Comments on: How to Sue Debt Collectors

By: Ron

Ron — Thu, 26 Jan 2012 21:10:15 +0000

Don’t be fooled by this article completely! I sued a collection agency who violated my rights, knew they violated them, knew they might lose and continued to garnish my wages and make collection attempts!

They went so far as to garnish me with out informing me which is more of a violation!

Some are so aggressive and nasty suing them just pisses them off!

If you sue make sure you have proof of EVERY violation they did and be proactive against them.

They sue you…you show up and fight!

By: DRE

DRE — Sun, 15 Jan 2012 18:52:08 +0000

A divorce decree does not negate a contract. The creditor can come after you if your ex does not pay. You may have to sue your ex for any monies you are out and your ex may be held in contempt of court.

By: 1ofthemany

1ofthemany — Sat, 10 Sep 2011 15:54:27 +0000

Fight the good fight citizens and do not listen to this lame suggestion, not in this day and time, keep food in your house and a roof over your head first and foremost. It is about you the citizen not what the fear mongers has stated here. Learn, stand strong and move forward not backwards, we already have a big fight in front of us but it is doable!!!!

By: alphaomega

alphaomega — Thu, 09 Jun 2011 02:12:16 +0000

Hi
I want to know How triple damages applyes against debt collectors.
I hear that for example a debt collector IF CA is not license in your state to work as debt collectors is ilegal then If a debt collection agency call themselves as a law firm or attorneys of law that is ilegal too. and you can be entitle to triple damages
but my question is how that star to get this. I thougth I need to report first to department of insurance or the bar of law in your state.
or how you can get there If please somebody can e mail to let me know If codename47 can explain this I would really apreciated because I am dealing with a collection agencie now that call themselve attorney office and may be not license to collect debts in my state please If somebody can explain this

By: Jim

Jim — Tue, 10 May 2011 08:57:01 +0000

Fred, Pay your bills? How about don’t violate Federal Law while trying to collect unpaid bills. Owing money isn’t against the law. Not complying with the Fair Debt Collection Practices Act is a violation of the law.

By: MickG

MickG — Mon, 02 May 2011 23:55:24 +0000

Well Fred that sounds so high minded. I could go into a long post of all that led to me falling behind in my bills, how it was no fault of my own, how not one of the Creditors, except one wanted to work with me…. All of them wanted when I fell behind when I was unemployed, thousands of dollars which if I had I wouldn’t be behind. When I finally did get a job it was $25K less than I had made before making it impossible to catch up. Next if you knew how this works, the original creditor sells off the debt, to in my opinion scam artists who buy it pennies on the dollar, and then sue you for the amount of the original debt + additional intrest, collection fees, attorney fees, and do almost nothing to try and get it. They forge documents, lie about last payment, etc. etc. Their goal which works most of the time, is to file a complaint, get no response, get a default judgment by the cleark, spend less than $500 and start garnishing your wages for years earnging thousands in the process. Now the origninal debtor gets non of this. I personally think this is a dishonest system at best. The laws should be changed that the Original creditor should have to maintain skin in the game, or it should be illegal for a third party to pursue this thing on their own, third party buyers they should frankly be out of business.

By: chris

chris — Thu, 28 Apr 2011 23:45:40 +0000

unfortunately no it’s not

By: chris

chris — Thu, 28 Apr 2011 23:44:54 +0000

I am currently sueing Emerld Marketing Group. They would call and harrass me at work and home. Saying they knew where I lived and would come to my home. As a Federal Debt collector. I know it was wrong so I sued. They have not settled yet but my attorney has asked for no more than 10,000 asking to cover reasonable attorney fees and court fees. I was told by my attorney to note every call, every email, and even take a picture of the caller ID with the number. Recording a conversation is easy just tell them since your recording me I will record you. Most of the time they don’t believe you. Good Luck to all of you in your battle against debt collectors. God Bless.

By: me

me — Sun, 10 Apr 2011 10:35:31 +0000

Fred,
That is just brilliant!!! Pay you bills!!!, some people cannot come up with the money, and furthermore when some do make payments they do not get applied where they should, back to square one.

By: Fred

Fred — Wed, 23 Mar 2011 19:50:48 +0000

Here’s an idea! How about paying you bills?? Pretty simple! People can’t stay in business when people who owe them money hire ambulance chasers to sue them. Eventually the price of goods and services go up to defend against these suits and everyone pays in the end! When America falls, the foot of the consumer attorney (aka. Ambulance Chaser) will have his foot standing on the flag.

By: sediqua22

sediqua22 — Fri, 01 Oct 2010 23:34:38 +0000

For the most part, I find dealing with attorney to be a losing battle, just simply due to the fact that rarely, do your agenda’s match. Attornies are typically interested in billing and fees, and thats pretty much it. For the most part, because I am more passionate, I actually am more detailed oriented than an attorney anyway. Once the use of having the knowledge, and then being so over whelmed that you can not perform.

I’ve dealt with attornies for many issues, and for the most part, they wait to the last minute, are unprepared and sloppy. you are better off doing your own litigation.

By: John Russell

John Russell — Mon, 10 May 2010 03:24:29 +0000

A debt buyer added almost 200 to the debt they baught was that illegal? It shows they added it almost a year after they baught it

By: Anonymous

Anonymous — Mon, 26 Apr 2010 23:12:56 +0000

if my lawyer put in the divorce degree that my ex is responsible for the debt and the judge signed off on it and Ive sent the collectors the divorce papers and Ive signed fraud papers also why does the collectors say that that paperwork doesn’t work and that i am still responsible for the debt they wont stop calling what should i do

By: TheMadTurtle

TheMadTurtle — Fri, 13 Nov 2009 16:09:20 +0000

Hmmm…I, too, used an attorney to write a nastygram to a collection agency that had been hounding me for a debt that wasn’t mine (in fairness, my name is about as common as John Smith). Perhaps I should’ve pursued a lawsuit instead? Eh…they haven’t called me since my attorney’s letter, so I guess I’m happy with that. I am in a pre-paid legal plan, so the attorney was already paid for.

By: Hank

Hank — Thu, 12 Nov 2009 03:45:47 +0000

The average award is $3,500, but you can only expect to receive $1,000? I thought lawyers only got 1/3. It almost doesn’t sound worth it to give up most of the money.