Comments on: State of the High Yield Online Savings Account http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html personal finance blog with anecdotes, advice and commentary. Sat, 21 Nov 2009 22:47:06 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: Shane http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html/comment-page-1#comment-73963 Shane Sun, 25 Feb 2007 21:56:36 +0000 http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html#comment-73963 I recently opened an HSBC account. The nice thing besides the leading intiial interest rate was that it came with an ATM card. This is perfect for an emergency fund. No more needing 3-4 business days to clear. I recently opened an HSBC account. The nice thing besides the leading intiial interest rate was that it came with an ATM card. This is perfect for an emergency fund. No more needing 3-4 business days to clear.

]]> By: Tony http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html/comment-page-1#comment-69687 Tony Tue, 06 Feb 2007 14:48:24 +0000 http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html#comment-69687 Countrywide is what I got...for $10k-$35k gets you 5.25%...I like the "brick and mortar" name with the internet rates. Countrywide is what I got…for $10k-$35k gets you 5.25%…I like the “brick and mortar” name with the internet rates.

]]> By: Martin http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html/comment-page-1#comment-69182 Martin Mon, 05 Feb 2007 19:47:04 +0000 http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html#comment-69182 iGoBanking - They have 5.30%, no minimums and no fees. They are fairly new, but it looks like a great high yield savings account. iGoBanking – They have 5.30%, no minimums and no fees. They are fairly new, but it looks like a great high yield savings account.

]]> By: Dustin http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html/comment-page-1#comment-69168 Dustin Mon, 05 Feb 2007 18:53:14 +0000 http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html#comment-69168 Have you heard of Zopa (www.zopa.com)? What do you think of that option? Have you heard of Zopa (www.zopa.com)? What do you think of that option?

]]> By: not confucius http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html/comment-page-1#comment-68978 not confucius Mon, 05 Feb 2007 16:40:11 +0000 http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html#comment-68978 the same is also true for hsbc -- if you have a checking account along with their online savings account, you can do an internal transfer and the funds are posted immediately. the same is also true for hsbc — if you have a checking account along with their online savings account, you can do an internal transfer and the funds are posted immediately.

]]> By: ciwood http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html/comment-page-1#comment-68962 ciwood Mon, 05 Feb 2007 16:04:42 +0000 http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html#comment-68962 I prefer Vanguard Prime Money Market Account. They will always be one of the rate leaders because their expenses are among the lowest in the industry. Yes, the money is not FDIC insured but if you look at a list of investments, it is very, very safe. You can write checks to your checking account when you need money for $500 or more. They are currently paying 5.1%. See this website for top rates--Vanguard prime is always there year after year !! http://www.cranedata.us/ I prefer Vanguard Prime Money Market Account. They will always be one of the rate leaders because their expenses are among the lowest in the industry. Yes, the money is not FDIC insured but if you look at a list of investments, it is very, very safe. You can write checks to your checking account when you need money for $500 or more. They are currently paying 5.1%. See this website for top rates–Vanguard prime is always there year after year !!

http://www.cranedata.us/

]]> By: Nick http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html/comment-page-1#comment-68957 Nick Mon, 05 Feb 2007 15:33:29 +0000 http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html#comment-68957 I just moved my savings from E-LOAN (5.25%) back to HSBC to take advantage of the 6%. Assuming E-LOAN's rate slide doesn't continue, they'll probably get my money back again when HSBC's promo is over. I just moved my savings from E-LOAN (5.25%) back to HSBC to take advantage of the 6%. Assuming E-LOAN’s rate slide doesn’t continue, they’ll probably get my money back again when HSBC’s promo is over.

]]> By: HC http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html/comment-page-1#comment-68955 HC Mon, 05 Feb 2007 15:29:37 +0000 http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html#comment-68955 The VirtualBank minimum is $100. The VirtualBank minimum is $100.

]]> By: Chris Hynes http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html/comment-page-1#comment-68954 Chris Hynes Mon, 05 Feb 2007 15:24:31 +0000 http://www.bargaineering.com/articles/state-of-the-high-yield-online-savings-account.html#comment-68954 E-loan is still at 5.25% APY (<a rel="nofollow" href="https://www.eloan.com/savingsrates?context=deposits" rel="nofollow">rate</a>). Minimum deposit is 5k, but you only have to leave $500 in after that to keep the account open. E-loan is still at 5.25% APY (rate). Minimum deposit is 5k, but you only have to leave $500 in after that to keep the account open.

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