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	<title>Comments on: Suze Orman Gives Useless 2006 Tips</title>
	<atom:link href="http://www.bargaineering.com/articles/suze-orman-gives-useless-2006-tips.html/feed" rel="self" type="application/rss+xml" />
	<link>http://www.bargaineering.com/articles/suze-orman-gives-useless-2006-tips.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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	<item>
		<title>By: hahaha</title>
		<link>http://www.bargaineering.com/articles/suze-orman-gives-useless-2006-tips.html/comment-page-1#comment-12138</link>
		<dc:creator>hahaha</dc:creator>
		<pubDate>Sun, 16 Jul 2006 05:32:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=542#comment-12138</guid>
		<description>it is all about knowing basics.  and alots of people don&#039;t have basics idea of managing finance.  and her basic tips helps, whether you think is meaningless or not.  because there is alots idiot owing alots debt</description>
		<content:encoded><![CDATA[<p>it is all about knowing basics.  and alots of people don&#8217;t have basics idea of managing finance.  and her basic tips helps, whether you think is meaningless or not.  because there is alots idiot owing alots debt</p>
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	<item>
		<title>By: Free Money Finance</title>
		<link>http://www.bargaineering.com/articles/suze-orman-gives-useless-2006-tips.html/comment-page-1#comment-2631</link>
		<dc:creator>Free Money Finance</dc:creator>
		<pubDate>Tue, 20 Dec 2005 15:38:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=542#comment-2631</guid>
		<description>&lt;strong&gt;Great Personal Finance Posts&lt;/strong&gt;

A few star money articles to share with you all today from some of my favorite financial bloggers: Review of The Number by Lee Eisenberg, Part 1 Summary: Over the next week or so, I’ll be taking an in-depth look</description>
		<content:encoded><![CDATA[<p><strong>Great Personal Finance Posts</strong></p>
<p>A few star money articles to share with you all today from some of my favorite financial bloggers: Review of The Number by Lee Eisenberg, Part 1 Summary: Over the next week or so, I’ll be taking an in-depth look</p>
]]></content:encoded>
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	<item>
		<title>By: King Asa</title>
		<link>http://www.bargaineering.com/articles/suze-orman-gives-useless-2006-tips.html/comment-page-1#comment-2629</link>
		<dc:creator>King Asa</dc:creator>
		<pubDate>Tue, 20 Dec 2005 14:33:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=542#comment-2629</guid>
		<description>I don&#039; think life insurance other than the minimum automatic coverage from your employer is wothwhile for a single person in their 20&#039;s.</description>
		<content:encoded><![CDATA[<p>I don&#8217; think life insurance other than the minimum automatic coverage from your employer is wothwhile for a single person in their 20&#8242;s.</p>
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	<item>
		<title>By: hybrid cars</title>
		<link>http://www.bargaineering.com/articles/suze-orman-gives-useless-2006-tips.html/comment-page-1#comment-2624</link>
		<dc:creator>hybrid cars</dc:creator>
		<pubDate>Tue, 20 Dec 2005 08:01:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=542#comment-2624</guid>
		<description>If you are going to get a hybrid car, do so early in 2006 if possible. The new tax credit for them is not a year long credit, but one that gets phased out after a company sells 60,000 cars. For some companies, this may take some time, but with companies like Toyota, they will probably reach this mark in the first quarter.</description>
		<content:encoded><![CDATA[<p>If you are going to get a hybrid car, do so early in 2006 if possible. The new tax credit for them is not a year long credit, but one that gets phased out after a company sells 60,000 cars. For some companies, this may take some time, but with companies like Toyota, they will probably reach this mark in the first quarter.</p>
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	<item>
		<title>By: thc</title>
		<link>http://www.bargaineering.com/articles/suze-orman-gives-useless-2006-tips.html/comment-page-1#comment-2619</link>
		<dc:creator>thc</dc:creator>
		<pubDate>Tue, 20 Dec 2005 02:29:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=542#comment-2619</guid>
		<description>Orman once worked as a financial advisor in the office where I work now.  The folks who worked with her back then don&#039;t have much good to say about her.  But she sure sells a lot of books!</description>
		<content:encoded><![CDATA[<p>Orman once worked as a financial advisor in the office where I work now.  The folks who worked with her back then don&#8217;t have much good to say about her.  But she sure sells a lot of books!</p>
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		<title>By: Jim Robinson</title>
		<link>http://www.bargaineering.com/articles/suze-orman-gives-useless-2006-tips.html/comment-page-1#comment-2618</link>
		<dc:creator>Jim Robinson</dc:creator>
		<pubDate>Tue, 20 Dec 2005 02:11:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=542#comment-2618</guid>
		<description>Regarding limits on 403(b) contributions, I&#039;ve noticed that most sources
don&#039;t detail a special case.  Some people are allowed to contribute a total
of $42,000.00 to their 403(b) accounts. 

The details are in &lt;a href=&quot;http://www.irs.gov/pub/irs-pdf/p571.pdf&quot; rel=&quot;nofollow&quot;&gt;IRS Publication 571&lt;/a&gt;. Basically, if your 403(b)
contributions are composed of both non-elective and elective deferrals,
you can take advantage of the rule to sock away more of your after-tax
dollars.  This maximum includes employee and employer contributions,
and of course anything above $15,000.00 must be using after-tax dollars..

So if you have a 403(b) and your employer contributes a certain amount
regardless of whether or not you contribute, you might want to run through
the calculations to see if you&#039;re one of those people who are allowed
to contribute a large chunk of your after-tax paycheck toward your
retirement fund.</description>
		<content:encoded><![CDATA[<p>Regarding limits on 403(b) contributions, I&#8217;ve noticed that most sources<br />
don&#8217;t detail a special case.  Some people are allowed to contribute a total<br />
of $42,000.00 to their 403(b) accounts. </p>
<p>The details are in <a href="http://www.irs.gov/pub/irs-pdf/p571.pdf" rel="nofollow">IRS Publication 571</a>. Basically, if your 403(b)<br />
contributions are composed of both non-elective and elective deferrals,<br />
you can take advantage of the rule to sock away more of your after-tax<br />
dollars.  This maximum includes employee and employer contributions,<br />
and of course anything above $15,000.00 must be using after-tax dollars..</p>
<p>So if you have a 403(b) and your employer contributes a certain amount<br />
regardless of whether or not you contribute, you might want to run through<br />
the calculations to see if you&#8217;re one of those people who are allowed<br />
to contribute a large chunk of your after-tax paycheck toward your<br />
retirement fund.</p>
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