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ING Direct at 4.15%
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LAMoneyGuy saw it before I did but looks like ING Direct has upped its rate to 4.15%. My ING and Emigrant are linked (you can’t link them anymore unfortunately) so I just pop the money between them as I chase rates pretty seamlessly.
With HSBC and Emigrant both at 4.5%, you should only be going with ING Direct if you haven’t received a $25 referral bonus yet (contact me if you’d like one).
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You should really offer the $25 bonus with direct links to ING – we’ve had great success converting them when the people don’t have to email you – well beyond what we earn from the cj.com links