Today is one of the two “Jump-Start Your Retirement Plan Days” that Kiplinger’s Personal Finance and the National Association of Personal Finance Advisors (NAPFA) has scheduled (the second is January 25th). So today and the 25th, you can get retirement planning advice from a fee-only advisor from the NAPFA absolutely free. It’s a great opportunity to ask a fee-only advisor some of your burning retirement questions and pay absolutely nothing for it (it’s like the Free Money Advice from a CFP  that I suggested earlier, except this time there’s really no implied strings attached!).
Here’s a blurb from their press release  (emphasis mine):
For the seventh time, NAPFA has joined with Kiplinger’s Personal Finance Magazine to offer “Kiplinger’s Jump-Start Your Retirement Plan Days” from 9:00 a.m. to 6:00 p.m. Eastern on Tuesday, January 15th, and Friday, January 28th. NAPFA members from across the U.S. will be standing by to answer your retirement questions. In 2006, more than 12,000 consumers received help during last year’s Jump-Start Days.
Just dial 1-888-919-2345 on these dates and a NAPFA member will respond to your questions. Or if you prefer, you may go to www.kiplinger.com/yourretirement/jumpstart/  to submit your questions.
There is no charge for this service—not even the phone call. To make the most of your financial checkup, please gather together any relevant documents that you need—such as mutual fund statements or your 401(k) choices before the call. If your questions are too complex to be answered on the spot, you may be directed to the NAPFA “Find an Advisor” search to locate a NAPFA-Registered Financial Advisor in your area.
Our retirement hotline is a public service that is offered to all, not just Kiplinger’s subscribers. “Volunteer advisers from across the country are prepared to help as many people as possible,” says NAPFA CEO Ellen Turf. “It is incredibly satisfying for them to have such a positive impact on so many lives.”
I personally have never used it but have heard plenty of good things about it. If you use them, please share your experiences below.