Comments on: I Don’t Know If I Like The Citi mtvU Card

By: Alec

Alec — Sat, 09 Feb 2008 05:51:55 +0000

Watch out.
Citibank is taking a hit, along with all other financials. They denied me a STUDENT CARD!…..I do not have a bad credit history since its zerp! I’m sure its not my credit history, since no one has been using my SSN, not me or a criminal! I’m very unhappy with this decision from Citibank, and I’m looking for another company to lend my money. It took 3 months for a final decision…….Goddbye Citibank, and thanks for the negative points on my creit report………………………………

By: King Asa

King Asa — Tue, 05 Sep 2006 18:50:35 +0000

While your conversion rate for the lesser gift cards (1,500 points for a $10 gift card) is correct, if you opt for a $50 gift card, it’s 5000 points, so the cash back is actually the full percentage earned as long as you use it toward gift cards of at least $50.

By: lamoneyguy

lamoneyguy — Sat, 04 Mar 2006 02:14:21 +0000

Sweet. Maybe I’ll suggest it for my girlfriend. She’s been trying hard to get the student loans paid off.

By: Miller

Miller — Fri, 03 Mar 2006 21:46:27 +0000

No, they don’t double it, but you get the full percentage (1% or 5% depending on your purchase) in what I’ll call useable cash.

2,500 pts = $25 check filled out to your loan company

By: LAMoneyGuy

LAMoneyGuy — Fri, 03 Mar 2006 21:41:36 +0000

Hold on there, how does this student loan stuff work? If you use your rebate check towards your student loan, they double it? Is that right? Sorry, not sure I’m totally clear.

By: jim

jim — Fri, 03 Mar 2006 21:33:35 +0000

Oooh, I didn’t know/realize that. This just tipped the scales in mtvU’s favor… I take it back, I like the card now.

By: Brian

Brian — Fri, 03 Mar 2006 21:30:40 +0000

Miller beat me to it – use the rebates to help pay your student loans down.

By: Miller

Miller — Fri, 03 Mar 2006 21:21:51 +0000

But Jim, unless I am mistaken, you have student loans, right? I know I do… and they aren’t leaving any time soon! Thank you network gets you 1:1 conversion for student loan rebates. I’ve used one and verified it working (it takes a while to get the check, but it works just fine).

By: It's Just Money

It's Just Money — Fri, 03 Mar 2006 20:46:17 +0000

Blogtastic Posts of the Week

As usual, there’s a wealth of information (pun only slightly intended) in the personal finance blog community! Here are some of my favorites and shout outs for the week: Jim at Blueprint for Financial Prosperity broke down the goods and

By: jim

jim — Fri, 03 Mar 2006 20:22:53 +0000

Well, right now my AMEX True Earnings Costco card gives 3% back from restaurants, but you get your cashback once a year (not a big deal to me).

By: LAMoneyGuy

LAMoneyGuy — Fri, 03 Mar 2006 20:14:36 +0000

The only reason I would get it is for the 5 points/dollar at restaurants. Part of my work entails business lunches, for which I get reimbursed. I don’t know of any other cards that gives you as much benefit for restaurant spending, do you?