Personal Finance 
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Sick of your cell phone carrier? Unlock your way to cheap talk

Unlocking phones can cut your monthly billsWhen it comes to cellphone use, one size (or, you know, several) does not fit all.

There are a number of reasons you may want to unlock your smartphone. Unlocking your smartphone allows you to continue using the same phone without having to purchase a new one once your contract runs out, and without having to bind yourself to a new contract. For those who spend time traveling abroad, unlocking can also protect you against exorbitant international roaming fees by allowing you to switch to an in-country carrier.
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 Personal Finance 
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Cellphone insurance: Is it worth it?

Is cellphone insurance worth it?When you buy a new cell phone, most companies take the opportunity to offer you insurance that’s supposed to protect you in case it breaks. But does it really help?

A couple of Christmases ago, I splurged and bought my boyfriend a smartphone. Because it seemed like a good idea at the time, I also paid for an insurance plan at about $10 a month.

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