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How to Fight Debt Collectors Series
Posted By Jim On 09/25/2009 @ 12:46 pm In Debt | 10 Comments
Starting next week, we will be publishing a series of articles in a new feature series called How to Fight Debt Collectors . I’ve tapped the expertise of Craig Cunningham, known as Codename47 on the Fatwallet Forums, who has been a citizen warrior in the fight against debt collectors. If you have a debt collection problem and you post it on the Fatwallet Finance Forums, the first name that everyone recommends you message is Codename47. If you do a search on his name on Fatwallet , you’ll see he’s out there helping everyone being hounded by a debt collector.
This guy is a real deal.
I’ve written about how to fight debt collectors  in the past, but I wanted to put together a dedicated series authored by a true expert. For that, I tapped the most experienced, knowledgeable, battle-tested person I knew. We were strangers before the process started but I’m glad to have made his acquaintance and had the benefit of learning from his experience.
In this series, Codename47 will be discussing the advice on how to fight back against debt collectors. This is the same advice he uses when helping folks on Fatwallet, just distilled into article form, and it’ll cover tactics such as how to conduct background research on the collector, how to confirm they are following state and local laws, how to craft a good dispute letter (keep it simple stupid), how you should document violations so you can take them to court, and other parts of the process only a seasoned veteran can know.
This won’t be a guide for people looking to get out of legitimate debts. It’s going to advise you of your rights under the law and protect you from being harassed. I feel personal accountability is always important and that one should fulfill their financial obligations, but not at the expense of your liberties (or sanity).
As the articles are published I will link to them here so bookmark this page, or subscribe to the RSS feed , if you want to ensure you don’t miss an article.
(Photo: pumpkinjuice )
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 How to Fight Debt Collectors: http://www.bargaineering.com/articles/tag/how-to-fight-debt-collectors
 search on his name on Fatwallet: http://www.fatwallet.com/search/index.php?query=codename47&x=0&y=0&rpp=20&s=1&sort=1&showresultscashback=1&showresultscoupons=1&showresultsforums=1
 how to fight debt collectors: http://www.bargaineering.com/articles/how-to-fight-debt-collectors.html
 subscribe to the RSS feed: http://feeds.feedburner.com/BargaineeringCashMoneyBlog
 How to Research Debt Collectors & Understand the Law: http://www.bargaineering.com/articles/how-to-research-debt-collectors-understand-the-law.html
 Writing Your Debt Collection Dispute Letter: http://www.bargaineering.com/articles/writing-your-debt-collection-dispute-letter.html
 What Constitutes Debt Validation?: http://www.bargaineering.com/articles/what-constitutes-debt-validation.html
 Case Study: Classic Debt Collection Story: http://www.bargaineering.com/articles/a-classic-debt-collection-story.html
 When Debt Collectors Violate the FDCPA: http://www.bargaineering.com/articles/when-debt-collectors-violate-the-fdcpa.html
 What are Junk Debt Buyers?: http://www.bargaineering.com/articles/what-are-junk-debt-buyers.html
 Understanding 1st Party and 3rd Party Collectors: http://www.bargaineering.com/articles/understanding-1st-party-and-3rd-party-collectors.html
 How to Sue Debt Collectors: http://www.bargaineering.com/articles/how-to-sue-debt-collectors.html
 pumpkinjuice: http://www.flickr.com/photos/pumpkinjuice/229764922/sizes/o/
Thank you for reading!