This is why you're broke 
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This is why you’re broke, auto pay edition

This is why you're broke, Netflix auto debit editionLike Wile E. Coyote and those canyon walls painted to look like a wide-open road, I can never seem to stop falling into the auto pay trap.

In theory, it’s great; having monthly subscription fees automatically debited from your checking account is so convenient it’s almost invisible, especially for smaller charges. But therein lies the problem for me: Even if I never use it I’ll wait much longer to cut back or cancel a service that’s auto pay compared to one where I actually have to log on and pay by hand, or God forbid, mail in a paper check.
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