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	<title>Comments on: Is College Worth the Cost of Tuition? Yes.</title>
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	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: SB</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-378833</link>
		<dc:creator>SB</dc:creator>
		<pubDate>Wed, 19 Oct 2011 22:27:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-378833</guid>
		<description>:( Wow, that really sounds awful. I think we&#039;d all have done it differently if someone had just told us how. I hope things get better for you! Best of luck.</description>
		<content:encoded><![CDATA[<p> <img src='http://www.bargaineering.com/articles/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' />  Wow, that really sounds awful. I think we&#8217;d all have done it differently if someone had just told us how. I hope things get better for you! Best of luck.</p>
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		<title>By: BAP</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-356696</link>
		<dc:creator>BAP</dc:creator>
		<pubDate>Sun, 24 Oct 2010 22:05:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-356696</guid>
		<description>I completely agree with you. College is marketed as a means to make more money. “Getting a college degree will earn you a million dollars more over a lifetime vs. just having a high school diploma.” Really?? I beg to differ and so would many people I know with traditional public university degrees. I also remember my advisor saying “Attaining a degree in psychology makes you marketable to more job industries. They know that you understand how to use critical thinking skills.” What a joke.

Oh and to all you engineers out there. How does it feel to have your jobs outsourced to India. Companies seem to think it’s better for their bottom line yet you continue to tell others not to waste their time on a worthless liberal arts degree. Tell me……what degree will be in demand in four years from now? And what will you do if your marketability becomes even more depressed with an influx of engineering degrees?</description>
		<content:encoded><![CDATA[<p>I completely agree with you. College is marketed as a means to make more money. “Getting a college degree will earn you a million dollars more over a lifetime vs. just having a high school diploma.” Really?? I beg to differ and so would many people I know with traditional public university degrees. I also remember my advisor saying “Attaining a degree in psychology makes you marketable to more job industries. They know that you understand how to use critical thinking skills.” What a joke.</p>
<p>Oh and to all you engineers out there. How does it feel to have your jobs outsourced to India. Companies seem to think it’s better for their bottom line yet you continue to tell others not to waste their time on a worthless liberal arts degree. Tell me……what degree will be in demand in four years from now? And what will you do if your marketability becomes even more depressed with an influx of engineering degrees?</p>
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		<title>By: BAP</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-356694</link>
		<dc:creator>BAP</dc:creator>
		<pubDate>Sun, 24 Oct 2010 21:42:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-356694</guid>
		<description>Wow!! You’re a pretty big jerk. I hope I never have to work for or with someone who thinks like you. Please forgive those students. More than likely they listened to their college advisors who informed them that their degree would be worth a d***. We can’t all be engineers or perfect like you. Btw....it takes years to graduate from college. What is marketable now may not be in four years.</description>
		<content:encoded><![CDATA[<p>Wow!! You’re a pretty big jerk. I hope I never have to work for or with someone who thinks like you. Please forgive those students. More than likely they listened to their college advisors who informed them that their degree would be worth a d***. We can’t all be engineers or perfect like you. Btw&#8230;.it takes years to graduate from college. What is marketable now may not be in four years.</p>
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		<title>By: BAP</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-356677</link>
		<dc:creator>BAP</dc:creator>
		<pubDate>Sun, 24 Oct 2010 19:10:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-356677</guid>
		<description>Shouldn’t the question be why are the universities allowing students to finance liberal arts degrees?” If there is no return and a high rate of default on these loans we should invoke a cash only system. Only then will the university cut the cost of tuition. Taxpayers shouldn’t have to subsidize these types of degrees just as future teachers shouldn’t have to pay the out of control cost of their tuition. This system is broken. Not everyone can become engineers, doctors, lawyers, etc.</description>
		<content:encoded><![CDATA[<p>Shouldn’t the question be why are the universities allowing students to finance liberal arts degrees?” If there is no return and a high rate of default on these loans we should invoke a cash only system. Only then will the university cut the cost of tuition. Taxpayers shouldn’t have to subsidize these types of degrees just as future teachers shouldn’t have to pay the out of control cost of their tuition. This system is broken. Not everyone can become engineers, doctors, lawyers, etc.</p>
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		<title>By: Jeff</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-351721</link>
		<dc:creator>Jeff</dc:creator>
		<pubDate>Wed, 11 Aug 2010 18:35:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-351721</guid>
		<description>Is college worth it ?  I say no...at least not anymore. It&#039;s only worth it if you don&#039;t have any student loans. I believe everyone deserves a higher education if they wany one, but the current college tuition cost etc is criminal. I strongly believe colleges are corrupt and are only out the steal your money. They are no different than the greedy scumbag banks that collapsed the country. They need to be taught to behave, follow the rules, or go to jail. College has nothing to do with finding jobs..it&#039;s just meant to get an education. If you&#039;re willing to have $100k in debt with no job for the rest of your life than go to college.  

Besides ...there are no jobs left in America that require an education. We sold out to China and India...move there if you want work. Here in America you can either work at Burgar King or Mcdonalds for 6 bucks an hour.  

People need to wake up and stick to these horribly corrupt colleges and stop going. The demand will drop like a rock and so wll the cost. Wake up people!!!! 

Work with your hands...electricians, repair air conditioning etc...for God sakes stop paying the criminal college cost.</description>
		<content:encoded><![CDATA[<p>Is college worth it ?  I say no&#8230;at least not anymore. It&#8217;s only worth it if you don&#8217;t have any student loans. I believe everyone deserves a higher education if they wany one, but the current college tuition cost etc is criminal. I strongly believe colleges are corrupt and are only out the steal your money. They are no different than the greedy scumbag banks that collapsed the country. They need to be taught to behave, follow the rules, or go to jail. College has nothing to do with finding jobs..it&#8217;s just meant to get an education. If you&#8217;re willing to have $100k in debt with no job for the rest of your life than go to college.  </p>
<p>Besides &#8230;there are no jobs left in America that require an education. We sold out to China and India&#8230;move there if you want work. Here in America you can either work at Burgar King or Mcdonalds for 6 bucks an hour.  </p>
<p>People need to wake up and stick to these horribly corrupt colleges and stop going. The demand will drop like a rock and so wll the cost. Wake up people!!!! </p>
<p>Work with your hands&#8230;electricians, repair air conditioning etc&#8230;for God sakes stop paying the criminal college cost.</p>
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		<title>By: Chris</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-335065</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Thu, 07 Jan 2010 18:28:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-335065</guid>
		<description>This is not always true.  I worked full time and then some during college making more than I do now.  I had to hustle so much because I didn&#039;t understand where it was all going.  Now I get paid to use my brain and life is much easier.</description>
		<content:encoded><![CDATA[<p>This is not always true.  I worked full time and then some during college making more than I do now.  I had to hustle so much because I didn&#8217;t understand where it was all going.  Now I get paid to use my brain and life is much easier.</p>
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		<title>By: Chris</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-335063</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Thu, 07 Jan 2010 18:27:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-335063</guid>
		<description>You have to use someone else&#039;s money.  There are many ways to do this and it is up to you to decide if you will use money that is borrowed or given to you.  There are many opportunities out there and you have to search for them.</description>
		<content:encoded><![CDATA[<p>You have to use someone else&#8217;s money.  There are many ways to do this and it is up to you to decide if you will use money that is borrowed or given to you.  There are many opportunities out there and you have to search for them.</p>
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		<title>By: Chris</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-335062</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Thu, 07 Jan 2010 18:24:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-335062</guid>
		<description>I think any that goes needs to have a plan understanding exactly how it is going to benefit them.  Your choice of study makes a huge difference on your possible return on investment.</description>
		<content:encoded><![CDATA[<p>I think any that goes needs to have a plan understanding exactly how it is going to benefit them.  Your choice of study makes a huge difference on your possible return on investment.</p>
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		<title>By: Chris</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-335061</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Thu, 07 Jan 2010 18:20:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-335061</guid>
		<description>Very good points but sometimes the most important return is mere oportunities.  Not everyone can come up with their own brilliant bussiness ideas, or find ways into other weatlhy career choices.  Some of us have to be employees if some of us are going to be employers.</description>
		<content:encoded><![CDATA[<p>Very good points but sometimes the most important return is mere oportunities.  Not everyone can come up with their own brilliant bussiness ideas, or find ways into other weatlhy career choices.  Some of us have to be employees if some of us are going to be employers.</p>
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		<title>By: Sean</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-334624</link>
		<dc:creator>Sean</dc:creator>
		<pubDate>Fri, 01 Jan 2010 13:58:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-334624</guid>
		<description>I&#039;m in my 40&#039;s and have an associate, bachelor&#039;s and Master&#039;s degree.  I worked in the aviation industry for 15 years and, after being thoroughly stressed out, have owned my own home inspection business for the past 8 years.  My personal opinion on whether college is worth it is......it depends.  If you want to go to college and get an engineering degree, then it&#039;s worth it because you&#039;ll find a job.  If you want a degree in history, then it&#039;s not.  After inspecting thousands of homes and seeing how people live day to day, I think instead of focusing on a &quot;better job&quot;, how about a business for yourself?  Focus on service business (not a retail business), it&#039;s not that hard and you can do quite well.  I have personally seen college professors living in older beat-up homes while the girl who went to massage therapy school for 6 months and who works for herself is living in a pretty nice pad.  I have seen stressed out middle managers going through a divorce, selling an average split entry home while a high school educated plumbing contractor is living in a 700K home.  It&#039;s not for everyone but if I had to do it all over again my personal opinion is that I would go to college, get a two year degree (healthcare or a trade to make an okay living) and then start a business on the side.  With the taxbreaks and money saved by not going to a full university, I would be a wealthy (though I do pretty good now I must say).</description>
		<content:encoded><![CDATA[<p>I&#8217;m in my 40&#8242;s and have an associate, bachelor&#8217;s and Master&#8217;s degree.  I worked in the aviation industry for 15 years and, after being thoroughly stressed out, have owned my own home inspection business for the past 8 years.  My personal opinion on whether college is worth it is&#8230;&#8230;it depends.  If you want to go to college and get an engineering degree, then it&#8217;s worth it because you&#8217;ll find a job.  If you want a degree in history, then it&#8217;s not.  After inspecting thousands of homes and seeing how people live day to day, I think instead of focusing on a &#8220;better job&#8221;, how about a business for yourself?  Focus on service business (not a retail business), it&#8217;s not that hard and you can do quite well.  I have personally seen college professors living in older beat-up homes while the girl who went to massage therapy school for 6 months and who works for herself is living in a pretty nice pad.  I have seen stressed out middle managers going through a divorce, selling an average split entry home while a high school educated plumbing contractor is living in a 700K home.  It&#8217;s not for everyone but if I had to do it all over again my personal opinion is that I would go to college, get a two year degree (healthcare or a trade to make an okay living) and then start a business on the side.  With the taxbreaks and money saved by not going to a full university, I would be a wealthy (though I do pretty good now I must say).</p>
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		<title>By: Brian</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-333092</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Fri, 11 Dec 2009 18:56:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-333092</guid>
		<description>Here is another interesting take on whether or not college is worth it&quot; http://veechi.com/blog/?p=437</description>
		<content:encoded><![CDATA[<p>Here is another interesting take on whether or not college is worth it&#8221; <a href="http://veechi.com/blog/?p=437" rel="nofollow">http://veechi.com/blog/?p=437</a></p>
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		<title>By: Jim</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-331673</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Thu, 19 Nov 2009 19:17:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-331673</guid>
		<description>If you are being taught how to think, are you thinking or just imitating?</description>
		<content:encoded><![CDATA[<p>If you are being taught how to think, are you thinking or just imitating?</p>
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		<title>By: Anonymous</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-329212</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Thu, 15 Oct 2009 19:13:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-329212</guid>
		<description>Ivy league trust fund recipients are revered in society.</description>
		<content:encoded><![CDATA[<p>Ivy league trust fund recipients are revered in society.</p>
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		<title>By: JNY</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-314446</link>
		<dc:creator>JNY</dc:creator>
		<pubDate>Thu, 16 Jul 2009 22:55:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-314446</guid>
		<description>Getting a degree is necessary of course, but I strongly believe that going into massive amounts of debt to attend a top private university is absolutely not worth it! I bought into that idea and my life has been a bit of financial mess for the past 11 years. It was a complete mistake that I deeply regret, but it&#039;s too late to undo it.

University education in this country is far, far too expensive. And state schools are great -- but not all are created equal (some states have far better and more diverse programs than others.) And out-of-state tuition back when I attended college rivaled the cost of some private schools. 

In general, I think you shouldn&#039;t graduate with more than $17,000 of debt. The bills can cripple you financially and severely limit the life choices you make. IT&#039;S NOT WORTH IT. Go somewhere affordable and keep your life open to better choices.</description>
		<content:encoded><![CDATA[<p>Getting a degree is necessary of course, but I strongly believe that going into massive amounts of debt to attend a top private university is absolutely not worth it! I bought into that idea and my life has been a bit of financial mess for the past 11 years. It was a complete mistake that I deeply regret, but it&#8217;s too late to undo it.</p>
<p>University education in this country is far, far too expensive. And state schools are great &#8212; but not all are created equal (some states have far better and more diverse programs than others.) And out-of-state tuition back when I attended college rivaled the cost of some private schools. </p>
<p>In general, I think you shouldn&#8217;t graduate with more than $17,000 of debt. The bills can cripple you financially and severely limit the life choices you make. IT&#8217;S NOT WORTH IT. Go somewhere affordable and keep your life open to better choices.</p>
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		<title>By: Observer</title>
		<link>http://www.bargaineering.com/articles/is-college-worth-the-cost-of-tuition-yes.html/comment-page-1#comment-305199</link>
		<dc:creator>Observer</dc:creator>
		<pubDate>Mon, 08 Jun 2009 01:06:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4720#comment-305199</guid>
		<description>Andrew:

Oh no, I am one of those EVIL student loan defaulters Reagan warned you about!

As part of the &quot;personal responsibility/work first&quot; philospohy, defaulters cannot get financial aid as long as their loans are in default.  (There WAS a serious problem of &quot;perpetual students&quot; defaulting and abusing student loans; the pendulum has now swung the other way.)

In the meantime, defaulters face a 15 percent garnishment from their &quot;disposable pay&quot; which is their net pay.

From my $960/mo income, $144 is extracted and sent to Dept of Ed for my student loans.  Oh, I am also charged $17 for the &quot;privilege&quot; of having my money extracted.

My rent (a room in a house with nine people) is $650 per month and medical expenses (primarily insurance which is subsidized) are $100.

I live on fumes and food stamps.</description>
		<content:encoded><![CDATA[<p>Andrew:</p>
<p>Oh no, I am one of those EVIL student loan defaulters Reagan warned you about!</p>
<p>As part of the &#8220;personal responsibility/work first&#8221; philospohy, defaulters cannot get financial aid as long as their loans are in default.  (There WAS a serious problem of &#8220;perpetual students&#8221; defaulting and abusing student loans; the pendulum has now swung the other way.)</p>
<p>In the meantime, defaulters face a 15 percent garnishment from their &#8220;disposable pay&#8221; which is their net pay.</p>
<p>From my $960/mo income, $144 is extracted and sent to Dept of Ed for my student loans.  Oh, I am also charged $17 for the &#8220;privilege&#8221; of having my money extracted.</p>
<p>My rent (a room in a house with nine people) is $650 per month and medical expenses (primarily insurance which is subsidized) are $100.</p>
<p>I live on fumes and food stamps.</p>
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