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	<title>Comments on: How to Become a Coupon Ninja in 15 Minutes A Week</title>
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	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: maggie</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-368915</link>
		<dc:creator>maggie</dc:creator>
		<pubDate>Fri, 27 May 2011 20:55:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-368915</guid>
		<description>thank you for your support</description>
		<content:encoded><![CDATA[<p>thank you for your support</p>
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		<title>By: shannon</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-367398</link>
		<dc:creator>shannon</dc:creator>
		<pubDate>Sat, 23 Apr 2011 00:00:54 +0000</pubDate>
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		<description>how did you find out about the class.i&#039;m not sure where to look to find the class.</description>
		<content:encoded><![CDATA[<p>how did you find out about the class.i&#8217;m not sure where to look to find the class.</p>
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		<title>By: Tamara</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-367397</link>
		<dc:creator>Tamara</dc:creator>
		<pubDate>Fri, 22 Apr 2011 23:00:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-367397</guid>
		<description>I hit up the mc donalds and panaera bread, and star bucks as early as 7am sunday morning sunday morning ....(I call this me time:) I know its not ideal but I have found mid afternoon works almost as well ...I am a huge couponer and i get others involved I have a neighbor that reaps the benifits and in return I hook her up with free stuff when I run out of room to store my items...</description>
		<content:encoded><![CDATA[<p>I hit up the mc donalds and panaera bread, and star bucks as early as 7am sunday morning sunday morning &#8230;.(I call this me time:) I know its not ideal but I have found mid afternoon works almost as well &#8230;I am a huge couponer and i get others involved I have a neighbor that reaps the benifits and in return I hook her up with free stuff when I run out of room to store my items&#8230;</p>
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		<title>By: nikki</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-367190</link>
		<dc:creator>nikki</dc:creator>
		<pubDate>Tue, 19 Apr 2011 23:34:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-367190</guid>
		<description>wow all of this is so cool, i am very interested in trying this couponing adventure out! have to say at the same time it sounds kinda challenging. i baught two sunday papers , cut out all coupons, some i use an most of cp&#039;s i dont. any tip for a first time couponer wanna be?</description>
		<content:encoded><![CDATA[<p>wow all of this is so cool, i am very interested in trying this couponing adventure out! have to say at the same time it sounds kinda challenging. i baught two sunday papers , cut out all coupons, some i use an most of cp&#8217;s i dont. any tip for a first time couponer wanna be?</p>
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		<title>By: Shirley</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-362678</link>
		<dc:creator>Shirley</dc:creator>
		<pubDate>Wed, 19 Jan 2011 13:26:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-362678</guid>
		<description>Register Rewards are instant rebates at Walgreens and items qualifying for Register Rewards are shown in the weekly Walgreens sales ad. When you go there and buy an item that is eligible for a Register Rewards rebate, you will get a coupon that prints out at the register that is good for a certain amount off a future purchase.

NOTE:
* One consolidated rebate coupon prints out with each eligible TRANSACTION. So if you want to use the rebate on the next item in your basket, you have to check it out and pay for it separately in order to get that coupon in your hand before paying for the item you want to use it on. Bit of a pita to do.
* Register Rewards coupons DO EXPIRE. 
* You may NOT use Register Rewards to pay for tobacco or alcohol.</description>
		<content:encoded><![CDATA[<p>Register Rewards are instant rebates at Walgreens and items qualifying for Register Rewards are shown in the weekly Walgreens sales ad. When you go there and buy an item that is eligible for a Register Rewards rebate, you will get a coupon that prints out at the register that is good for a certain amount off a future purchase.</p>
<p>NOTE:<br />
* One consolidated rebate coupon prints out with each eligible TRANSACTION. So if you want to use the rebate on the next item in your basket, you have to check it out and pay for it separately in order to get that coupon in your hand before paying for the item you want to use it on. Bit of a pita to do.<br />
* Register Rewards coupons DO EXPIRE.<br />
* You may NOT use Register Rewards to pay for tobacco or alcohol.</p>
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		<title>By: govenar</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-362676</link>
		<dc:creator>govenar</dc:creator>
		<pubDate>Wed, 19 Jan 2011 10:02:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-362676</guid>
		<description>To use 38 coupons you&#039;d have to buy 38 items (usually; if you have both a store coupon &amp; manufacturer coupon, you can use both on 1 item).  And if you&#039;re getting ECBs from CVS, those usually have limits, so you&#039;d have to get multiple CVS cards.  Walgreens has Register Rewards which are similar to ECBs (but different in some ways, so you should research it first).</description>
		<content:encoded><![CDATA[<p>To use 38 coupons you&#8217;d have to buy 38 items (usually; if you have both a store coupon &amp; manufacturer coupon, you can use both on 1 item).  And if you&#8217;re getting ECBs from CVS, those usually have limits, so you&#8217;d have to get multiple CVS cards.  Walgreens has Register Rewards which are similar to ECBs (but different in some ways, so you should research it first).</p>
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		<title>By: Jeannette</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-362658</link>
		<dc:creator>Jeannette</dc:creator>
		<pubDate>Tue, 18 Jan 2011 21:58:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-362658</guid>
		<description>can you use more than one coupon per item? how do you USE 38 coupons for one item?? Does walgreens have the ECBs like CVS? JUst not sure how all this bulk shopping works and how to accomplish it?  Thanks alot!</description>
		<content:encoded><![CDATA[<p>can you use more than one coupon per item? how do you USE 38 coupons for one item?? Does walgreens have the ECBs like CVS? JUst not sure how all this bulk shopping works and how to accomplish it?  Thanks alot!</p>
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		<title>By: Jeannette</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-362653</link>
		<dc:creator>Jeannette</dc:creator>
		<pubDate>Tue, 18 Jan 2011 21:11:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-362653</guid>
		<description>How do you buy several items when the coupon says only one item per coupon? Will stores allow several of same type coupon used on one item? Albertsons and kroger only double up to .50 and tripple up to .29. These people that buy more than 10 of same item at one time....how exactly do they do it? with 10 coupons?  thanks so much</description>
		<content:encoded><![CDATA[<p>How do you buy several items when the coupon says only one item per coupon? Will stores allow several of same type coupon used on one item? Albertsons and kroger only double up to .50 and tripple up to .29. These people that buy more than 10 of same item at one time&#8230;.how exactly do they do it? with 10 coupons?  thanks so much</p>
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		<title>By: Stl Coupon Wizard</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-352849</link>
		<dc:creator>Stl Coupon Wizard</dc:creator>
		<pubDate>Wed, 01 Sep 2010 04:34:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-352849</guid>
		<description>I am a couponer, Coupon Blogger and a total coupon nut, I one way or the other gather up to 20 papers a week and have 9 computers in the house to print from meaning I can get up to 38 coupons for a item. I often make trips to stores and pay less than 5% of retail. It is true you get stuff you don&#039;t need but if you do it right those are the items that you get paid to take (overage) that profit cuts the cost of the items in your cart that cost you. Use those items to save and then donate them to food pantries or any other charity org. Get a receipt and at the end of the year deduct them off of your taxes. I have made up to $250 in a week at Walgreens using coupons and the store incentives they provide. then use the profit to buy what you need. I have not paid for most personal care items for two years and just the savings on those items make a huge difference on the bottom line. Couponing does not take long if you start right and use the resources out there on the web.</description>
		<content:encoded><![CDATA[<p>I am a couponer, Coupon Blogger and a total coupon nut, I one way or the other gather up to 20 papers a week and have 9 computers in the house to print from meaning I can get up to 38 coupons for a item. I often make trips to stores and pay less than 5% of retail. It is true you get stuff you don&#8217;t need but if you do it right those are the items that you get paid to take (overage) that profit cuts the cost of the items in your cart that cost you. Use those items to save and then donate them to food pantries or any other charity org. Get a receipt and at the end of the year deduct them off of your taxes. I have made up to $250 in a week at Walgreens using coupons and the store incentives they provide. then use the profit to buy what you need. I have not paid for most personal care items for two years and just the savings on those items make a huge difference on the bottom line. Couponing does not take long if you start right and use the resources out there on the web.</p>
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		<title>By: 1stronglady</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-351405</link>
		<dc:creator>1stronglady</dc:creator>
		<pubDate>Thu, 05 Aug 2010 16:28:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-351405</guid>
		<description>I am new at this, but I do take advantage of free items even if I don&#039;t use them. I donate items I don&#039;t use to a local hospice. They have many elderly patients with low income who are able to use the things that I don&#039;t use</description>
		<content:encoded><![CDATA[<p>I am new at this, but I do take advantage of free items even if I don&#8217;t use them. I donate items I don&#8217;t use to a local hospice. They have many elderly patients with low income who are able to use the things that I don&#8217;t use</p>
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		<title>By: Holly</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-345565</link>
		<dc:creator>Holly</dc:creator>
		<pubDate>Fri, 21 May 2010 02:32:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-345565</guid>
		<description>you can get uncut circulars on ebay, and depending on the cost of your paper it might actually be a less expensive way to get them and way less headache.  Many of the sellers on ebay will kinda do a pre sale.   This means you complete the transaction on Sunday and on Monday your coupons are on the way.  I normally have them by wednesday, thursday at the lastest and that is still plenty of time to score the sales!</description>
		<content:encoded><![CDATA[<p>you can get uncut circulars on ebay, and depending on the cost of your paper it might actually be a less expensive way to get them and way less headache.  Many of the sellers on ebay will kinda do a pre sale.   This means you complete the transaction on Sunday and on Monday your coupons are on the way.  I normally have them by wednesday, thursday at the lastest and that is still plenty of time to score the sales!</p>
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		<title>By: Linda B</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-345520</link>
		<dc:creator>Linda B</dc:creator>
		<pubDate>Thu, 20 May 2010 14:35:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-345520</guid>
		<description>Alas, it takes me at least THIRTY minutes just to drive across town to buy the papers to GET the coupons! I know some folks can have papers delivered to their house, but in my area, the local paper doesn&#039;t carry all the coupon inserts, so I have to buy out-of-town papers (which, I&#039;ve checked, don&#039;t deliver to this region) to get them. *sigh* 

Still, I don&#039;t mean to belittle this info; it is very good! It&#039;s just that the &quot;15 minutes per week&quot; part might be a little off in cases such as my own. :) Thanks for sharing!</description>
		<content:encoded><![CDATA[<p>Alas, it takes me at least THIRTY minutes just to drive across town to buy the papers to GET the coupons! I know some folks can have papers delivered to their house, but in my area, the local paper doesn&#8217;t carry all the coupon inserts, so I have to buy out-of-town papers (which, I&#8217;ve checked, don&#8217;t deliver to this region) to get them. *sigh* </p>
<p>Still, I don&#8217;t mean to belittle this info; it is very good! It&#8217;s just that the &#8220;15 minutes per week&#8221; part might be a little off in cases such as my own. <img src='http://www.bargaineering.com/articles/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Thanks for sharing!</p>
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		<title>By: How to Coupon</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-345517</link>
		<dc:creator>How to Coupon</dc:creator>
		<pubDate>Thu, 20 May 2010 14:00:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-345517</guid>
		<description>I would have to say my wife is a coupon ninja, but i&#039;m a coupon newb. Anyway great article, I like the part where you say to watch when sales/promotions start because thats when you can double your coupons.</description>
		<content:encoded><![CDATA[<p>I would have to say my wife is a coupon ninja, but i&#8217;m a coupon newb. Anyway great article, I like the part where you say to watch when sales/promotions start because thats when you can double your coupons.</p>
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		<title>By: Michelle (The Coupon Fan)</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-340061</link>
		<dc:creator>Michelle (The Coupon Fan)</dc:creator>
		<pubDate>Wed, 10 Mar 2010 13:25:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-340061</guid>
		<description>@jathieme:

While I agree that in the business world, holding too much inventory can be detrimental, I think what the author is trying to say is that when couponing, it makes much more sense. Many times I can find a deal on items such as shampoo or toilet paper that allows me to purchase it for only the cost of sales tax. In some rare instances, I can even make a small amount with my purchase (this is sometimes, but not always, done via rebates, which I realize aren&#039;t every couponer&#039;s cup of tea). When this is the case, I see no harm in stocking up. 

I certainly agree, however, that once you have a stash built up, you should stop buying, and start using it up. It would be counterproductive to buy so much that you have to invest in more storage to house it all!</description>
		<content:encoded><![CDATA[<p>@jathieme:</p>
<p>While I agree that in the business world, holding too much inventory can be detrimental, I think what the author is trying to say is that when couponing, it makes much more sense. Many times I can find a deal on items such as shampoo or toilet paper that allows me to purchase it for only the cost of sales tax. In some rare instances, I can even make a small amount with my purchase (this is sometimes, but not always, done via rebates, which I realize aren&#8217;t every couponer&#8217;s cup of tea). When this is the case, I see no harm in stocking up. </p>
<p>I certainly agree, however, that once you have a stash built up, you should stop buying, and start using it up. It would be counterproductive to buy so much that you have to invest in more storage to house it all!</p>
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		<title>By: jathieme</title>
		<link>http://www.bargaineering.com/articles/how-to-become-a-coupon-ninja-in-15-minutes-a-week.html/comment-page-1#comment-309571</link>
		<dc:creator>jathieme</dc:creator>
		<pubDate>Thu, 02 Jul 2009 19:04:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4414#comment-309571</guid>
		<description>Great article. I used to be a major coupon user, fell out of it for quite a long time, and am now considering getting back into it. Thanks for the tips.

I would like to address one of your comments:

&quot;Forget whether or not you &#039;need&#039; something, you’ll want to stock up on non-perishable products when they’re cheap, even if you don’t need them.&quot;

I don&#039;t necessarily agree with this. Buying non-perishablies is like buying inventory. In the business world, inventory sucks your cash and has to be managed carefully. Too much inventory possibly jeopardizes your cash flow.

Cash is always king, but even more so in a tight economy. If the personal cash flow is good, and forecasts indicate it will remain good, then go ahead and stock up on non-perishables. But if cash flow is bad or the future indicates that it may worsen, then only buy what you need now, and save the cash.

I&#039;m sure many of us reading this have a TON of &quot;inventory&quot; in our homes.... canned goods, dried beans, dried pasta, hair spray, bars of soap, lotions, etc., etc., etc. With money being tight it would be wise to start using our &quot;inventory&quot; rather than buying new stuff.

Just my $0.02.</description>
		<content:encoded><![CDATA[<p>Great article. I used to be a major coupon user, fell out of it for quite a long time, and am now considering getting back into it. Thanks for the tips.</p>
<p>I would like to address one of your comments:</p>
<p>&#8220;Forget whether or not you &#8216;need&#8217; something, you’ll want to stock up on non-perishable products when they’re cheap, even if you don’t need them.&#8221;</p>
<p>I don&#8217;t necessarily agree with this. Buying non-perishablies is like buying inventory. In the business world, inventory sucks your cash and has to be managed carefully. Too much inventory possibly jeopardizes your cash flow.</p>
<p>Cash is always king, but even more so in a tight economy. If the personal cash flow is good, and forecasts indicate it will remain good, then go ahead and stock up on non-perishables. But if cash flow is bad or the future indicates that it may worsen, then only buy what you need now, and save the cash.</p>
<p>I&#8217;m sure many of us reading this have a TON of &#8220;inventory&#8221; in our homes&#8230;. canned goods, dried beans, dried pasta, hair spray, bars of soap, lotions, etc., etc., etc. With money being tight it would be wise to start using our &#8220;inventory&#8221; rather than buying new stuff.</p>
<p>Just my $0.02.</p>
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