When To Be Frugal

I am not an extremely frugal person, but I am not a spendthrift either. I love squirreling away my money just as much as I love my home, health, and hobbies. In short, my husband and I save more than a third of our income on a regular basis, but we do not cheap out on certain things. Specifically, I will spend whatever is necessary to live healthily and sleep well. Frugality has its place in the world of personal finance, but there are some things that you just cannot afford to be cheap about and things you can.

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Cheap Fun for the Kids

With the kids out of school, I know there are a ton of parents out there trying to think of ways to keep them entertained without draining the family’s coffers.  I know I remember my mother having the same problem with the three of us.  At the beginning of every summer, we’d get bored and slowly tear up the house looking for stuff to do.  After a few days of driving her nuts, we got used to playing on our own outside and she took us on a few frugal trips every summer as well.  Here are some ideas for cheap fun for the kids.

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