Comments on: Money’s Best Cashback Reward Credit Cards http://www.bargaineering.com/articles/moneys-best-cashback-reward-credit-cards.html personal finance blog with anecdotes, advice and commentary. Sun, 12 Feb 2012 23:30:41 +0000 hourly 1 By: Chris http://www.bargaineering.com/articles/moneys-best-cashback-reward-credit-cards.html/comment-page-1#comment-96888 Chris Thu, 24 May 2007 18:02:15 +0000 http://www.bargaineering.com/articles/moneys-best-cashback-reward-credit-cards.html#comment-96888 I've also reviewed these two cards. The Discover card, if you read the terms and conditions, only gives you 5% up to $1,200 a year annually (after 10/2007 - $100 a month up to $1,200 annually), then they give you a nice .25% up to $1,500, then .50% up to $3,000. After $3,000 its 1%. Citibanks driving cash back offer has to be verified with maintenance receipts. I don't know how you could take advantage of this if you do all your own vehicle work. The Open Road also appears to disqualify any gas you buy at warehouse or discount stores, which should include Sams Club and Costco. Discover will earn you more than the Citi after about 3 years of regular use. I’ve also reviewed these two cards. The Discover card, if you read the terms and conditions, only gives you 5% up to $1,200 a year annually (after 10/2007 – $100 a month up to $1,200 annually), then they give you a nice .25% up to $1,500, then .50% up to $3,000. After $3,000 its 1%.

Citibanks driving cash back offer has to be verified with maintenance receipts. I don’t know how you could take advantage of this if you do all your own vehicle work.

The Open Road also appears to disqualify any gas you buy at warehouse or discount stores, which should include Sams Club and Costco.

Discover will earn you more than the Citi after about 3 years of regular use.

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