Comments on: How To Time The Market http://www.bargaineering.com/articles/how-to-time-the-market.html personal finance blog with anecdotes, advice and commentary. Sun, 12 Feb 2012 17:22:10 +0000 hourly 1 By: sean http://www.bargaineering.com/articles/how-to-time-the-market.html/comment-page-1#comment-10093 sean Mon, 19 Jun 2006 21:39:34 +0000 http://www.bargaineering.com/articles/how-to-time-the-market.html#comment-10093 Hmmm, sorry about that trackback. Not sure why it ended up with that <pre> formatting - did the same thing when I pinged 43folders a while back. Hmmm, sorry about that trackback. Not sure why it ended up with that <pre> formatting – did the same thing when I pinged 43folders a while back.

]]> By: Irregular Payments http://www.bargaineering.com/articles/how-to-time-the-market.html/comment-page-1#comment-10090 Irregular Payments Mon, 19 Jun 2006 19:29:41 +0000 http://www.bargaineering.com/articles/how-to-time-the-market.html#comment-10090 <strong>Ignorance is Bliss</strong> One especially nice thing about index investing is, I don’t pay a lick of real attention to the day-to-day goings on of the stock market. That said, of course I like seeing the market go up, and am not a huge fan of watching it go down (unless i... Ignorance is Bliss

One especially nice thing about index investing is, I don’t pay a lick of real attention to the day-to-day goings on of the stock market. That said, of course I like seeing the market go up, and am not a huge fan of watching it go down (unless i…

]]> By: Ricemutt http://www.bargaineering.com/articles/how-to-time-the-market.html/comment-page-1#comment-10082 Ricemutt Mon, 19 Jun 2006 15:38:50 +0000 http://www.bargaineering.com/articles/how-to-time-the-market.html#comment-10082 Ah, playing 2-player Contra with the bro. I'd forgotten all about that 'til now. Good times, good times... Ah, playing 2-player Contra with the bro. I’d forgotten all about that ’til now. Good times, good times…

]]> By: Trent http://www.bargaineering.com/articles/how-to-time-the-market.html/comment-page-1#comment-10081 Trent Mon, 19 Jun 2006 15:13:58 +0000 http://www.bargaineering.com/articles/how-to-time-the-market.html#comment-10081 This advice works best if you are well diversified. As a rule of thumb, at least 20 percent of your investments should be in each of the following: 1) US Stocks 2) US Bonds 3) Foreign stocks That gives you a minimum of 60 percent of your investments. The rest of them can be allocated to the same three categories or to other asset classes such as commodities, cash, or variations on the themes (high yield bonds, emerging markets). Two large-cap US stock funds are not diversification. But three ETFs fitting into the above categories could provide a great deal of diversification and help you weather all kinds of markets. This advice works best if you are well diversified. As a rule of thumb, at least 20 percent of your investments should be in each of the following:

1) US Stocks
2) US Bonds
3) Foreign stocks

That gives you a minimum of 60 percent of your investments. The rest of them can be allocated to the same three categories or to other asset classes such as commodities, cash, or variations on the themes (high yield bonds, emerging markets).

Two large-cap US stock funds are not diversification. But three ETFs fitting into the above categories could provide a great deal of diversification and help you weather all kinds of markets.

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