Comments on: How To Stop Credit Card Offers

By: MoneyNing

MoneyNing — Fri, 17 Aug 2007 03:56:03 +0000

I used optoutprescreen also and also can validate that it is a great service Nowadays I miss all the paper shredding

By: Posco

Posco — Wed, 15 Aug 2007 19:02:43 +0000

@CreditWithdrawal: LOL. I’m gonna bet those loans weren’t free. Most likely, you paid a 3% balance transfer fee.

The optoutprescreen site really works. My wife was literally getting a 0% offer from Chase EVERY FREAKIN’ DAY. I was getting tired of shredding and recycling. Signing up definitely reduced the volume. We now only get credit card offers from the companies that we already do business with.

By: CreditWithdrawal

CreditWithdrawal — Wed, 15 Aug 2007 15:27:04 +0000

I keep receiving them because sometimes the credit companies get a little crazy and give away “Zero cost transfers, zero interest for the life of the transfers”. I actually got two of these from HSBC about the same time, got them, maxed them from other accounts, and set up automatic payments of the minimum payment amount from my bank. If a company wants to loan me money for free forever, who am I to say no??

As for recycling, my son’s school holds recycling events, so we just bag ‘em up and every so often drop them off. Help the environment by recycling, help the school’s fund drive, help the credit card companies (by receiving the offers). I’m QUITE helpful.

By: Patrick

Patrick — Wed, 15 Aug 2007 15:18:26 +0000

I signed up with optoutprescreen a few onths ago, and it worked wonders. I rarely get offers now, and the only offers I do get are from companies I am already associated with. Optoutprescreen doesn’t stop those offers. It’s a worthwhile service.

By: Blaine Moore

Blaine Moore — Wed, 15 Aug 2007 14:39:07 +0000

I have signed up for the optoutprescreen, but I’m still waiting for it to take effect. Any time that I get a credit card offer or any other unsolicited junk mail, I shred anything that has my name on it and stuff the rest back in the reply envelope and mail it back.

By: mapgirl

mapgirl — Wed, 15 Aug 2007 14:08:50 +0000

Or do what I did and run up your credit cards so your credit score stinks and they will magically stop!

*sigh*

I know, crappy advice. Damn. It’s a wonder anyone reads my blog.