Family 
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Daycare vs. Stay At Home: A Mom’s Perspective

Dancing in DaycareEditor’s Note: Last week, I wrote a brief post about the financial tradeoffs of daycare versus being a stay at home parent. Kelly of The Centsible Life offered to write a more detailed guest post on the subject because, as a mother of four, she is clearly way more qualified to speak on the tradeoffs than I am. I gladly took her generous offer so here is a mom’s perspective on the issue.

In Jim’s original post he posed a seemingly simple question: Stay at Home or Pay for Daycare? Since Jim isn’t a parent yet, there are many intricacies and options that the post didn’t discuss. I’m here to fill that gap. :)

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 Family 
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Stay At Home or Pay for Daycare?

Dancing in DaycareWe’re getting to the age when our friends are starting to have kids and so the topic of daycare has come up on a number of occasions. As a couple with no kids, we haven’t done the research but we’ve always known intuitively that daycare was expensive. In doing some research for this article, I was amazed at how expensive daycare was. A whole year for an infant can run you $18,000!

So in our modern age where you have two working parents, many couples have to decide whether they want to keep two incomes or drop down to one. If we were to make that decision, here is what I think we’d do in preparation.

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