Comments on: List of No Annual Fee Prepaid Credit Cards http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html personal finance blog with anecdotes, advice and commentary. Sun, 22 Nov 2009 02:01:03 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: Jeremy OReilly http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html/comment-page-1#comment-154558 Jeremy OReilly Sun, 16 Sep 2007 00:20:05 +0000 http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html#comment-154558 The ONLY pre-paid card that is truly 100% free is called "UPside Clear". No monthly/yearly fees, free to setup, free to reload money, free to setup an allowance. There are no hidden fees at all. You can see their website at upsideclear.com ...I just started using them a month ago. It's intended for teens but it works well for those that are trying to stay within a budget (and never carry a balance). My wife and I both have one for personal spending (guilt free spending money) and then we both have one for family purchases as well. I love it. I hope others find them so that the concept will succeed and they stay around for a long time. The ONLY pre-paid card that is truly 100% free is called “UPside Clear”. No monthly/yearly fees, free to setup, free to reload money, free to setup an allowance. There are no hidden fees at all. You can see their website at upsideclear.com …I just started using them a month ago. It’s intended for teens but it works well for those that are trying to stay within a budget (and never carry a balance). My wife and I both have one for personal spending (guilt free spending money) and then we both have one for family purchases as well. I love it. I hope others find them so that the concept will succeed and they stay around for a long time.

]]> By: anita abbott http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html/comment-page-1#comment-98706 anita abbott Wed, 30 May 2007 21:14:12 +0000 http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html#comment-98706 western union also has a 25.00 overdraft charge to its card western union also has a 25.00 overdraft charge to its card

]]> By: Jom http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html/comment-page-1#comment-50745 Jom Fri, 15 Dec 2006 19:21:50 +0000 http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html#comment-50745 Best prepaid payroll only (can not be loaded except through direct deposit) card http://www.cashpay.com from Bank of America $1.25 a month fee with one free ATM transaction per pay period. Best card that can be loaded with direct deposit and at local locations is http://www.obopay.com the only fees are the atm surcharge from the bank that owns the atm you use $1 to $2 each and if you load money locally at US Bank, Wachovia or Wells Fargo. There are some load locations where you can load the card at no cost. Best prepaid payroll only (can not be loaded except through direct deposit) card http://www.cashpay.com from Bank of America $1.25 a month fee with one free ATM transaction per pay period.

Best card that can be loaded with direct deposit and at local locations is http://www.obopay.com the only fees are the atm surcharge from the bank that owns the atm you use $1 to $2 each and if you load money locally at US Bank, Wachovia or Wells Fargo. There are some load locations where you can load the card at no cost.

]]> By: Matt http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html/comment-page-1#comment-14790 Matt Sat, 12 Aug 2006 05:41:49 +0000 http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html#comment-14790 Wired Plastic has a monthly fee. Wired Plastic has a monthly fee.

]]> By: Jonathan http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html/comment-page-1#comment-14788 Jonathan Sat, 12 Aug 2006 04:58:29 +0000 http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html#comment-14788 No fees!? Jim, I think I'd read those applications a lot more closely :) While they may not have "annual" fees, almost all of them have some sort of fee. Application fees, *monthly* maintenance fees, "enrollment" fees, etc. Western Union - non-refundable $9.95 enrollment fee, 4.95 monthly fee (can be waived with direct deposit each month) Prime Mutual - There is an application fee of $59.95, a processing fee of $90, and a minimum initial deposit of $10. There is also a monthly participation fee of $5.95 that amounts to $71.40 annually. Wired Plastic - a one-time application fee of $9.95, and a monthly maintenance fee of $3.95 ($47.40 annually) ... and so on. No fees!? Jim, I think I’d read those applications a lot more closely :) While they may not have “annual” fees, almost all of them have some sort of fee. Application fees, *monthly* maintenance fees, “enrollment” fees, etc.

Western Union – non-refundable $9.95 enrollment fee, 4.95 monthly fee (can be waived with direct deposit each month)

Prime Mutual – There is an application fee of $59.95, a processing fee of $90, and a minimum initial deposit of $10. There is also a monthly participation fee of $5.95 that amounts to $71.40 annually.

Wired Plastic – a one-time application fee of $9.95, and a monthly maintenance fee of $3.95 ($47.40 annually)

… and so on.

]]> By: Tricia http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html/comment-page-1#comment-14786 Tricia Sat, 12 Aug 2006 03:52:33 +0000 http://www.bargaineering.com/articles/list-of-no-fee-prepaid-credit-cards.html#comment-14786 Jim - You rock! Thanks! Jim – You rock! Thanks!

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