Personal Finance 

PFBlogger Spotlight: Paid Twice

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I’m not sure when it was that I first met Paid Twice, blogger behind I’ve Paid For This Twice Already…, but I’m really glad I did. I’ve Paid For This Twice Already is her personal finance blog and it follows her life experiences with money. The “paid twice” refers to how with debt, you buy something once and then pay for it over and over and over again in interest. I wanted to find out a little more about her (did you know she has a Ph.D. in Genetics?) so I thought I’d put her under the bright PFBlogger Spotlight!

jim: Hi Paid Twice, could you tell us a little about yourself?
Paid Twice: Sure! I am a 34 year old woman who loves to endlessly analyze and dither about this and that. I’m a mom to a preschooler and a toddler, I’m married, a taekwondo instructor, a chemistry tutor, and I’m in a lot less debt than I was a year ago.

jim: What motivated you to begin blogging and how long have you been doing it?
Paid Twice: I started blogging to keep myself motivated and focused on getting out of debt. I have a historically short attention span, and I get gung-ho about things for a few weeks or months and then I lose focus and get distracted. Creating a better financial future for us was too important to let my attention falter. I have been blogging since June of 2007 so about 16 months now.
jim: What do you think makes your perspective unique?
Paid Twice: Actually, I don’t think my perspective is unique as far as the average, everyday person, which is why I think it has value. There are a lot of people who are in the position I was in or are working on getting out of debt, and I think I offer the perspective of – I know this is hard, and I know it is daunting, but it can be done, and I’m doing it with you.
jim: What are your favorite personal finance books?
Paid Twice: Although I read a lot, I haven’t read too many personal finance books. I did however enjoy Smart Couples Finish First and had fun doing many of the exercises with my spouse.
jim: What’s something no one else in the blogging world knows about you?
Paid Twice: Hmm. That’s a tough one. Blogging anonymously has let me spill most everything interesting about me already. How about – I used to co-admin an online text-based game called a MUD. My spouse still does run that same MUD (he’s a computer programmer by trade and loves to tinker with code), but now I do mostly behind the scenes stuff.
jim: Which of your posts do you think all your readers should read?
Paid Twice: Well, there’s the Snowflaking – A Primer post that kind of put my voice and my blog on the map so to speak. It is still my most viewed and most linked-to post, and I love seeing snowflaking pop up everywhere now.

Other than that, I think these posts give a good background to where we are and where we are going: Part 1: Change is in the Air and Part 2: Adapting to Conscious Frugality.

jim: What financial “mistake” that you’ve done has bothered you the most?
Paid Twice: Treating my credit card bills like they were just another bill – meaning paying the minimum and not thinking too much about it. If only I didn’t treat credit like it was “my” money, maybe I would have straightened things out a whole lot faster.
jim: How about your best decision?
Paid Twice: Stopping using credit cards. Maybe someday I’ll use them responsibly, but going cold turkey was the lesson on living within my means that I really needed.
jim: What is your favorite personal finance blog and why?
Paid Twice: I don’t know that I can pick a favorite. But one of my favorites, definitely (besides the illustrious Bargaineering of course!) is No Credit Needed. NCN was the first “get out of debt” story I ever read and his style, humor, and perseverence inspired me to start my own blog. I almost feel like his offspring, in a non-genetic way.
jim: How about your three favorite non personal finance blogs, and why?
Paid Twice: So we are assuming I have time to read non-personal-finance blogs, are we…. 🙂

Sadly, most are blogs by personal finance writers even if they are not personal finance blogs:

  • Folded Space – JD of Get Rich Slowly fame’s personal blog, the cat stories amuse me. And his wife is the smartest person alive.
  • Skelliewag – lots of personally relateable tips on how to blog effectively
  • Raising 4 Boys – Not updated enough (You hear me Nickel! 🙂 ) but a fun look into the life of someone with 4 children.
jim: What do you hope to accomplish this year?
Paid Twice: In 2009 I would like to completely eliminate all non-mortgage debt. I would also like to find the right school for both my kids. Eliminate diapers from our lives (meaning, potty train the little one). Learn more about investing so I can figure out life after debt. And write a book. Maybe involving personal finance. 🙂
jim: And, lastly, if your blog ended today, how would you like people
to remember it?
Paid Twice: That I am just an ordinary person who could be anyone – and if I can get out of debt and take control of my finances instead of money controlling me – then anyone can.

Thanks Paid Twice! If you want to read more about her, check out Paid Twice and sign up to her RSS feed!

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5 Responses to “PFBlogger Spotlight: Paid Twice”

  1. thomas says:

    Good read. Thanks for the new blog.

  2. Eric N. says:

    Enjoyed the interview!

  3. nickel says:

    Paid Twice: “Not updated enough” is the understatement of the year! Maybe I’ll go update it now.

  4. Green Panda says:

    Great interview! Paid Twice is a great blog that encourages me to reduce the debt.

  5. NCN says:

    Thank you so much for the kind words! You rock!

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