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Sign Your Credit Cards

I’ve read in other place that a good way to keep your credit cards secure is to not sign the back. The advice hinges on the fact that thieves would then not have your signature and when the vendor accepted the card they’d look for the signature, see it was missing, and request ID. That advice, while well intentioned, is terrible. If a thief steals your credit card, sees the signature pane blank, he or she will simply sign it for you! Now, not only do they not have to forge your signature, since they signed it, the vendor won’t look for ID because the pane is already signed.

Here’s a better idea: Sign the signature pane and add the words “See photo ID” instead. Now, all of these precautions won’t guarantee you’re safe if your card is stolen, nothing will, but this solution is much better than leaving that pane blank.