Health Care 
8
comments

5 steps to punch a denied health insurance claim in the face

Health insurers are in business to make money, and one way they can increase profits is denying claims. And they do. A lot.

About 200 million health insurance claims are denied annually, according to the AARP. While that might be great for insurers’ shareholders, it sucks for patients.

The good news is, when a consumer appeals their insurance company’s decision, the denial is reversed about half the time. It’s worth it to appeal a denial, but it’s not typically easy. Here’s what you can do to fight back against a denied health insurance claim.
(Click to continue reading…)


 MoneyDerp 
19
comments

UK man pays $735 for a photo of an Xbox One, or why I don’t use eBay

UK man pays $735 for a photo of an Xbox One or why I don't use eBayEver disregard a few little words in an eBay description and lose hundreds of dollars? No, me either.

But one UK man did. A19-year-old Briton bid $735 for what he thought was a Day One edition Xbox One for his young son for Christmas. What he was really buying, according to the listing, was a photo of an Xbox One.
(Click to continue reading…)


 Debt 
10
comments

What to do when you realize there’s no way in hell you can pay your student loans

What to do if you realize there's no way in hell you can pay back your student loan debtEver feel like there’s no way you’ll ever pay back your student loans, even if you work 80 hours a week and never paid a dime to anyone but Sallie Mae? Or sell off your organs one-by-one on the black market? Or … well you get the idea.

According to the Federal Reserve, there are more than 500,000 Americans walking around these days with $150,000 or more in student loan debt. Assuming typical terms, they’re probably looking at a monthly payment of more than $1,500 a month.
(Click to continue reading…)


 Money Lab 
4
comments

Are must-have Christmas gifts getting more expensive?

Are the gifts kids want for Christmas getting more expensive?It seems like the one constant around the holidays is people complaining about how spoiled kids are today, and how out-of-control holiday costs have become. But are the gifts we give kids really that much more expensive than the ones you’d find under the tree back in the “good old days”?

What got me wondering about this question was a really cool infographic, “50 years 50 toys,” created by Abby Ryan Design that’s been floating around the Web. While the infographic isn’t based on exact sales figures, etc., I think it gives a pretty good representation of what people were buying as their primary gift for kids throughout the years. So I set out to research the cost of all the toys that appear in the infographic in the year they were the hot toy to have.
(Click to continue reading…)


 This is why you're broke 
10
comments

Can you own a pet in a big city without going broke?

Think long and hard before getting a pet in a big cityWhen I first adopted my cat one year ago from the rescue group with which I was volunteering in Manhattan, I naively believed, beyond basic necessities, she’d be relatively low-cost. It turns out the “basic necessities” of pet ownership equate to approximately those of raising an actual human child. Much like raising a human child, these costs rise exponentially when you live in a major metropolitan area.

(Click to continue reading…)


 Science Says 
8
comments

Good investing habits that make your primitive ape brain hurt

Good investing habits can make your brain hurtBy almost any measure, the average American is pretty terrible at investing.

Between 1993 and 2012, individual investors earned an average annual return of 2.3 percent, according to a study by DALBAR, a financial services market research firm. That’s not only terrible, it’s a lot less than the 8.2 percent they would have earned just parking their money in stocks of the 500 largest American companies and reinvesting the dividends.
(Click to continue reading…)


 Culture Cents 
8
comments

What do rappers invest in? Judging by their lyrics, gold and deposits

Judging from their lyrics, rappers invest in gold and bank deposits over stocks and bonds.Rap Genius, a one-stop shop for annotated rap lyrics, released a tool that allows you to search their entire archive of rap lyrics for certain words or phrases.

Being the type of person who looks to rap for insights on finance, the first thing I did was plug in different types of investments to see which ones rappers preferred, or at least rapped about.
(Click to continue reading…)


 This is why you're broke 
16
comments

Sock-of-the-month club a cool new way to squander money, dignity

Mamas, don't let your babies grow up to be sock of the month club subscribersIf you’ve got a hundo burning a hole in your pocket and are looking for the dumbest possible way to spend it, have I got a deal for you.

A sock-of-the-month club is a subscription service for socks, and yes it is a real thing that exists. You sign up and pay on a monthly or per-year basis and get socks mailed to you that typically cost $12 to $14 a pair.
(Click to continue reading…)


Advertising Disclosure: Bargaineering may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.
About | Contact Me | Privacy Policy/Your California Privacy Rights | Terms of Use | Press
Copyright © 2014 by www.Bargaineering.com. All rights reserved.