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No Credit Needed in CNN Money
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Big props to NCN (I guess he’s okay with people knowing his first name is Jason!) on being profiled by CNN Money! For those who don’t know who NCN is, he’s the mind behind No Credit Needed. He’s also the first person I think of when you talk about people overcoming debt, especially credit card debt (despite what the article says, it was more like $7-$8k of credit card debt). He’s a nice guy to boot.
I personally don’t agree with his approach towards credit cards, he never ever uses them, but that’s the beauty of personal finance and blogging. Personal finance is an area where there is no right answer, there’s just a right for you answer. I don’t buy junk food like BBQ potato chips because I know I will eat the whole freaking bag in a day, he doesn’t have credit cards because he doesn’t want to surrender all he’s gained – that I can understand and respect.
Either way, it’s a great accomplishment to have overcome such a debt and being profiled is icing on the cake!
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I can relate on the potato chips. Kim does most of our shopping and sodas and chips are no more in our house. We only have goldfish crackers … and sometimes even they’re hard to put down.
In any event, more on the subject of your post, it is quite an accomplishment to dig out of debt; and I have a lot of respect for folks who don’t use credit cards for the right reasons. Knowing your weaknesses is an incredibly important part of achieving any goal. For some, it’s potato chips, others credit cards, and still others, slot machines.