, tell us your goals for 2013 in the comments below!

(Photo: lululemonathletica)

{ 19 comments, please add your thoughts now! }

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19 Responses to “Your Take: What Are Your Goals for 2013?”

  1. daenyll says:

    Payoff final student loan, rebuild Efund to at least 5mo, start saving to replace car

  2. I’m trying to increase the amount of dividends I receive each month. I also want to add a new position to my portfolio

  3. Brandon says:

    My goal is to convince myself to cut one non-essential recurring expense from my budget.

    So far it’s looking like my $120 cable bill. I’ve kept it this long only because of sports. So that’ll be a tough cut, but hey, that’s the point, right?

    • Clint says:

      Change to dish. I’m at $50 a month with DVR & HD and get all the sports channels. This is all after the promotional period.

  4. David S says:

    Guess this will make me accountable.
    To repay the funds I borrowed against my dedicated accounts for the refinance at the end of 2012. (Refinanced into a 15 year conventional 2.5% from a 30 FHA 4.5%).
    With my current plan I should be done around October, but any windfalls (tax refund, bonus, inheritance, side business income, etc.) might finish it off even earlier.

  5. Jon says:

    Does anyone have any recommendations on goal tracking software? I’d love to see a review.

    • Steph says:

      I use It’s free, you can link it to your accounts, create a budget and set up goals as well as other handy financial tracking tools.

  6. I am going to straighten out just exactly where and what money is available. I am going to clean up our stock accounts.

    I am going to be more truthful in my calorie tracking and exercise each day.

  7. bloodbath says:

    My goal is to sell off land that I bought over 21 years ago to supplement my retire and use a portion of the substantial proceed to replace the roof and drive-way of my residence; redesign the attic and add a bathroom; replace the windows. These changes would give me pleasure as well as increase the value of the house which is in an up and coming area. I also plan to add to my rental inventory. These goals allow me to live better in 2013 than in 2012 with a real potential of increasing my net worth and income.

  8. Getting a new to me car. I’ve finally started making a little money on my blog so increasing that funding stream. I’d like at least triple the amount I made last year. Eating more food at home. That’s about it.

  9. My goals for this year include a new family car, bigger house for the growing family, increased earnings and savings, and more business investments.

  10. Jim M says:

    My goal is trying to keep my head above water financially this year. I know it doesn’t sound like much of a goal – but I have extraordinary financial obligations this year.

  11. Shirley says:

    My goal for 2013 is to get everybody else’s “stuff” out of our extra bedrooms. That sounds a lot easier than it actually is!

  12. Ray says:

    I’m trying to knock down 10 lbs, not much, but I’d like something reasonable.

  13. Dave says:

    My 2013 goals are the following:

    Lose another 15 pounds
    Gut and remodel the master bedroom and buy a new bed!!
    Get rid of more clutter this year from the house (I figure 3 carfuls will be a good start)!!
    Save 2500 cash towards E-Fund

  14. admiral58 says:

    i’m looking to get some professional education taken care of this year.

  15. Jon says:

    Financially, it is all about building about a down payment for a house. We are hoping to buy in a couple years with the full 20%.

    Other than that, most revolve around being healthier. Exercise and eating right, which is a big area I have to work on.

  16. Steph says:

    My 2013 Goals include:

    1. sticking to a diet & exercise plan, which will lead to more money in my pocket down the road
    2. Reevaluate my spending habits
    3. Create a budget that better fits my lifestyle (and stick to it!)
    4. Eliminate at least $50/month of unnecessary expenses
    5. Actually use those exercise tapes I bought to avoid a gym membership

  17. jsbrendog says:

    launch my application.
    pad my savings/retirement funds

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