Personal Finance 

PFBlogger Spotlight: Lazy Man and Money

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I’ve been reading Lazy Man and Money for quite some time now and prior to my wedding and honeymoon, I asked Lazy Man for an interview. For those of you keeping score at home, I was married in February, it’s August September now, so I’m a little behind in publishing this. 🙂

That, however, is not an indication of what I think of Lazy Man’s blog (or his health blog, Lazy Man and Health). I had the pleasure of meeting Lazy Man at an event out in San Francisco and now you guys get to learn more about him.

jim: Hi Lazy Man, could you tell us a little about yourself?
Lazy Man: I’m a software engineer who is currently taking a hiatus from a typical 9-5 job (and income, ouch).

jim: What motivated you to begin blogging and how long have you been doing it?
Lazy Man: Funny you should ask that. At the dentist one day, I had read a Business Week article, which you wrote about personal finance bloggers. Being from Boston, I connected with the name of one blogger in particular, Boston Gal’s Open Wallet. After reading the blog for a month or two, I decided it was time to share my ideas with the world. I was also motivated by being able to finally be able to fill in a URL in the comment form instead of just a name and an e-mail address.
jim: What makes your perspective unique?
Lazy Man: I think it is what makes every blogger unique. We each have our own experiences and thoughts which shape our writing. Financial journeys are like snowflakes and fingerprints – no two are exactly alike. Since you want me to be a little more specific, I typically look for the 80/20 solution, a way that I can get 80% of the result with 20% of the work. I also strive to increase my alternative income, which I define as income that doesn’t have a direct relationship with the time spent earning it. This includes all forms of passive income, but in my definition extends to income from other sources like blogging.
jim: What are your favorite personal finance books?
Lazy Man: I’m a weird creature – I don’t typically read books. I spend too much of my time reading blogs and articles on various topics. Back before I started my blog, I had a gift certificate to a bookstore and decided to buy a personal finance book. To this day, it’s the only personal finance book that I can say I’ve read. Be ready to cringe, because it’s Rich Dad, Poor Dad. There are a billion reasons to not like the book, but one very big reason to like it. It motivates you think about money and dream of being financially free.
jim: What posts on your blog should all visitors read?
Lazy Man: I think all my visitors should read about my alternative income plans and progress. One of my more popular articles was Top 5 Ways Companies Use Psychology to Trick You. I thought I had some unique ideas on cutting cable television. Fans of your Devil’s Advocate series would like Five reasons to throw away your 401k. A recent article Seven Things you Must Do To Prepare for an Emergency did well with some social networks.
jim: What’s the biggest financial “mistake” you’ve ever made? (or regret you have)
Lazy Man: I bought a new convertible sports car back in 2001, a few months before dot com bomb exploded and my six figure software engineering job disappeared. At least it was at a low interest rate and I paid it off completely in two years. I still drive the car and hope to for a long time (*knocks on wood*).
jim: What’s the best financial decision you’ve ever made?
Lazy Man: Starting Lazy Man and Money. I’m the first to admit that I sell advertising, which is a directly positive financial result. However, the knowledge that I’ve gained from researching topics and other bloggers has helped me in countless indirect ways. In fact here are the top ten ways personal finance blogging has helped me.
jim: What is your favorite personal finance blog and why?
Lazy Man: That’s an impossible question to answer. I like The Blueprint to Getting a Simple Consumerism Dollar Slowly. [Editor’s Note: That’s Blueprint for Financial Prosperity (here), Get Rich Slowly, The Simple Dollar, and Consumerism Commentary] That’s a combination of four very popular blogs. If forced to choose just one, I’d go with The Digerati Life. [Editor’s Note: that’s not one of the four he listed before] Go for the pictures and stay for the content.
jim: What do you hope to accomplish in the next year?
Lazy Man: The same thing I do every year, Jim — try to take over the world. On a serious note, I’m at a bit of personal crossroads. If I continue to take a hiatus from my day job, my goals will be very different than if I decide to pursue other entrepreneurial ventures. However, in general, I’m just looking to grow as a person. This includes being a better husband, continuing to learn, and trying to make the world a better place.
jim: If your blog ended today, how would you like people to remember it?
Lazy Man: I’d like people to remember as the best blog ever. However, that’s not going to happen. I’d be extremely happy if people remember it as a place they could go to and find a way to not only save money, but make more money. I’d also be excited if people kept track and grow how much money they earn outside of their day job – however they earn it. There’s a very good chance that there’s going to be day when you either A) won’t want to do the work you are doing or B) are unable to do the work you are doing. Perhaps that’s far in the future, but time has a sneaky way of moving faster than you think.

If you want to read more about Lazy Man, head over to Lazy Man and Money, and subscribe to his RSS feed!

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2 Responses to “PFBlogger Spotlight: Lazy Man and Money”

  1. I think Lazy Man and I are the same person because I have the same favorite blogs although I’d swap mine out with his… 😀 . Lazy Man is an inspiration to all us bloggers and readers alike — both lazies and non-lazies alike. I’ve met him personally and he’s as charming as he sounds on his blog. 😀

    I am honored to be one of Lazy’s online buddies, whom I’ve learned a lot from in this community through the years. If I could be half as savvy as he is, I’d be happy. 😉

    Jim, great interview you did here. I like learning more about our fellow bloggers — thank you for the opportunity to showcase them here!

  2. Too lazy to publish it on time, huh? I guess Lazy Man isn’t the only lazy one. 🙂

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