Comments on: My Wallet, Credit Card Apps, and Loyalty Cards http://www.bargaineering.com/articles/my-wallet-credit-card-apps-and-loyalty-cards.html personal finance blog with anecdotes, advice and commentary. Sun, 22 Nov 2009 04:50:49 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: ciwood http://www.bargaineering.com/articles/my-wallet-credit-card-apps-and-loyalty-cards.html/comment-page-1#comment-192258 ciwood Wed, 21 Nov 2007 17:17:54 +0000 http://www.bargaineering.com/articles/my-wallet-credit-card-apps-and-loyalty-cards.html#comment-192258 I have three Cards. I use the GM card to build up a 5% credit for purchasing GM vehicles. I have saved over $4,000 on two purchases (19999 Prism and 2003 GMC Sonoma) over the last eight years. This rebate was in addition other rebates and any deal offered at the dealership. I ended up paying $7800 for a new GMC Sonoma including taxes!!!! I have a Chase card in case my GM card ever fails. I just ordered a Washington Mutual card (in August) because they offer free access to my FICO score and a 1% rebate. It is great to be able to log on anytime and get my FICO score for free. They update the score monthly. After using the WAMU card for a few months, I intend to go back to my GMcard this month and continue building my rebate toward my next vehicle!!! I have three Cards. I use the GM card to build up a 5% credit for purchasing GM vehicles. I have saved over $4,000 on two purchases (19999 Prism and 2003 GMC Sonoma) over the last eight years. This rebate was in addition other rebates and any deal offered at the dealership. I ended up paying $7800 for a new GMC Sonoma including taxes!!!!

I have a Chase card in case my GM card ever fails.

I just ordered a Washington Mutual card (in August) because they offer free access to my FICO score and a 1% rebate. It is great to be able to log on anytime and get my FICO score for free. They update the score monthly. After using the WAMU card for a few months, I intend to go back to my GMcard this month and continue building my rebate toward my next vehicle!!!

]]> By: the baglady http://www.bargaineering.com/articles/my-wallet-credit-card-apps-and-loyalty-cards.html/comment-page-1#comment-187834 the baglady Sat, 17 Nov 2007 03:08:31 +0000 http://www.bargaineering.com/articles/my-wallet-credit-card-apps-and-loyalty-cards.html#comment-187834 Yup, I don't have any loyalty cards either and I only have about 4 credit cards and all of them are rewards cards. I don't understand why more people don't use rewards cards. It took my parents years to switch to a rewards card and they could've gotten possibly thousands of dollars back in the years they used a regular non-reward card. Yup, I don’t have any loyalty cards either and I only have about 4 credit cards and all of them are rewards cards. I don’t understand why more people don’t use rewards cards. It took my parents years to switch to a rewards card and they could’ve gotten possibly thousands of dollars back in the years they used a regular non-reward card.

]]> By: fivecentnickel.com http://www.bargaineering.com/articles/my-wallet-credit-card-apps-and-loyalty-cards.html/comment-page-1#comment-187787 fivecentnickel.com Sat, 17 Nov 2007 01:35:08 +0000 http://www.bargaineering.com/articles/my-wallet-credit-card-apps-and-loyalty-cards.html#comment-187787 Betty, are you planning on applying for more credit anytime soon? If not, then who cares if you score takes a dip? Betty, are you planning on applying for more credit anytime soon? If not, then who cares if you score takes a dip?

]]> By: DebtyBetty http://www.bargaineering.com/articles/my-wallet-credit-card-apps-and-loyalty-cards.html/comment-page-1#comment-187608 DebtyBetty Fri, 16 Nov 2007 20:20:56 +0000 http://www.bargaineering.com/articles/my-wallet-credit-card-apps-and-loyalty-cards.html#comment-187608 I am super scared to see my credit report this month (I subscribe to a monthly credit monitoring service). I applied for three credit cards within the last two months, and I'm wondering the hit that my credit score will take because of it. However, those three credit cards add up to more than $8000 in credit, so my utilization rate will plummet. Although I haven't seen my scores yet, I'm happy with my decision to apply for several. I travel a lot for work and really wanted some cash back cards to reap some rewards from my work-related travel expenses, which are sometimes quite substantial. I am super scared to see my credit report this month (I subscribe to a monthly credit monitoring service). I applied for three credit cards within the last two months, and I’m wondering the hit that my credit score will take because of it. However, those three credit cards add up to more than $8000 in credit, so my utilization rate will plummet. Although I haven’t seen my scores yet, I’m happy with my decision to apply for several. I travel a lot for work and really wanted some cash back cards to reap some rewards from my work-related travel expenses, which are sometimes quite substantial.

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