List of Cards with 0% APR Balance Transfer Offers

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(Updated 11/3) If you are searching for a 0% APR balance transfer, you’re at the right place. The following is a list of popular credit cards that are offering 0% balance transfers and is a resource for people looking to transfer higher interest rate debt to a 0% APY card; or borrow money on the cheap for whatever goals they’re looking to achieve. I’ve compiled a list of credit cards that have 0% interest rate offers on balance transfers (some offer that promotional rate for purchases too) and published that list below.

You can use them to pay off other credit cards, you can use them to pay off 0% financing offers, you can use them to pay off anything you need and get a window to catch up on your debt.

With the current credit crisis, balance transfer offers are becoming rarer and rarer. An offer you see today may not be here tomorrow. A year ago, this list had over thirty-seven credit cards from seven different companies.

0% Balance Transfer Offers

Discover® More Card(SM) - WildlifeDiscover More
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5% cashback on Get More categories, no limit!
Citi® Platinum Select® MasterCard®Citi Platinum Select

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  1. Discover Platinum American Flag Card – 0% balance transfer offer, this card also offers a 5% cash back bonus reward on categories that change every quarter. They have gone towards things like gas, clothing, restaurants, hotels, etc. No annual fee.
  2. Discover Platinum Clear Card – 0% balance transfer offer, this card also offers a 5% cash back bonus reward on categories, just like the regular Discover More card plus bonus 5-20% cash back on stores through the Discover website. No annual fee.
  3. Discover Platinum Card Sea Life Collection – 0% balance transfer offer, this card also offers a cash back bonus reward on categories, just like the regular Discover More. No annual fee.
  4. Discover Platinum Wildlife Card – 0% balance transfer offer this card also offers a cash back bonus reward on categories, just like the regular Discover More. No annual fee.
  5. Discover Miles Card – 0% balance transfer offer, this card also offers miles at 1 mile per dollar spent including a 12,000 mile promotion. For each month you make one purchase, you will be award 1,000 miles (for 12 months). No annual fee.
  6. Discover Monogram Card – 0% balance transfer and 0% purchases offer, no annual fee.
  7. Escape by Discover Card – 0% balance transfer and 0% purchases offer, 25,000 in bonus miles accrued at 1,000 miles a month when you make a purchase in that month.
  8. Citi Platinum Select Card – 0% APR on balance transfers and purchases for 6 months, no annual fee
  9. Citi® mtvU™ Platinum Select® Visa® Card -0% APR on Purchases and Balance Transfers for 6 Months, If You Qualify, Based on Your Application and Credit History
  10. Chase Slate Card -0% APR on purchases 12 billing cycles
  11. Chase Freedom Card -0% APR on purchases 12 billing cycles, $50 cash back after your first purchase, then 3% cash back on rotating categories and 1% cash back on everything else.

Please review balance transfer fee information associated with the cards listed, be sure to review the terms & conditions and fee schedule of each card before applying. They change constantly and I have reported what I believe to be the most accurate information.

If you are also interested in 0% credit cards, cards that offer both 0% on purchases and 0% on balance transfers, click here.


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