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	<title>Comments on: Kiplinger Notices Shrinking Credit Card Rebates</title>
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	<link>http://www.bargaineering.com/articles/kiplinger-notices-shrinking-credit-card-rebates.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: Rob Carlson</title>
		<link>http://www.bargaineering.com/articles/kiplinger-notices-shrinking-credit-card-rebates.html/comment-page-1#comment-47621</link>
		<dc:creator>Rob Carlson</dc:creator>
		<pubDate>Mon, 04 Dec 2006 18:16:04 +0000</pubDate>
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		<description>You&#039;d think that with the prime rate rising, the credit card companies would be tripping over themselves to get borrowers on the hook.</description>
		<content:encoded><![CDATA[<p>You&#8217;d think that with the prime rate rising, the credit card companies would be tripping over themselves to get borrowers on the hook.</p>
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		<title>By: Miller</title>
		<link>http://www.bargaineering.com/articles/kiplinger-notices-shrinking-credit-card-rebates.html/comment-page-1#comment-47197</link>
		<dc:creator>Miller</dc:creator>
		<pubDate>Sun, 03 Dec 2006 03:27:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/kiplinger-notices-shrinking-credit-card-rebates.html#comment-47197</guid>
		<description>Definitely a noticable trend.  It&#039;s also harder to find those perfect 0% BT offers too (they&#039;ve been replaced with 0% APR on purchases -- which is less of a free loan since you have to spend the money instead of just withdrawing it).  I&#039;d like to think maybe Americans aren&#039;t as financially stupid as CC companies had once assumed... but I doubt it.  =)</description>
		<content:encoded><![CDATA[<p>Definitely a noticable trend.  It&#8217;s also harder to find those perfect 0% BT offers too (they&#8217;ve been replaced with 0% APR on purchases &#8212; which is less of a free loan since you have to spend the money instead of just withdrawing it).  I&#8217;d like to think maybe Americans aren&#8217;t as financially stupid as CC companies had once assumed&#8230; but I doubt it.  =)</p>
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		<title>By: dianefromPA</title>
		<link>http://www.bargaineering.com/articles/kiplinger-notices-shrinking-credit-card-rebates.html/comment-page-1#comment-47070</link>
		<dc:creator>dianefromPA</dc:creator>
		<pubDate>Sat, 02 Dec 2006 16:39:24 +0000</pubDate>
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		<description>I&#039;m not sure why but I am still getting the 5% cash back for gas grocery and drugstores on my Citi card.  I was never notified of any change and each month the 5% shows up.  Makes me wonder how all this is managed.  Why have some had their rebate reduced and others have not (at least not yet)?  Guess I&#039;ll just keep a close watch.  I have a Chase card with the 5% rebate which I use when I reach the annual limit of the Citi so I am ready to stop using Citi if it does change  for me.</description>
		<content:encoded><![CDATA[<p>I&#8217;m not sure why but I am still getting the 5% cash back for gas grocery and drugstores on my Citi card.  I was never notified of any change and each month the 5% shows up.  Makes me wonder how all this is managed.  Why have some had their rebate reduced and others have not (at least not yet)?  Guess I&#8217;ll just keep a close watch.  I have a Chase card with the 5% rebate which I use when I reach the annual limit of the Citi so I am ready to stop using Citi if it does change  for me.</p>
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		<title>By: moneyforsmartpeoples</title>
		<link>http://www.bargaineering.com/articles/kiplinger-notices-shrinking-credit-card-rebates.html/comment-page-1#comment-47018</link>
		<dc:creator>moneyforsmartpeoples</dc:creator>
		<pubDate>Sat, 02 Dec 2006 09:25:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/kiplinger-notices-shrinking-credit-card-rebates.html#comment-47018</guid>
		<description>they should offer more and more rebates  to catch more and more business</description>
		<content:encoded><![CDATA[<p>they should offer more and more rebates  to catch more and more business</p>
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		<title>By: samerwriter</title>
		<link>http://www.bargaineering.com/articles/kiplinger-notices-shrinking-credit-card-rebates.html/comment-page-1#comment-47005</link>
		<dc:creator>samerwriter</dc:creator>
		<pubDate>Sat, 02 Dec 2006 08:00:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/kiplinger-notices-shrinking-credit-card-rebates.html#comment-47005</guid>
		<description>I&#039;ve been interested actually seeing several new 5% cards join the fray lately. I haven&#039;t been keeping track for that long, but while it seemed like for a while there were only 2-3 cards offering 5% back on gas (and some other miscellaneous thing), now there are perhaps half a dozen, including an offer from every major card (amex, discover, visa, and MC).

Originally I was jumping on every new program as soon as it was offered, but lately I&#039;ve been quite a bit more selective because of the choices available.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been interested actually seeing several new 5% cards join the fray lately. I haven&#8217;t been keeping track for that long, but while it seemed like for a while there were only 2-3 cards offering 5% back on gas (and some other miscellaneous thing), now there are perhaps half a dozen, including an offer from every major card (amex, discover, visa, and MC).</p>
<p>Originally I was jumping on every new program as soon as it was offered, but lately I&#8217;ve been quite a bit more selective because of the choices available.</p>
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