Personal Finance 
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Comments of the week, debt ceiling edition

Keep the comments coming!One of the best parts of running Bargaineering so far is getting to read all the incisive comments left by readers. Here are a few that stood out on some of the big issues we blogged about this week, including the debt-limit fight going on in Washington, D.C.:


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 Cars 
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How do you get 3 million miles out of 1 car?

Irv Gordon got 3 million miles out of his car. His secret? Read the manual.There’s a certain satisfaction to getting the maximum possible use out of something you bought — squeezing the last bit of toothpaste out of the bottom of the tube, wearing a pair of jeans until they pretty much collapse into a pile of rags, etc.

But you’d have to work pretty hard to get more value out of a purchase than Irv Gordon, a retired science teacher from Long Island, N.Y. who recently became the first human to get 3 million miles out of a passenger car.


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 Cars 
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Car Problems You May Be Able To Ignore

Car MechanicI drive a 2005 Chevy Aveo that I bought new. In case you have never owned one, they were made with sub-par parts. For example, the thermostat housing was made of plastic. Thermostat housings are near the engine, so within 3 years, it had gotten so hot on and off that it cracked in two. Amazingly, the replacement part was metal. Long story short, I have looked into what problems can be ignored and what problems can’t when it comes to a car like mine. Please keep in mind that I am not an auto professional – I just own a cruddy one and am sharing my experiences.

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 Cars 
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How to Kill Your Car

JunkerWith gas prices being so high, I have been thinking about how to save at the pump for the last few months. I realized that becoming self-employed was going to help since the commute to my day job was causing me to need to fill up every 5 or 6 days. Since quitting your job isn’t an option for everybody, I also tried to think of other ways a person could kill their need for a car. I have come up with several main options. You too can save yourself some money on gas and vehicle maintenance by opting for alternative forms of transportation. Here are a few of the ways I can think of that you can kill your car.

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 Cars 
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Tips for Getting a Great Deal at a Car Dealership

Car DealershipI have been working with a car dealership software company for 6 years.  In that time, I have seen thousands of deals from a dealership’s point of view.  The only difference between making a good deal and a bad deal is what you know before you step onto a car lot.  Here are a few tricks I have figured out to get a great deal on a car if you will be buying from a dealership.

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 Insurance 
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Three Insurance Policies to Skip

InsuranceLong time readers of Bargaineering probably recall that I don’t have collision or comprehensive insurance on my car. It’s a decision that paid off with my first car and one that I’ve stuck with on my current car. While it helps that I don’t drive very often (I work from home), it’s a financial risk that I’ve decided to take on and certainly not an insurance policy I recommend you skip.

There are, however, plenty of insurance policies out there that I am comfortable suggesting that you skip. Here are just three of them:

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 Shopping 
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Five Weirdest Product Recalls

When you purchase a product, you assume that it is safe to use. After all, we expect that companies (and the regulatory system) will ensure that products are rigorously tested for safety and sanitation before sending them to stores. Unfortunately, this is not always the case. Every year there are hundreds of recalls. It is important for you to consider whether or not there could be a problem. You can get the latest news on recalls from the United States Consumer Product Safety Commission.

Sometimes unsafe or unsanitary products slip through the cracks. When that happens, you might find yourself bitten by spiders, chewing on worms, or having to amputate your child’s finger.

Here are five weird product recalls that might make you pause before making your next purchase:

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 Insurance 
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How to Lower Your Car Insurance Premiums

WrecksWhen it comes to saving money in this economy, it appears that many people are dropping or lowering their auto insurance policies. It’s a bit of a gamble but adjusting your insurances, whether it’s homeowners or auto or anything else, can be a way to save a few more dollars if things are looking tight. However, the subject of how to lower your auto insurance costs has been covered a near infinite number of times already and everyone knows the basics – shop for alternatives, increase your deductibles, drop comprehensive and collision on older vehicles, package together policies for a discount, etc.

I would like to that think you all know that you should shop around for insurance, just as you would shop around for anything else. I would also hope that you understand the relationship between your premium payments and your deductible. Hitting those points really just smashes the some tired old ideas back into your brain and, honestly, wastes your time. So, this post will be about the more novel ways to lower your car insurance costs. Chances are you may not use any of these ideas but it may spur you to think of some clever ideas of your own (that you can share!).

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