or any live person available to talk there.

Of course it’s easy, the want your money!
Virtually anything that has to do with giving the federal government money is always MUCH easier than getting it back.
For instance, it’s easy to pay the government taxes – they’re automatically taken out of your pay check. You can actually look at your tax return as your effort to DEFEND what you keep. Much harder work.

Governments always make it easier to give them money than to take it.

I just bought some ibonds for my eldest son. I’d like to keep much more liquid, especially if we have some family expenses. I’m expecting he won’t need to touch the money for a long time. We bought them at a bank and the experience went quite smoothly (I wonder how they make money on it).

Has anyone actually gone ahead and bought any ibonds?

If you wanted to maximize liquidity, what vehicle would you use that paid higher than emigrant direct?

Have a wonderful Saturday,
makingouway

Surely they’ll figure this out soon and scrap the whole program.