25,000 or $250 Citi PremierPass Elite Promotion

I guess offering 25,000 points is becoming the norm for a lot of the annual fee type cards these days and Citi has thrown its hat into the ring for a share of your wallet. If you apply for their Citi PremierPass Elite Level credit card and make a purchase within the first two months, they’ll credit you with 25,000 points worth a round trip ticket or $250 in gift cards.

It’s not as sizzling hot as the $250 American Express Business Gold card promotion (since that card waives the annual fee) or the now expired $250 Chase Freedom card promotion, but it’s still better than nothing, right?

I don’t know how long the promotion will last since I pulled it from the Citi homepage but there probably isn’t much a rush.

 Credit, Personal Finance, Reviews 

Citi PremierPass Card Review

At the request of a reader, I’ve taken a look at the new Citi PremierPass Elite Card, a multi-airline rewards card similar to many other travel rewards programs out there, and it doesn’t look like all that impressive a program. There are four tiers to the PremierPass Card: basic, Elite Level, CitiBusiness, and a Citigroup Chairman (though only Basic and Elite are technically titled PremierPass). The PremierPass Card was actually SmartMoney Magazine’s pick as the best travel reward program, and in my review of their picks versus mine, I selected no alternative since I’m not a fan of travel reward cards.

Let us compare the Basic & Elite cards against the the Gold AMEX Delta SkyMiles Credit Card.

PremierPass Basic PremierPass Elite Delta Skymiles
Delta Skymiles Credit Card
Annual Fee: $0 $75 $85
Point Accrual: 1 point per 3 miles flown, 1 point per dollar spent, points don’t expire if 1 purchase made in 3 years. 1 point per mile flown, 2 points per dollar spent at supermarket /gas stations/ drugstores, 1 point per dollar spent elsewhere, points don’t expire if 1 purchase made in 3 years. 1 point per mile flown on Delta, 2 point per dollar spent (always double points promotion),
miles never expire.
Sign On Miles: 10,000 points after $300 in purchases within 3 months 20,000 points after $600 in purchases within 3 months 17,500 points
Domestic Restricted* Coach (48 States) 25,000 25,000 25,000
Domestic Restricted* Coach (Hawai’i, Alaska) 35,000 35,000 35,000
Europe Restricted* Coach 50,000 50,000 50,000
Point Value Schedule: Schedule Schedule Calculator

* Restricted means the flight must be booked 14 days in advance and requires a Saturday night stay.

The verdict is if you want a travel rewards card, go with the Premier Pass cards over any of the individual airlines cards. The mileage you need per ticket is identical and you get the flexibility of using multiple airlines, a benefit which is crucial given the recent financial struggles of major carriers. Also, with the basic having no annual fee, carrying this card won’t cost you any money, unlike the Elite or either of the two major airline credit cards.

Advertising Disclosure: Bargaineering may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.
About | Contact Me | Privacy Policy/Your California Privacy Rights | Terms of Use | Press
Copyright © 2016 by All rights reserved.