Comments on: How to Recover A Stolen Identity http://www.bargaineering.com/articles/how-to-recover-a-stolen-identity.html personal finance blog with anecdotes, advice and commentary. Sun, 12 Feb 2012 23:30:41 +0000 hourly 1 By: Ralph http://www.bargaineering.com/articles/how-to-recover-a-stolen-identity.html/comment-page-1#comment-351321 Ralph Tue, 03 Aug 2010 13:58:29 +0000 http://www.bargaineering.com/articles/?p=6148#comment-351321 It is unfortunate that people have to deal with the possibility of getting their identity stolen. Thanks for information on avoidance and action if you are in this situation. It is unfortunate that people have to deal with the possibility of getting their identity stolen. Thanks for information on avoidance and action if you are in this situation.

]]> By: paul http://www.bargaineering.com/articles/how-to-recover-a-stolen-identity.html/comment-page-1#comment-351071 paul Thu, 29 Jul 2010 18:11:11 +0000 http://www.bargaineering.com/articles/?p=6148#comment-351071 I'd suggest doing a search. Slashdot had a post re Lifelock and some ID theft problems. Lifelock Worries After Employee Data Leaked To Web on Wednesday May 26, @11:00PM http://it.slashdot.org/story/10/05/27/0113221/Lifelock-Worries-After-Employee-Data-Leaked-To-Web?from=rss If for no other reason, this page can be worthwhile because you'll get a variety of opinions and experiences. Note that the language on Slashdot can be a bit "edgy" at times. Here's another opinion re Lifelock. http://www.thegeekprofessor.com/guides/identity-theft/lifelock-sucks/ Otherwise again, just do a search using "lifelock +opinions" (without the quotes, of course). If you use "reviews" as a qualifier, you're apt to get info that is a bit more "marketing" oriented. For example, when I use that search (lifelock +opinions) on Google, the first hit is this. http://answers.yahoo.com/question/index?qid=20080101005804AAhBTtL I’d suggest doing a search. Slashdot had a post re Lifelock and some ID theft problems.

Lifelock Worries After Employee Data Leaked To Web on Wednesday May 26, @11:00PM

http://it.slashdot.org/story/10/05/27/0113221/Lifelock-Worries-After-Employee-Data-Leaked-To-Web?from=rss

If for no other reason, this page can be worthwhile because you’ll get a variety of opinions and experiences. Note that the language on Slashdot can be a bit “edgy” at times.

Here’s another opinion re Lifelock.

http://www.thegeekprofessor.com/guides/identity-theft/lifelock-sucks/

Otherwise again, just do a search using “lifelock +opinions” (without the quotes, of course). If you use “reviews” as a qualifier, you’re apt to get info that is a bit more “marketing” oriented.

For example, when I use that search (lifelock +opinions) on Google, the first hit is this.

http://answers.yahoo.com/question/index?qid=20080101005804AAhBTtL

]]> By: lanie http://www.bargaineering.com/articles/how-to-recover-a-stolen-identity.html/comment-page-1#comment-351063 lanie Thu, 29 Jul 2010 16:29:35 +0000 http://www.bargaineering.com/articles/?p=6148#comment-351063 Has any used Lifelock before? Any opnion please? Has any used Lifelock before? Any opnion please?

]]> By: Jason @ One Money Design http://www.bargaineering.com/articles/how-to-recover-a-stolen-identity.html/comment-page-1#comment-350738 Jason @ One Money Design Tue, 27 Jul 2010 01:50:36 +0000 http://www.bargaineering.com/articles/?p=6148#comment-350738 Good tip on seeking the services of a lawyer. In the end I suppose you may not know everything that has been tampered with and it will be good to find someone who can help you with the legal battles. I would definitely reach out to all financial institutions and let them know what has occurred. Communication is definitely the best thing to do in such cases. Get a point of contact with your bank so that you can stay in touch with this person and call back often if needed. You don't want to have to repeat your situation to a new person everytime you call. Overally, identify theft is a scary situation and there are plenty of things we can all do to prevent it. As you said, don't share passwords across accounts and be careful as to what personal information you're sharing either on or off line. Good tip on seeking the services of a lawyer. In the end I suppose you may not know everything that has been tampered with and it will be good to find someone who can help you with the legal battles.

I would definitely reach out to all financial institutions and let them know what has occurred. Communication is definitely the best thing to do in such cases. Get a point of contact with your bank so that you can stay in touch with this person and call back often if needed. You don’t want to have to repeat your situation to a new person everytime you call.

Overally, identify theft is a scary situation and there are plenty of things we can all do to prevent it. As you said, don’t share passwords across accounts and be careful as to what personal information you’re sharing either on or off line.

]]> By: billsnider http://www.bargaineering.com/articles/how-to-recover-a-stolen-identity.html/comment-page-1#comment-350653 billsnider Mon, 26 Jul 2010 15:19:16 +0000 http://www.bargaineering.com/articles/?p=6148#comment-350653 This is a painful experience. I hope onone here has it happen to them. Part of the problem is that people are to trusting. They freely give out info without about themselves. Bill snider This is a painful experience. I hope onone here has it happen to them.

Part of the problem is that people are to trusting. They freely give out info without about themselves.

Bill snider

]]> By: Wilma http://www.bargaineering.com/articles/how-to-recover-a-stolen-identity.html/comment-page-1#comment-350650 Wilma Mon, 26 Jul 2010 14:41:42 +0000 http://www.bargaineering.com/articles/?p=6148#comment-350650 Some thing I would add is that when you name your children, it may be cute to give them all the same initials but latter on it could be a financial nightmare. You would think the SS# the only thing that is checked out but those initials can create confusion too. Many times I got calls from creditors who thought I was married to my brother. Some how his stuff ended up on my SS#. Then it was compounded later on by an ex-girlfriend of my brother who took on my name and address, posed as my brothers wife and 4 states away used his SS# to go on a spending spree. Apparently in a port town that serves our military all you need is an SS# and you have instant credit. It was so bad at one point I almost changed my name. My credit was burnt toast with a fork in it. It took years of writing letters and making phone calls to straighten out my credit. The credit bureau runs at a snails pace and they don't believe you or change anything till they get proof. Some thing I would add is that when you name your children, it may be cute to give them all the same initials but latter on it could be a financial nightmare. You would think the SS# the only thing that is checked out but those initials can create confusion too. Many times I got calls from creditors who thought I was married to my brother. Some how his stuff ended up on my SS#. Then it was compounded later on by an ex-girlfriend of my brother who took on my name and address, posed as my brothers wife and 4 states away used his SS# to go on a spending spree. Apparently in a port town that serves our military all you need is an SS# and you have instant credit. It was so bad at one point I almost changed my name. My credit was burnt toast with a fork in it. It took years of writing letters and making phone calls to straighten out my credit. The credit bureau runs at a snails pace and they don’t believe you or change anything till they get proof.

]]> By: Ron http://www.bargaineering.com/articles/how-to-recover-a-stolen-identity.html/comment-page-1#comment-350647 Ron Mon, 26 Jul 2010 14:00:21 +0000 http://www.bargaineering.com/articles/?p=6148#comment-350647 Having been through identity theft myself, these are great tips. With regard to number four, do both and I would add: #5 -- Press charges. Once I had a conviction in my case, getting things reversed on my credit report was a breeze. The thief plead guilty to a Class C Felony and was given three years probation. In the state where he committed the crime, if he does it again, it's a mandatory 10 years in prison. Having been through identity theft myself, these are great tips. With regard to number four, do both and I would add:

#5 — Press charges. Once I had a conviction in my case, getting things reversed on my credit report was a breeze. The thief plead guilty to a Class C Felony and was given three years probation. In the state where he committed the crime, if he does it again, it’s a mandatory 10 years in prison.

]]> By: Saving Money Today http://www.bargaineering.com/articles/how-to-recover-a-stolen-identity.html/comment-page-1#comment-350641 Saving Money Today Mon, 26 Jul 2010 12:09:34 +0000 http://www.bargaineering.com/articles/?p=6148#comment-350641 Using the same password for all of your accounts is just asking for trouble. You have to make it as difficult as possible for a thief to compromise you. Using the same password for all of your accounts is just asking for trouble. You have to make it as difficult as possible for a thief to compromise you.

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