Comments on: List of No Annual Fee Prepaid Credit Cards

By: keshia

keshia — Sat, 28 Jan 2012 22:38:49 +0000

American Express has a prepaid card with NO FEES at all.

By: Lashawn

Lashawn — Tue, 07 Jun 2011 01:35:36 +0000

AccountNow
Offers 2 types of cards
Card 1
Charges, $4.95 initial fee, $1 per transaction for any transaction and $2.50 atm fee.

Card 2
$2.50 for atm, $9.95 monthly maintenance fee but, transactions are included in $10 fee (only waived if your spending $2500.00 in a month)

Reloads can run you anywhere from $3.95-$4.95 per tranaction

By: Lashawn

Lashawn — Tue, 07 Jun 2011 00:35:19 +0000

Transaction Type: Premier Unlimited Usage: 1.50 weekly or $6 monthly
Oro Pay-As-You-Go: Free (BUT….)
They charge you .95 for signature purchases, atm usage on there end $2.50, not including what the bank charges, $1.95 for pin purchases, customer support, $1.95, Activation fee 1 time $9.95, they literally bleed you dry to use there card.
So thumbs down to them..

By: Lashawn

Lashawn — Tue, 07 Jun 2011 00:14:03 +0000

Jeremy, Upside charges $2.99 a month and is only free if you load, $500 bucks a month or more. That’s still $36 yearly your paying out to them. I am using Greendot but, they charge 5.95 maintenance fee a month,($71.40 yearly) and it accumulates, whether you use the card or not, plus they charge you $4.95 every time you want to load your card. The maintenance fee is only waived if you load $1000 bucks a month. (crap)I am looking as we speak for a card that is FREE for real…Not all that gimmicky stuff everyone is being sucked into…

By: pat

pat — Thu, 24 Mar 2011 21:46:50 +0000

i have a furtura pay as u go card… and the “pay as ypu go” furutra card as no monthly fee.. jus a one time actavation fee and thats it …

By: Alan

Alan — Sun, 07 Nov 2010 19:29:30 +0000

You r wrong Jeremy, this card has a monthly fee also.

By: Latisha

Latisha — Thu, 16 Sep 2010 18:13:03 +0000

You are right Jeremy. I am loving this card.

By: Jeremy OReilly

Jeremy OReilly — Sun, 16 Sep 2007 00:20:05 +0000

The ONLY pre-paid card that is truly 100% free is called “UPside Clear”. No monthly/yearly fees, free to setup, free to reload money, free to setup an allowance. There are no hidden fees at all. You can see their website at upsideclear.com …I just started using them a month ago. It’s intended for teens but it works well for those that are trying to stay within a budget (and never carry a balance). My wife and I both have one for personal spending (guilt free spending money) and then we both have one for family purchases as well. I love it. I hope others find them so that the concept will succeed and they stay around for a long time.

By: anita abbott

anita abbott — Wed, 30 May 2007 21:14:12 +0000

western union also has a 25.00 overdraft charge to its card

By: Jom

Jom — Fri, 15 Dec 2006 19:21:50 +0000

Best prepaid payroll only (can not be loaded except through direct deposit) card http://www.cashpay.com from Bank of America $1.25 a month fee with one free ATM transaction per pay period.

Best card that can be loaded with direct deposit and at local locations is http://www.obopay.com the only fees are the atm surcharge from the bank that owns the atm you use $1 to $2 each and if you load money locally at US Bank, Wachovia or Wells Fargo. There are some load locations where you can load the card at no cost.

By: Matt

Matt — Sat, 12 Aug 2006 05:41:49 +0000

Wired Plastic has a monthly fee.

By: Jonathan

Jonathan — Sat, 12 Aug 2006 04:58:29 +0000

No fees!? Jim, I think I’d read those applications a lot more closely While they may not have “annual” fees, almost all of them have some sort of fee. Application fees, *monthly* maintenance fees, “enrollment” fees, etc.

Western Union – non-refundable $9.95 enrollment fee, 4.95 monthly fee (can be waived with direct deposit each month)

Prime Mutual – There is an application fee of $59.95, a processing fee of $90, and a minimum initial deposit of $10. There is also a monthly participation fee of $5.95 that amounts to $71.40 annually.

Wired Plastic – a one-time application fee of $9.95, and a monthly maintenance fee of $3.95 ($47.40 annually)

… and so on.

By: Tricia

Tricia — Sat, 12 Aug 2006 03:52:33 +0000

Jim – You rock! Thanks!