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Suze Orman’s Save Yourself Promotion

My friend Rachel told me about Suze Orman’s Save Yourself [3] promotion with TD Ameritrade. Open a non-retirement Save Yourself account at TD Ameritrade, make 12 consecutive monthly deposits of $100+, don’t touch the money, and TD Ameritrade will give you $100. The Save Yourself account is essentially a high-yield money market deposit account with a 0.50% APY and FDIC insured as the funds are held at TD Bank USA. It’s a bank account, not a brokerage trading account.

In addition to the $100, you get online access to her book Women & Money [3] (you don’t have to be a woman to take advantage of this offer).

Seems like a pretty screaming hot offer, $100 for $1200 in deposits? Am I missing a catch?

Terms & Conditions:

*Offer valid for one new TD AMERITRADE account (non-retirement) opened by 12/31/09 and funded by 12 monthly consecutive automatic electronic deposits of $100 or more. First $100 must be deposited within 30 days of opening account. To be eligible, you must be a U.S. resident aged 18 or older. Accounts will be reviewed 12 months from date of first qualified deposit to determine eligibility for offer. Should you need to withdraw the money prior to the twelve-month commitment, you may withdraw all of your deposits plus interest earned. However you will forfeit the $100 bonus. Account must remain open with minimum funding requirements for 12 months in order to receive the $100 cash deposit. If deposit requirements have been met, please allow 4 weeks for $100 cash deposit to post to account. Not all financial institutions participate in the electronic transfer of funds. Please contact your financial institution for more information. Offer is not transferable and not valid for IRAs and other tax-exempt accounts, internal transfers, current TD AMERITRADE accounts, or with other offers. Offer not valid for TD AMERITRADE Investing accounts using the Amerivest service. Offer is not valid for accounts managed by independent investment advisors and maintained by TD AMERITRADE Institutional. Limit one offer per client. Taxes related to TD AMERITRADE offers are your responsibility. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.