Car insurance surprise: Want your car back fast? Pay up

If the other driver's car insurance company won't play ball, you may have to pay up to get your car back fastThe Friday evening before I headed to the Financial Blogger Conference, I was in a car accident. A college student making a left hand turn out of a parking lot hit my car. Thankfully, no one was hurt.

It’s been more than 12 years since my last car accident, and that happened while I was still on my parents’ car insurance; this is the first time I’ve had to deal with a car accident on my own car insurance policy.

In addition to being surprised by just how slow-moving the process was, I was also confronted with an interesting dilemma: Should I pay to get my car back faster?

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