Shopping 
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3 ways to avoid becoming a consumer victim during Black Friday shopping

Avoid becoming yet another victim of Black Friday shopping.It seems like such a good idea: spend a few hours on a day you’d otherwise just be sitting around in a turkey-induced stupor to knock out your holiday shopping at a fraction of what you’d normally pay.

Yes, Black Friday is billed as one of the biggest shopping days of the year, and has a reputation as the time to get the best deals on toys, clothes, electronics and everything else on your holiday shopping list.

But is Black Friday really such a good time to score deals? How much are you truly saving when you drop everything to try for a doorbuster?
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 Frugal Living 
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Can you do Thanksgiving dinner for less than $20?

Is it possible to put together a recognizable Thanksgiving Dinner for $20?It’s now a week until Thanksgiving, and since thawing a turkey takes a few hours shy of forever, you’d better start your meal planning now. That is, if you don’t want to end up doing the walk of shame to whatever sad buffet restaurant your ill planning consigns you to. (Full disclosure: I’ve eaten out for Thanksgiving exactly once and I am still kind of traumatized, but maybe it’s actually great and I just don’t know.)

My wife and I like to cook, and we usually do it up for Thanksgiving. But I’m still amazed at the lengths people go to, and what they’re willing to spend, to put an impressive Thanksgiving dinner together. For all the Martha Stewart or Alton Brown wannabees out there, that free-range “heritage” bird can cost you more than a $100, not to mention all the black truffle mashed potatoes, organic kale and all the other delicious stuff you can make to go along with it if you feel like spending the money.

But what if instead of having a foodie Thanksgiving, you had a frugal one?
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 Shopping 
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Free layaway: Is it a good deal?

Is free layaway actually a good deal?In the next few weeks, stores and online retailers will be bombarded with holiday shoppers. In an effort to encourage spending, some stores are offering free layaway programs.

Toys ‘R’ Us, for example, boasts, “No upfront fees!” on their website. And in August, Walmart introduced “free layaway with no opening fee,” according to a press release.


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 Shopping 
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Last Minute Valentine’s Day Ideas

RoseHave you been putting off planning for Valentine’s Day? If you have been, your day of reckoning has arrived. You’ve probably got less than eight hours to pull off a respectable Valentine’s Day. Chances are, of course, that you are going to be apart from your sweetie all day, so when you meet up later, you can provide a surprise.

Here are some things you can plan for this evening — even if you are behind. (and you’re welcome :) )

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