ING Direct is one of the oldest online banks, having first appeared during the dot-com boom. They are FDIC insured under certificate #35489 since August 4th, 2000, so you have federal assurance that your savings are absolutely safe.
When it comes to rates, ING Direct used to be one of the leaders when it came to the best online banks but their rates have slid (especially CD rates), probably because they have plenty of deposits. When it comes to their CDs, the quality of their rates varies compared to other banks with an emphasis on shorter term CDs.
ING Direct Bank CD Rates
We invite you to check out our CD Rates page that lists all the CD rate tables we have on the site, include the aggregated tables that list rates from over twenty banks that we track.