Trying to find a way to save money every month is a lot like playing Whack a Mole. In April you might save some money by brown bagging your lunch to work. In May you might try some hypermiling driving tips, like easing up on the brakes or driving closer to the speed limit. By June, you’ll probably have stopped brown bagging lunch as often but you’ll try going out to bars less after work. It’s hard keeping everything straight, especially if you haven’t made it a habit.
That’s why the key to saving money every month is to reduce your overall “financial load.” That is, cut or reduce your fixed monthly expenses.
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