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	<title>Comments on: Should You Quit Your Job To Stay Home With Your Baby?</title>
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	<link>http://www.bargaineering.com/articles/should-you-quit-your-job-to-stay-home-with-your-baby.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: Gates VP</title>
		<link>http://www.bargaineering.com/articles/should-you-quit-your-job-to-stay-home-with-your-baby.html/comment-page-1#comment-289480</link>
		<dc:creator>Gates VP</dc:creator>
		<pubDate>Thu, 09 Oct 2008 19:11:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=3538#comment-289480</guid>
		<description>&lt;b&gt;Julie Ali&lt;/b&gt;: &lt;i&gt;You pretty much have to retrain if you want to return to the workforce and not be stuck in the grunt job ghetto.&lt;/i&gt;

Are you saying that despite education and experience as a medical laboratory technologist that you can no longer work in that field?

Are you sure about this?
Do they take away your degree and permanently revoke your license to practice b/c you stopped working? 
Isn&#039;t there like a &quot;refresher course&quot;?

I&#039;m asking, b/c I keep hearing this line of reasoning (&lt;i&gt;being a homemaker ends your previous career&lt;/i&gt;), but I haven&#039;t seen &lt;b&gt;any&lt;/b&gt; real substantiating evidence. It sounds to me like most people don&#039;t &lt;i&gt;want&lt;/i&gt; to go back to their previous career not that they were banned.</description>
		<content:encoded><![CDATA[<p><b>Julie Ali</b>: <i>You pretty much have to retrain if you want to return to the workforce and not be stuck in the grunt job ghetto.</i></p>
<p>Are you saying that despite education and experience as a medical laboratory technologist that you can no longer work in that field?</p>
<p>Are you sure about this?<br />
Do they take away your degree and permanently revoke your license to practice b/c you stopped working?<br />
Isn&#8217;t there like a &#8220;refresher course&#8221;?</p>
<p>I&#8217;m asking, b/c I keep hearing this line of reasoning (<i>being a homemaker ends your previous career</i>), but I haven&#8217;t seen <b>any</b> real substantiating evidence. It sounds to me like most people don&#8217;t <i>want</i> to go back to their previous career not that they were banned.</p>
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		<title>By: Connie Brooks</title>
		<link>http://www.bargaineering.com/articles/should-you-quit-your-job-to-stay-home-with-your-baby.html/comment-page-1#comment-289412</link>
		<dc:creator>Connie Brooks</dc:creator>
		<pubDate>Wed, 08 Oct 2008 16:30:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=3538#comment-289412</guid>
		<description>JW,

So many times in life people want to attribute other&#039;s accomplishments to luck. It&#039;s sad to me that people never consider the sacrifice that comes with reaching a goal. They just see the victory, and then say &quot;well aren&#039;t you lucky!&quot; And then they go home and get angry that their life isn&#039;t like that. 

I have found that the more success I have in life, the more people do this! So, really it means you&#039;ve moved in the right direction, eh?</description>
		<content:encoded><![CDATA[<p>JW,</p>
<p>So many times in life people want to attribute other&#8217;s accomplishments to luck. It&#8217;s sad to me that people never consider the sacrifice that comes with reaching a goal. They just see the victory, and then say &#8220;well aren&#8217;t you lucky!&#8221; And then they go home and get angry that their life isn&#8217;t like that. </p>
<p>I have found that the more success I have in life, the more people do this! So, really it means you&#8217;ve moved in the right direction, eh?</p>
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		<title>By: JW</title>
		<link>http://www.bargaineering.com/articles/should-you-quit-your-job-to-stay-home-with-your-baby.html/comment-page-1#comment-289410</link>
		<dc:creator>JW</dc:creator>
		<pubDate>Wed, 08 Oct 2008 16:07:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=3538#comment-289410</guid>
		<description>My wife and I decided early on she would stay home with our kids.  Friends and family often tell us how &quot;lucky&quot; we are that she is able to do that.  The word &quot;lucky&quot; kind of makes us chuckle--there isn&#039;t much luck involved.  We have worked hard to boost my income (additional schooling, working part time, etc.) and sacrificed to the bone to make the numbers work.</description>
		<content:encoded><![CDATA[<p>My wife and I decided early on she would stay home with our kids.  Friends and family often tell us how &#8220;lucky&#8221; we are that she is able to do that.  The word &#8220;lucky&#8221; kind of makes us chuckle&#8211;there isn&#8217;t much luck involved.  We have worked hard to boost my income (additional schooling, working part time, etc.) and sacrificed to the bone to make the numbers work.</p>
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		<title>By: Connie Brooks</title>
		<link>http://www.bargaineering.com/articles/should-you-quit-your-job-to-stay-home-with-your-baby.html/comment-page-1#comment-289409</link>
		<dc:creator>Connie Brooks</dc:creator>
		<pubDate>Wed, 08 Oct 2008 15:34:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=3538#comment-289409</guid>
		<description>@ Camron,

Working at home while raising a child is a true sense of the word &quot;blending&quot;. My daughter is in my lap as I type right now. Being able to work from home is a joy that I am thankful for every day of my life, because I get to be here with here. But there are downsides too. I&#039;m frequently awake late into the night while I complete projects, My daughter watches too much tv while I complete projects. (I usually make sure they are learning videos, but still). 

It&#039;s a whole lot of give and take, and it never works out perfectly. All I can do each day is get up and do the best I can, just like every other parent out there. In my mind, it &lt;i&gt;is&lt;/i&gt; the best solution, but it is never easy. 

@ Julie You are so very right about everything lol. It is difficult not to expect perfection from our children. My mindset on that changed a lot when I discovered Flylady.net. Still though, I fight it every day. 

You are also right that you can adjust to a single income. My husband and I have often noticed that no matter how much money we bring in, the bank balance always returns to a set amount - the amount we are most comfortable with. This is something we are working on, but the truth is, exactly as you said, we adjust our spending to match our income and always have. 

Thanks for your comments!</description>
		<content:encoded><![CDATA[<p>@ Camron,</p>
<p>Working at home while raising a child is a true sense of the word &#8220;blending&#8221;. My daughter is in my lap as I type right now. Being able to work from home is a joy that I am thankful for every day of my life, because I get to be here with here. But there are downsides too. I&#8217;m frequently awake late into the night while I complete projects, My daughter watches too much tv while I complete projects. (I usually make sure they are learning videos, but still). </p>
<p>It&#8217;s a whole lot of give and take, and it never works out perfectly. All I can do each day is get up and do the best I can, just like every other parent out there. In my mind, it <i>is</i> the best solution, but it is never easy. </p>
<p>@ Julie You are so very right about everything lol. It is difficult not to expect perfection from our children. My mindset on that changed a lot when I discovered Flylady.net. Still though, I fight it every day. </p>
<p>You are also right that you can adjust to a single income. My husband and I have often noticed that no matter how much money we bring in, the bank balance always returns to a set amount &#8211; the amount we are most comfortable with. This is something we are working on, but the truth is, exactly as you said, we adjust our spending to match our income and always have. </p>
<p>Thanks for your comments!</p>
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		<title>By: Julie Ali</title>
		<link>http://www.bargaineering.com/articles/should-you-quit-your-job-to-stay-home-with-your-baby.html/comment-page-1#comment-289406</link>
		<dc:creator>Julie Ali</dc:creator>
		<pubDate>Wed, 08 Oct 2008 15:03:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=3538#comment-289406</guid>
		<description>I&#039;ve stayed home for 14 years now and I have to admit it is a mixed experience. 
First of all, looking after kids is way different than completing job requirements (which are usually completed in short time frames unlike raising kids which tend to take forever).  It is a different mindset and one that I, unfortunately did not learn until a few years ago.  For the first decade, I treated raising kids sort of like my new job - with goals, predicted results and profit margins.  Maybe some mums succeed in making motherhood a job at which they excel at but my two boys, after 13 years of training, have finally taught me that motherhood isn&#039;t a job where they are products, that there isn&#039;t any need to create superchildren and that really, I should just relax and enjoy them.

Secondly, you do lose a lot financially and career wise when you stay at home.  I was earning a decent wage as a medical laboratory technologist before I stayed at home.  Now I&#039;m doing grunt jobs for half the wages or even less.  It&#039;s hard to reconfigure your ego around this drop in returns for extended educational investments made in your twenties and even thirties.  You pretty much have to retrain if you want to return to the workforce and not be stuck in the grunt job ghetto.

Thirdly, if you aren&#039;t a naturally patient person, if you tend to be type A and into perfection, maybe you should go back to work.  I&#039;m a type A person and the boys have had a hard time with me for a mother.  

Would I do it again?  Yes.  I wouldn&#039;t have been able to spend the quantity time with the boys if I&#039;d been working.  My belief is that you should always do what makes you happy.  Life is short.  Kids grow up darn fast.  It really is not a question about money but about values.  Your values and the values of your spouse.  Somehow your spending seems to increase with every increase in salary and similarly, it can be decreased with every drop in salary.  It is amazing how little money you really need for clothes, junk purchases and entertainment.  If you buy all this stuff at thrift stores, you can pay for essentials (rent, taxes, transportation, utilities and food) with one income.  But of course, you&#039;re right.  You can&#039;t be servicing a megadebt load and be able to do this easily.  But it can still be done.  In my opinion, you can do pretty much anything - if you really want to.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve stayed home for 14 years now and I have to admit it is a mixed experience.<br />
First of all, looking after kids is way different than completing job requirements (which are usually completed in short time frames unlike raising kids which tend to take forever).  It is a different mindset and one that I, unfortunately did not learn until a few years ago.  For the first decade, I treated raising kids sort of like my new job &#8211; with goals, predicted results and profit margins.  Maybe some mums succeed in making motherhood a job at which they excel at but my two boys, after 13 years of training, have finally taught me that motherhood isn&#8217;t a job where they are products, that there isn&#8217;t any need to create superchildren and that really, I should just relax and enjoy them.</p>
<p>Secondly, you do lose a lot financially and career wise when you stay at home.  I was earning a decent wage as a medical laboratory technologist before I stayed at home.  Now I&#8217;m doing grunt jobs for half the wages or even less.  It&#8217;s hard to reconfigure your ego around this drop in returns for extended educational investments made in your twenties and even thirties.  You pretty much have to retrain if you want to return to the workforce and not be stuck in the grunt job ghetto.</p>
<p>Thirdly, if you aren&#8217;t a naturally patient person, if you tend to be type A and into perfection, maybe you should go back to work.  I&#8217;m a type A person and the boys have had a hard time with me for a mother.  </p>
<p>Would I do it again?  Yes.  I wouldn&#8217;t have been able to spend the quantity time with the boys if I&#8217;d been working.  My belief is that you should always do what makes you happy.  Life is short.  Kids grow up darn fast.  It really is not a question about money but about values.  Your values and the values of your spouse.  Somehow your spending seems to increase with every increase in salary and similarly, it can be decreased with every drop in salary.  It is amazing how little money you really need for clothes, junk purchases and entertainment.  If you buy all this stuff at thrift stores, you can pay for essentials (rent, taxes, transportation, utilities and food) with one income.  But of course, you&#8217;re right.  You can&#8217;t be servicing a megadebt load and be able to do this easily.  But it can still be done.  In my opinion, you can do pretty much anything &#8211; if you really want to.</p>
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		<title>By: Cameron</title>
		<link>http://www.bargaineering.com/articles/should-you-quit-your-job-to-stay-home-with-your-baby.html/comment-page-1#comment-289405</link>
		<dc:creator>Cameron</dc:creator>
		<pubDate>Wed, 08 Oct 2008 15:02:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=3538#comment-289405</guid>
		<description>I was thinking about this.  It seems the best solution is for a parent to stay home that could have a job that works from home also.  Like you Jim, I&#039;m not sure how much time is taken up by your actual blog and I have no idea how constant attention is needed by a baby during &#039;working&#039; hours, but it seems like if you had a part time job from home that would be the ideal situation for most families to keep two sources of income.</description>
		<content:encoded><![CDATA[<p>I was thinking about this.  It seems the best solution is for a parent to stay home that could have a job that works from home also.  Like you Jim, I&#8217;m not sure how much time is taken up by your actual blog and I have no idea how constant attention is needed by a baby during &#8216;working&#8217; hours, but it seems like if you had a part time job from home that would be the ideal situation for most families to keep two sources of income.</p>
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		<title>By: Connie Brooks</title>
		<link>http://www.bargaineering.com/articles/should-you-quit-your-job-to-stay-home-with-your-baby.html/comment-page-1#comment-289400</link>
		<dc:creator>Connie Brooks</dc:creator>
		<pubDate>Wed, 08 Oct 2008 13:08:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=3538#comment-289400</guid>
		<description>Benjamin,

It&#039;s funny how much child care eats into a budget isn&#039;t it? I am so glad that you and your wife worked through everything. 

Congratulation on your beautiful baby!</description>
		<content:encoded><![CDATA[<p>Benjamin,</p>
<p>It&#8217;s funny how much child care eats into a budget isn&#8217;t it? I am so glad that you and your wife worked through everything. </p>
<p>Congratulation on your beautiful baby!</p>
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		<title>By: Benjamin</title>
		<link>http://www.bargaineering.com/articles/should-you-quit-your-job-to-stay-home-with-your-baby.html/comment-page-1#comment-289393</link>
		<dc:creator>Benjamin</dc:creator>
		<pubDate>Wed, 08 Oct 2008 10:54:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=3538#comment-289393</guid>
		<description>When my wife and I where running the numbers to determine the “financial implications” of her staying home with our newborn daughter, we where stunned at the marginal financial gain of her continuing to work.

Considering taxes, child care, and other job related expenses, her $40,000 salary was only going to net us a little over $12,000 net gain!

It just wasn&#039;t worth it for us!</description>
		<content:encoded><![CDATA[<p>When my wife and I where running the numbers to determine the “financial implications” of her staying home with our newborn daughter, we where stunned at the marginal financial gain of her continuing to work.</p>
<p>Considering taxes, child care, and other job related expenses, her $40,000 salary was only going to net us a little over $12,000 net gain!</p>
<p>It just wasn&#8217;t worth it for us!</p>
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