Personal Finance 
13
comments

Carnivals Games You Should Play (And Games to Skip!)

Carnival Ferris WheelMy favorite part about spring, besides the good weather, is the arrival of carnivals. Carnivals are little bastions of legalized gambling wrapped up in a nice funnel cake shell and deep fried in clown makeup, less than safe rides, and bright flashing lights. I love carnivals because you can walk around for free, listen to the cheer of the crowd as someone wins an oversized stuffed animal, and enjoy the outdoors while sampling a bit of capitalism here or there.

The cornerstone of every carnival is the game area. I say it’s legalized gambling because otherwise rational people hand over real money to play fake games and win stuffed prizes. When you go to a casino, you know all the games have a house edge. When you go to a carnival, you know all the games are rigged. If you insist on playing, as I do, it’s important to maximize your fun. If maximizing your fun involves winning a prize, then we have a rule you must follow if you want to get the most for your money. If you are just playing to have fun and could care less about winning a prize, play whatever makes you happy.

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 Personal Finance 
28
comments

How to Beat Popular Carnival Games

Ferris WheelSpring is almost upon us and you know what that means, carnivals! In the spirit of this morning’s post, which was about long cons, let’s talk about some short cons… carnival games. That’s right, most, if not all, carnival games are diversions designed to separate a fool from their money… one dollar at a time.

For this article, I have to give a shout-out to one of my friends, John, who used to work the carnival that come into town (for anyone from the Stony Brook area of Long Island, it was the carnival that used to come into town and set up shop near SUNY Stony Brook). Back then, we used to visit him all the time as he ran all the stupid games and he told us the inside scoop on a bunch of the games. If it weren’t for John, I’d probably still think those carnival games were fair and that I really did have a chance to win that five foot tall bear.

In this article, I’ll point out some carnivals games, what the con is, and how you might be able to beat it. But remember, just like the lottery, the only way to win is if you have fun while you do it because chances are you won’t win much.

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 Personal Finance 
15
comments

84th Carnival of Personal Finance

I’m happy to present, for your reading enjoyment, a ridiculously long 84th Carnival of Personal Finance. You may have expected Five Cent Nickel to host this particular edition but earlier this week he asked that we swap hosting positions so you can see his rendition next week.

The Carnival has grown tremendously from its first edition on June 20th, 2005 when thirteen bloggers participated (I was the first, so ha!) and today we have more submissions than I care to count and it’s grown to the point where I don’t think I’ll be able to do anything clever or interesting with it and still be able to enjoy my weekend. I’ve enjoyed my time hosting the Carnival, my first time being the 2nd Edition that featured a svelte eight entries – I read every single one. I really enjoyed the 47th Edition where I put together a map of the entries (in my opinion, my crowning achievement in hosting any carnival)… but this week there were just too many entries this will mark my final appearance as host of the CoPF. I feel that with the sheer number of submissions, I’d be doing the carnival and its submitters a disservice by continuing to host and doing a list of links as you’re about the see.


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 Personal Finance 
4
comments

Carnival of the Capitalists

Welcome everyone to this week’s edition of the Carnival of the Capitalists, one of the oldest and more celebrated carnivals out there, and this week, even though many of us in the US are all fattened up on some turkey, we still have a nice helping of leftovers to get you through the start of yet another regularly scheduled work week.

Enjoy!

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 Frugal Living 
0
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Festival of Frugality #8

I want to thank the 22 participants of this week’s Festival of Frugality, that’s an all time record I believe, and I want to definitely thank Sarah of Frugal Underground for doing an exceptional job hosting it.

I’ll be hosting next week’s edition so please send along your submissions via the forms at Conservative Cat or Blog Carnival. If you’re interested in hosting, please contact me after reading what this Festival is about. Thanks!


 Personal Finance 
7
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Carnival of the Vanities – Jan 25th 2006 Edition

The Carnival of the Vanities makes a brief one-week stay here at my humble blog and I’m glad to be able to present so many interesting articles. I won’t spend any more time fluffing it up, here is a nice collection of 43 posts representing the best of the blogs they’re published at. Enjoy!


 Investing, Personal Finance 
8
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Carnival of Investing #6

I have the pleasure of presenting to you the Sixth Carnival of Investing. Without further ado or unnecessary fanfare, here is this week’s investing highlights:

If you’re interested in learning more about this Carnival, visit Retire at 30 for more information.


 Personal Finance 
2
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Carnival of Personal Finance #11 Highlights

JLP at AllThingsFinancial has published the 11th edition and it weighs in at almost twenty submissions. Predictably, top billing goes towards the recent skyrocketing gasoline/oil prices but there are some good articles on popular personal finance topics such as budgeting, debt management, and financial planning. Here are the ones that piqued my interest:

Clutter2Cash has a very interesting article on creating a personal 401(k), for those of you with self-employment income. This is something I might take advantage of in the future since the fees of a personal 401(k) are much higher (with justification).

Dawn at Frugal For Life has joined the “homebuying tips” fray with her own suggestions on tips before making the big purchase. I would argue that the minimum number of years you intend to stay somewhere before you buy should be seven years, not two.

Ironman has created a very helpful hybrid vs. standard car comparison calculator and submitted it this week. It would’ve been awesome if he had listed some common EPA mileage ratings but the calculator is still useful regardless.


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