Health Care 

Spend $200 in FSA in Two Days

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When I signed up for my new health insurance with my new job near the end of August, I elected to put $200 into my flexible spending account. Without reading the fine print, I didn’t realize that the plan year was January to January and that my election wouldn’t be prorated for the remaining three months of the year. I also didn’t realize this whenever I reviewed by first paystub either. I did realize it about a week ago, which was not enough time to schedule any doctor’s appointments but was enough time for me to go on yet another medical supplies binge – something I did about three months ago before I quit.

I have more than enough standard medical supplies (pain relievers, hydrogen peroxide) as well as some of the more exotic non-OTC drug related products like an Omron blood pressure monitor and some electric heating pads. So, what is left?

Right now, my best bet is to get some more contact lens solution (despite having so many bottles already), some first aid kits (always good to have one in the car), and maybe some more NyQuil. Anyone have any good ideas?

{ 5 comments, please add your thoughts now! }

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5 Responses to “Spend $200 in FSA in Two Days”

  1. Andy says:

    Check the fine print again, I think there was a change to FSA law that the spending to be done by April 15 rather than December 31. Sorta like IRA contributions.

  2. Sarah says:

    Check out, they have a section on FSA approved items that you can browse through to see if there is anything you forgot. I’m in the opposite situation. I forgot to sign up for my FSA this year and can’t wait for January 1 to start using it. I have all kinds of medical items I’m waiting to buy.

  3. Mase says:

    Most FSA plans allow you have purchases ’til April count against your 2006 allotment. Check with your plan.

    For spending, just order some more contacts (assuming you have disposables). Easy to get the $200 amount in contacts.

  4. Mrs L says:

    What about dental care items such as a good electric toothbrush or water pik? Are those covered?

  5. Margo says:

    I just recently found out that condoms are a covered expense! If you don’t use them personally, see if you can donate to Planned Parenthood…then at least the money isn’t wasted.

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