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PFBlogger Spotlight: Blunt Money

This latest PFBlogger Spotlight is a few month in the marking and I unfortunately lost it in my drafts folder for quite some time. However, it’s been unearthed and it’s a email chat I had with Blunt Money [3]. Blunt Money describes herself as “a re-married mother of one who lives in the southwestern U.S. I’ve had over $15,000 in credit card debt. I’ve been divorced, employed, unemployed, self-employed, underemployed, etc. I’m currently working on saving & learning about investing, building my very small businesses. My husband and I are working on paying off our mortgage (which is our only debt).”

jim: Hi Blunt Money, could you tell us a little about yourself?
Blunt Money: Sure, I’m a re-married mother of one who lives in the southwestern United States.
jim: What motivated you to begin blogging and how long have you been doing it?
BM: I got interested in simple living, read Your Money or Your Life [4], and realized that I paid very little attention to my finances. Once I discovered the pfblogging world, I decided to combine two of my goals (writing something every day, no matter how little, and focusing more on my finances) by starting a personal finance blog of my own. I’ve been writing Blunt Money since August of 2006.
jim: How did you come up with the name of your blog?
BM: I’m usually a very blunt person, and I like money.
jim: Fair enough, what do you think makes your perspective unique?
BM: I tend to write more from the emotional side of things. I think emotions and money are very tied together. Also my blog tends to be all over the place, which is very indicative of my personality. You might read about lasagna one day, and tax liens the next.
jim: What are your favorite personal finance books?
BM: I love Your Money or Your Life [4]. I also liked Green With Envy and Hooked [5], although those aren’t personal finance books in the sense of talking about saving money or investing.
jim: Which of your posts do you think all your readers should read?
BM: I’m not big on “shoulds”, but some posts that have been well-received are:

jim: Speaking of common mistakes, what financial “mistake” that you’ve done has bothered you the most?
BM: Oh, I have a lot to choose from! If I had to pick just one, I’d say trying to make someone happy using money. You can’t make people happy period, let alone with money.
jim: How about your best decision?
BM: Probably to actually FOCUS on my finances each day, even if it’s just for a few minutes.
jim: What do you do every day now to help focus on your finances?
BM: Well, writing the blog gets me thinking about money every day. And then I go through my spending plan nearly every day to see where I’m at and where I want to be. I also review my money (and other) goals regularly, and do at least one related activity for them each day.
jim: What is your favorite personal finance blog and why?
BM: For once I actually DO have a favorite: The 20 Year Challenge [11]. I love Tread’s blog because she’s got a great combination going: idealism, determination, struggle, success, honesty, and creativity. And, I’ve been where she is, both years ago and pretty recently: living on a shoestring.
jim: What do you hope to accomplish in the next year?
BM: Money-wise? A whole heck of a lot. Saving up more money for both long- and short-term goals, learning about investing, helping my son learn more about money, etc.
jim: And, lastly, if your blog ended today, how would you like people to remember it?
BM: I’d just be happy that they remembered it period. But I’d like for them to have taken something positive from it.

Check her out over at bluntmoney.com [12]!