Comments on: ING Direct’s Four Responsible Banking Features

By: Steve

Steve — Tue, 09 Oct 2007 02:50:15 +0000

ING is so very user friendly. So friendly, in fact, that it has spoiled me. Recently I opened a small online account with a local bank to get $50 for setting up a direct deposit, and another $50 for setting up bill paying. WOW… what a difference… talk about difficult. The online web pages at the local bank look like a regular account which has been adapted for online banking. The site has 2 balances. One balance (Available Balance) is updated instantly. The other balance is updated overnight. I just went online to see exactly what they call the 2nd balance.. and can’t get online!!

ING really did their homework when it comes to online banking. Yes, their rates are slightly lower than others. I’ll live with that. What I really love is when I transfer money from my ING Savings account to my ING Orange Checking, the transfer takes place INSTANTLY.

GO ING !

By: RV

RV — Tue, 09 Oct 2007 00:20:50 +0000

Ron White,

Thank You for your input. It is highly appreciated.

Cheers
RV

By: Ron White

Ron White — Tue, 09 Oct 2007 00:07:00 +0000

RV,

Yes, it is possible. In fact, it’s quite easy. Once you have logged into your account, simply create a new account and it will show up instantly in your account list.

By: RV

RV — Mon, 08 Oct 2007 20:04:21 +0000

Is it possible to open more than one Joint Account at ING? Example:

1st Account: Emergency Funds – Joint Account.
2nd Account: Investments – Joint Account.
3rd Account: Savings For Home – Joint Account.
4th Account: Savings Account for Kids.

Can all the above 4 accounts be linked to a single checking account?

Cheers
RV

By: Chris Kakaras

Chris Kakaras — Mon, 08 Oct 2007 17:49:43 +0000

I LOVE ING Direct. Their website is extremely user friendly and have a great track record. I do wish their rates were a notch higher and that transferring to and from was quicker (but I guess that is the nature of online banks).

I agree with you that ING has some rock solid uses for their accounts and pretty much everyone should take advantage of this.

Chris Kakaras
http://www.chriskakaras.com

By: lulu

lulu — Mon, 08 Oct 2007 17:28:10 +0000

I am another big fan of ING. I currently use their electric orange as my main checking account because it pays interest and is so incredibly easy to use. I keep trying to get my friends to open accounts with ING but so far only two people have done so.
I see that ING’s rates are lower than some other places but I am not making a big deal about it. They are very easy to use and that balances out the rate for me. Besides, any rate is better than zero!

By: thomas

thomas — Mon, 08 Oct 2007 15:17:13 +0000

I love everything about ING except their rates. You are spot on with all your points.

The only thing I don’t do/like is cd laddering. right now, if you don’t have a large sum of money, it seems to be a lot of work for very minimal gain. But, it’s investing and a penny saved is a penny earned, however slow it may be.

By: Traciatim

Traciatim — Mon, 08 Oct 2007 14:38:47 +0000

I agree. I live in Canada so I decided I wanted to open up a US dollar saving account through ING, since I figure even if it’s a year or two the Canadian dollar will probably be lower soon.

I logged in, clicked open, selected my account type, told it how much initial funding I wanted and it’s all done. The whole process maybe took 1 minute (maybe 2 since I’m not the fastest reader).

I’ve been with ING for quite some time, from opening an account, moving funds, to finding information, everything just seems straight forward and well planned.