Bank Deals 

$25 ING Direct/CapitalOne 360 Signup Referral Promotion Bonus (Active Links)

$25 ING Direct/CapitalOne 360 New Account Promotion Self-ServeIf you’re looking for a referral to ING Direct (now known as CapitalOne 360) to earn the $25 referral bonus, you are at the right place!

Welcome to the self-service $25 ING Direct/CapitalOne 360 signup promotion center at Bargaineering. I’ve written on numerous occasions about how ING Direct/CapitalOne 360 will give you a $25 bonus for opening either a checking or savings account through a referral and depositing $250, so I’ve set up this page to allow readers to help themselves to the referrals (each will get $10 for each referral).

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 Bank Deals 

American Express Small Business Promotion

AMEX Small Business PromotionRight before Thanksgiving, I received an email about American Express’ Small Business Saturday promotion where you can get a $25 statement credit for spending $25 at a small business (on Saturday, November 27th). By the time I got to the email, Saturday had already passed (along with Sunday) so I couldn’t take advantage of it. It turns out that the promotion was so popular that American Express has decided to extend the promotion until the end of the year. All you have to do is register here with your name, AMEX number, security code, and email address. Then, spend $25 or more at a single participating small business and you’ll get a $25 statement credit

Act quickly, it’s limited to the first 300,000 enrollees and the credit will post 5 business days after your purchase.

Some terms & conditions:
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Exclusive Capital One Sharebuilder Promotion Bonus Code

Capital One Sharebuilder(Updated 10/5) If you’re looking for an exclusive Capital One Sharebuilder promotion code, you’ve come to the right place.

Capital One Sharebuilder is the buy-and-hold investor’s dream and we have some promotion codes that will help give you a head start. We have partnered with Capital One Sharebuilder to bring you an exclusive $25 promotion code that isn’t available anywhere else.

The exclusive code is: 25WO10

To use the Capital One Sharebuilder promotion code:

  • Click on the Apply Today! button,
  • You’ll be taken to an Capital One Sharebuilder page, click on the “Get started today” button.
  • On the next page, it says Account Type at the top, you’ll see a white box with the words “I’m responding to a promotion,” – check that box,
  • The page will reload and then a new box will appear – that’s where you enter in the code.

It sounds complicated but it’s pretty easy, it just takes a few words to explain it.

Do not open multiple accounts. You cannot get multiple bonuses for opening multiple accounts so don’t try to, readers have reported receiving this email:

“It has been noted that you recently opened multiple accounts with identical registration information.

We have restricted from activity all but the first of such identical accounts. ShareBuilder is closing these additional accounts under the provisions of Section 10 of the Account Agreement. Future identical accounts will be likewise restricted.

IMPORTANT: If you have already placed funds in your account, they will be returned to the bank of origin after the normal hold period. If you funded your account with a check, funds will be sent by check to the address of record on the account. If there were securities purchased, those trades will be cancelled.“

Terms & Conditions of the offer:

You must open a new account with ShareBuilder and deposit at least $25 to be eligible for this promotion. ShareBuilder will deposit a $25 bonus approximately 4-6 weeks after your first $25 deposit. The $25 bonus offer is available for Individual, Joint and Custodial accounts only. Offer not valid for IRAs or ESAs. The $25 bonus from ShareBuilder is not available for withdrawal for 90 days after it is awarded to your account. This offer is not valid with any other offers and is non-transferrable. Limit one ShareBuilder account bonus per unique customer or custodial beneficiary. ShareBuilder reserves the right to terminate this offer at any time and to refuse or recover any promotion award if ShareBuilder determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms or ShareBuilder’s Account Agreement has been violated.

 Bank Deals 

FNBO Direct: Online BillPay Account $25 Promotion

FNBO Direct is a new high yield online savings account that offers a competitive 3.25% APY interest rate and they have a new $25 promotion when you open an FNBO Online BillPay account.

First, you’ll need a FNBO Direct Online Savings Account (review of FNBO Direct), then you need to visit the BillPay $25 promotion page to apply. The $25 promotion is part of their Pay Yourself First contest.

Limited Time Bonus Offer: If you are a current FNBO Direct Online Savings Account customer, you can earn a $25.00 bonus for opening a new FNBO Direct BillPay Account. We will credit the bonus to your BillPay Account within 30 days after it is opened. In order to earn the bonus, your BillPay Account must remain open for 90 days and you must make at least one BillPay payment during that period (we reserve the right to deduct the amount of an unearned bonus from any account you have with us). This offer is only applicable to BillPay accounts opened on or after 08/06/08 and is limited to one bonus per household. This promotion is set to end on 09/30/08, however, we may change or discontinue this offer at any time. The FNBO Direct BillPay Account pays an annual percentage yield of 2.50%. The APY is accurate as of 08/06/08 and is subject to change. Fees may reduce earnings.

 Frugal Living 

$25 Southwest-Visa Gift Card Promotion

Southwest Airlines WallUntil June 30th, get $25 off a future $100+ Southwest Airlines round-trip flight when you purchase a $100+ Southwest gift card from using a US-issued Visa card. The Southwest gift card has no fees and no expiration date, so you can buy it now and use it whenever.

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$25 RevolutionMoneyExchange Promotion

This promotion has ended.

I know that you all are fans of some free money so this little offer is right up your alley. RevolutionMoneyExchange is a PayPal-like clone, offering online money transfer services but with no fees. They have been around for about a year, running a payment network called Revolution Money that included a debit-like card, but only recently jumped into the person-to-person money transfer business.

The current promotion they’re running is a bonus of $25 if you open an account by May 15th, then you can start referring people (as I am doing so now) and you earn $10 for each person you refer. The only rub I have with RevolutionMoneyExchange is that they require a social security number and they may even deny you an account based on that (though it doesn’t appear they run any credit checks, so I’m not sure what they’re checking and why the need to social), but if you’re cool with that (I was) then the $25 is almost as good as yours.

Signup takes about five minutes. Don’t say I never gave you anything. 🙂


Promotion: Try Citi IdentityMonitor Trial, Get $25 Cash Back

I was reviewing my Citi credit cards this morning when I saw this banner offer: Get a $25 cash back certificate just for signing up for a thirty day trial of their IdentityMonitor product. What does the offer include?

  • 3-in-1 Credit Report—Access to your 3-in-1-credit report, 3 credit scores, monitoring and analysis at no additional cost
  • Credit Monitoring—Keeps track of your credit file activity every business day
  • Notify Express SM—Alerts that can warn you of potential fraud
  • Toll-free access to Fraud and Credit Education Specialists—They’re available to assist you with your concerns
  • Credit Analyzer and Online Tools—Credit tips and tools to help you understand your credit rating

If you just want a copy of your credit report, I’d recommend avoiding this song and dance and going to, where you can request a copy of your report for free once a year as mandated by federal law. You don’t have to cancel any memberships to any programs by going that route (but the bureaus will try to upsell you on their products as you request your report).

If you really want identity monitoring services like this, I’d skip this $12.95 service and go with one that offers you a little more hands on service if you ever do have your identity stolen and some insurance as well. I’m not advocating identity theft insurance, read my thoughts and the opinions of others on identity theft insurance, but there are better options out there than this offer. IdentityMonitor seems to only alert you of when a theft may occur, doesn’t seem to do much afterwards (I don’t have the service so I don’t know, but none of the bullet points mention it).

The only thing that would concern me about this promotional offer is that there’s no mention of the $25 outside of the graphic on the left of the landing page (nothing in the IdentityMonitor terms and conditions, no mention on the sign up page), so if you do this or have done this offer, please let us know if there are any hiccups we should be aware of.

(Also, if the above link doesn’t work, please let me know… I reached it through a link in my account so it might not be public)

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