Incorrect Direct Deposit Information on Tax Return

Amy asked a very good question in the comments of my stimulus package post:

Please post information on if you had direct deposit for your tax return but have since closed the account how do you go about removing that information and getting on the mailing list?

This is particularly important for folks waiting on the 2008 tax stimulus check since they may have heard that you can get your stimulus check faster if the IRS has your direct deposit information on file. But, what happens if your direct deposit information was input wrong, changed, or made no longer valid between the time you file and the time the IRS tries to make the deposit? The IRS will send you a check, according to Publication 17.

Unfortunately, there appears to be no way to change that information after you have filed.

While this may be disconcerting for some, even if such a form existed, it likely wouldn’t be processed in time to make a difference anyway. By the time they processed the form, the IRS would’ve tried direct depositing to the old account, failed, and mailed you a check anyway. Sadly, they don’t have a very fast response time on anything.

62 responses to “Incorrect Direct Deposit Information on Tax Return”

My stimulus check will be diverted (not my choice) to my student loan balance, so I won’t receive either a direct deposit or a check.

So does it matter at all what numbers I give them for direct deposit? I don’t like giving them my real account number if I’m not going to actually get anything deposited into my account, but I have to give them some direct deposit info to get the stimulus processed faster.

Considering the time value of money and the infinitesimal interest reduction in having the stimulus processed faster, I’d rathger owe a few pennies less than a few pennies more, but I think it’s stupid if I have to give them useless info.

I did not do direct deposit this year but i have in the past and i still have the same account number. Will they still try to direct deposit it for me. Or do i have to call the irs and give them my account number for them to do direct deposit for me.

my tax refund was deposited into my account it was a money transfer? will my rebate check be deposted as well

I have closed out my account sence my tax refund, will I receive a check in the mail or do I need to send the new information in on the new account.

I did not do direct deposit this year but I have in the past and I still have the same account number. Will they still try to direct deposit it for me? I did however had my state refund directly deposit. What will happen in my situation?

WHEN USING A COMMERCIAL TAX SERVICE AND HAVING TAX PREP FEES DEDUCTED FROM YOUR REFUND, THE INITIAL IRS REFUND IS DIRECT DEPOSITED INTO THAT PARTICULAR TAX SERVICE BANK ACCOUNT AND YOU ARE THEN ISSUED A CKECK FROM THAT OFFICE….HOW WOULD YOUR REBATE BE ISSUED IN THIS CASE?

Do I need to put a joint bank account number on a “married filing jointly” tax return for direct deposit? Or can I use any account in my name OR my spouses name?

I forgot to have my economic stimulus check to be deposited in to my bank account is it to late to change it to have it direct deposited/

My husbend and I have recently seperated and we had our taxes split between our accounts wich account will it be deposited into?

I received my tax return via HR Block debit card this year. How will I receive my tax rebate?

EVEN IF YOU HAVE YOUR 2007 REFUND ON A H&R BLOCK DEBIT CARD, YOU WILL STILL RECIEVE A PAPER CHECK..

I get my taxes done at H&R block and receive a debit card. Does that mean I have to wait an extra 2 months for my refund? How will I get my rebate and when my last 2 numbers are 85

I HAVE RECIEVED MY TAXEX FOR THE YEAR, HOWEVER I NOW HAVE A GARNISMENT AGAINST MY WAGES FOR STUDENT LOANS. WILL I STILL RECIEVE A CHECK?

I did my taxes at H&R Block. I got a rapid refund in the form of a paper check but have not recieved a notice in the mail about my rebate check even though I qualified for the rebate. If the problem is with the post office how can I be sure I will ever get it.

IF I’M NO LONGER LIVING AT THE ADDRESS THAT I’VE FILED MY 2007 TAXES, WILL I STILL RECEIVE MY STIMULUS CHECK AT MY NEW ADDRESS IF I HAVE A CHANGE OF ADDRESS IN ?

I received my taxes on a H&R Block master card. Will my rebate check be placed on that card or will I receive a paper ck? My last digits of my SSN# is 91. When are those cks mailed out?

I got a rapid refund in the form of a paper check for my tax guy? But I normally do direct deposit how will I get my refund?

I also got my taxes done at H&R Block and they put it on a debit card. DOes this mean that I have to have a check mailed out to me? Or do they put the money back on that debit card?

I also got an h&r block emeraldcard for my ral when i did my takes. I called my local H&R Block to ask the same question about what will happen with my stimulus check and They informed me that it would be put on the card.

I also had the H&R emerald card refund, I called H&R and they informed me they believe the rebates should go into our H&R emerald cards and be considered direct deposit. I hope they are correct:)

So I recieved my 2007 tax return using direct deposit so will I also recieve the tax rebate the same way?

I had neither a tax liability nor a tax refund on my 2007 tax return computation.
Can I still get the IRS to direct deposit my economy stimulus check?

Thanks.

IF I EFILED AND DID DIRECT DEPOSIT WILL MY CHECK THEN BE DIRECT DEPOSITED

Is there any way I can give my direct deposit infomation to get my rebate earlier?

I was in the process of moving out of state so I had my income taxes deposited into my mother’s account…will it still go to my mother’s account?

My 2007 return also came via the Emerald Card from H and R Block. It would make the most sense that the Economic Stimulus be deposited there because it is a “debit card”, which means that it is connected to an actual bank account. I know that it is for a fact because I called them when I first got the card and they said that when I make withdrawals from the card at ATM’s that I should choose “checking”.

If you go to their website they give you a run down on when you will receive your money and how. Just type in Economic Stimulus in the search.

THIS IS FROM http://WWW.IRS.GOV; I ALSO HAD A REFUND VIA HR BLOCK EMERALD CARD AND WE’LL ALL BE GETTING A CHECK!!!!

Q. I chose direct deposit for my 2007 tax refund but also requested a Refund Anticipation Loan (RAL) from my preparer. How does that affect my stimulus payment?

A. Taxpayers who use RALs or enter into any other loan or financial agreement with their tax professional cannot receive their stimulus payments by Direct Deposit and instead will get a paper check.

Q. Can my stimulus payment be directly deposited onto a stored value card or debit card where a bank product such as a RAL/RAC is not involved?

A. No. [New 4/14/08]

I received my rebate on an H&R Block emerald card, is that concidered direct deposit? Will mt rebate be put on the card, or will I receive a paper check?

If you call 1-866-353-1266 which is the number on the back of the Emerald Debit Card. Then listen to your balance then choose to speak to a Customer Service Rep. You will then hear a recording telling you that your Stimuli payment will be sent to you as a check if you had your 2007 tax return deposited onto your Emerald CARD. We must wait!!

So what if we had part of our refund put on the Emrald card and the other part put into our checking and they have both information on file. Will it go into my checking since they are not putting it on the emerald card???

but the checking deposit was for state???

My husbandand I didn’t know that our money could be direct deposit. Is there a way to have it done so we don’t have to wait until July for the extra help?

I called the IRS today and specifically asked about the tax rebate check and how it was gong to be dispersed, as I filed with H&R block and had our refund put on our emerald card, the gentleman told me that my rebate check WOULD be deposited into my emerald card by May 9th 2008. Hope this helps

AS of today 4/30/2008 when i called the IRS i was told that is all changed today that if you have an Emerald Card that the stimulas payment will go to that card as a direct deposit….. if you have lost your card then you need to close the card with H&R block an wait for a paper check…. those was running about 3 weeks late, cause the IRS has to wait for the money to come back from the closed account then re-issue payment…

I had my tax return put on the Emerald card and i have my pay from my job direct deposited onto the card as well…does that make a difference or will my stimulus payment be sent by check also

I received my 2007 refund on my Emerald Card RAL. Don’t be fooled. I called the IRS and the number on the back of my Emerald Card. I was told by the IRS that if you payed extra fees to get your refund by refund anticipation loan (RAL), you will be mailed a paper check. I just called them on April 29th. I called 2 weeks ago and was told differently. I raised heck with H&R Block. They said it wasn’t their fault it was HSBC Bank who has stopped our rebates from coming on our cards. If you got your refund on your Emerald Card and waited the 8 days, instead of the RAL, you will get your rebate on your Card. I am furious. So, this Bank and H & R Block made extra $ on me because I needed my tax refund fast, but they are refusing to put our rebates on our cards.

I also got my refund put on an Emerald Card from H&R Block. What number did (Tammy & Jason) when you called the IRS and got your information saying it would be deposited to the card?

I called H&R Block today. They told me that if you did a Refund Anticipation Loan (RAL) and had the proceeds of the RAL direct deposited to the Emerald card, you get a check. However, if your direct deposit to the Emerald Card came directly from the IRS (no RAL) then the payment is direct deposited to the card. This intuitively makes sense because with the RAL, you are getting a loan from H&R Block, then H&R Block gets your refund so there would be no way for H&R Block to get all these payments, then figure out who they belong to and send the money to each card. With direct deposit from the IRS to the card, there’s no reason for them not to send it there again.

My husbands last 2 digits are 06 we had our refund direct deposited, but we still have not gotten our stimulus money. should I wait til friday and see. or should we have gotten it already? we are expecting 1800.

My last 2 digits are 05, I filed two weeks before the end of January and used Direct Deposit, but have yet to receive my rebate. I will wait until tomorrow and then call the IRS. In fact, I filed online with the IRS online. This makes no sense!

i filed at the end of Jan too. used tax cut.

i just got off the phone with the irs and they stated that operators just got a memo yesterday that the rebate check should go onto the emerald card. u can go on the website there is now a where is my stimulus payment link that u can use. i hope this is helpful. she also said that u have to make sure ur emerald card is active

We used Tax cut to do our taxes and had our refund direct deposited, as of this morning we still had not gotten our rebate. I called The irs and there is an automated choice to check the status. we are getting a check. If we did direct depost why are we getting a check? Oh well at least I know its on the way, Im just really annoyed!

the number to check status is 866-234-2942 you will need the total amount of deductions and the first SS listed on the tax form. they will tell you how much and when.

on my last post I meant exemptions not deductions, sorry. it still early!

Hi, If my account was closed out since efiling. Will i receive a check at the same time i would if it was deposited or wait till the end of july???

Hi All,
I have read all the posts, and was wondering, if anyone know’s of anyone who has received their rebate, that had direct deposit through the loan from the bank on the emerald card when they did their taxes? It would be nice if they mailed out checks first for the ones who had the direct deposit with the emerald card. Hopefully soon.

I recieved my 2007 taxes on my emerald card in 1 day. Will I recieve a check or will it be on my card? I am confused, and I havent been able to speak to a live person at the irs.

I did my tax with H R Block and opted the refund anticipation loan (RAL) my refund was direct deposited into my checking. I later found out HR Block did not put my apt number on the tax form. I live in a 8 unit appts, I have gotten two different stories on the rebate check as far as how it will be dispersed. First, I read that IRS is going to send the paper check. Second, I called H R Block, I was told because I did direct deposit, I will be getting a direct deposit. I am confused. I never did receive any notice in the mail regarding the rebate checks, probably because they didn’t have my apt number. Does anyone know how the IRS is going to send the rebate check if you opted for RAL? Any comments would be appreciated.

for those wondering that do not want to call the 866 number go to http://www.irs.gov and there is a where’s my stimulus package option under stimulus questions.

If you done the one day or two day deposit on your emerald card you get a check I called and thats what they said

I talked to H&R and they said that if you opted for the 1 to 2 day you will get a check…but if you waited for the 8 to 15 you will get direct deposit!

Call HR if you would like to get piece of mind, do not call the office…please call the number on the back of your card. July will come sooner than you know for those who have to wait..I know I do! God bless!

I as well used HR Block to file my taxes. I used there online service, and opted to have their fees taken out of my return. This created a different account number and routing number on my return for direct deposit (not mine.) So.. I have direct deposit, but, not to my account, I called HR Block many times, and many places (different states). They all have different answers to the same question, very frustrating to say the least. Some say you will receive it via direct deposit, and the others are telling me that I will receive a paper check. The paper check would make more since to me, yet I assume that the IRS will try and direct deposit the payment to the HR Block account, then get it rejected, and at that point mail me a check to my address. I wonder if anyone else has had this happen to them, and If they have recieved their check yet. I wonder if I will be pushed to “the back of the line,” and the check mailed to me as if I never had direct deposit, or if they will mail me a check as soon as they get the rejection from the HR Block bank. I also called that 866 number for status, and they tell me no info is avail. and the irs.gov web site link tells me the same. Has anyone else went through this????

why would it go to student loans? if youre in default? under what grounds does it go to student loans?

I just got off the phone with the IRS-after a 20 minute hold time-and a rude rep.- We also filed our taxes at H&R Block, had direct deposit and fees withheld from the return-she told me as long as it was dd into MY account and not the tax preparer’s account-meaning you probably got a check from them-then it WILL be dd into YOUR account! Someone mentioned that the wrong apt.# was on their return-I don’t see how that would matter if you had direct deposit-you become known by your account number then-it doesn’t need your address for anything! Just my 2 cents-hope it helps! Our last 2 digits are 68 so we are waiting too!

Filed taxes e-file with turbo tax on April 11th. Had to pay federal…did send check for payment and it was cashed, so taxes were filed before April 15th.
Don’t owe taxes, don’t have any child support or student loans…my husbands SS# is in the 0 to 20 numbers and we should’ve had a direct deposit for our stimulus payment by friday May 2nd…still haven’t got it.
Checked the IRS website and there isn’t anything showing for information on our stimulus using my husbands SS# and exempts.
Anyone know why we didn’t get the direct deposit already…is it because we didn’t file until April 11th? Thanks for any answers

IRS doesn’t have your direct deposit information when you owe taxes and pay by check. you will receive your stimulus payment via mail approx mailed out on the May 16th unless time frame is bumped up.

I Used H&R, I did had my taxes directly deposited into my personal checking account. I had the fees taken out of my return, How will I receive my stimulus payment?

I looked at my tax return that h&r block sent to the IRS and now i know for sure because i took the Ral and it went on my emerald card,i will be getting paper check not DD,because on my refund were it says direct deposit info i checked and it’s not my routing number nor my account number to my emerald card ,it must be the banks or h&r blocks.So that is why people that took the Ral will not be getting DD because the IRS dose not have are routing number or are account number.Sad thing is when i filed my tax and for the Ral i ended up having an offset of 100.00 and did not get my refund for 3 weeks but still had to pay fees to that bank for Ral.Now “NO” check for me until July 11 last # 93.

Hi,
Travis, I myself was wondering the same thing. If they bump the ones who had direct deposit through H&R block card to their last 2 digits of their ssn, or if they send a check out as soon as it’s rejected. I also called, and it tells me, no info is avail. I don’t understand myself, just checking the mail everyday.

We did our own taxes with Turbo Tax on the web,at the end of January and got our refund direct deposited sometime in February We had the fees deducted from our refund. Are we goin to get a paper check or a direct deposit. ? The date for the direct deposit was today but we did not get it yet.

May 10th now, no info with the IRS no info on the phone I have a tuff time getting a hold of a live person on the phone, I filed H&R block and 36 for me and 28 for my girlfreind. We both were suppose to get it 24 hrs ago and still nothing, I don’t if because we have a joint account and both DD was going in at the same time, or from the looks of everyones comment because I filed with a 3rd party???? Please i need an answer..Thank You.

My husband and I did direct deposit and had H&R Block take the fees out of the refund but on our papers the routing number and bank account are not ours. It sounds like it goes to a general account and then to everyones accounts accordingly. So I went to the IRS website because we should have been in the first group and haven’t seen any money yet and our friends already have theirs. It soulds like we could be getting a paper check. Try here from the IRS page it’s “Where’s My Stimulus Payment?”

http://www.irs.gov/individuals/article/0,,id=181665,00.html


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